$27,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
10 Jun 2008 (3 years, 5 months remaining)
Months
(3 years, 5 months )
%

$27,042
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$16,859
Commercial  

Results

Financial Commitment

Car Price
$27,800
Monthly Installment
$448.25 /month for 3 years, 5 months (41 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$8,340 (30% of Car Price)
1st Installment
$448.25
Total Upfront Payment
$8,813.25

Loan Details

Total Loan
$19,460 Information
Total Interest
$1,698 Information
Total Sum Paid
$21,158 at the end of 3 years, 5 months (41 months)

Other Car Financial Details

COE
$16,859 Information
ARF Paid
$27,042 Information
PARF Rebate
You get back $13,521 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,271 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2020 -16,313 5,620 -10,693
Mar 2020 -15,943 5,479 -10,464
Apr 2020 -15,572 5,339 -10,233
May 2020 -15,199 5,198 -10,000
Jun 2020 -14,823 5,058 -9,766
Jul 2020 -14,446 4,917 -9,529
Aug 2020 -14,067 4,777 -9,290
Sep 2020 -13,686 4,636 -9,050
Oct 2020 -13,303 4,496 -8,807
Nov 2020 -12,917 4,355 -8,562
Dec 2020 -12,530 4,215 -8,316
Jan 2021 -12,141 4,074 -8,067
End Of Year 1 of Loan
Feb 2021 -11,750 3,934 -7,816
Mar 2021 -11,357 3,793 -7,564
Apr 2021 -10,962 3,653 -7,309
May 2021 -10,565 3,512 -7,053
Jun 2021 -10,166 3,372 -6,794
Jul 2021 -9,765 3,231 -6,534
Aug 2021 -9,362 3,091 -6,272
Sep 2021 -8,958 2,950 -6,007
Oct 2021 -8,551 2,810 -5,741
Nov 2021 -8,142 2,669 -5,473
Dec 2021 -7,731 2,529 -5,202
Jan 2022 -7,318 2,388 -4,930
End Of Year 2 of Loan
Feb 2022 -6,904 2,248 -4,656
Mar 2022 -6,487 2,107 -4,380
Apr 2022 -6,068 1,967 -4,102
May 2022 -5,648 1,826 -3,821
Jun 2022 -5,225 1,686 -3,539
Jul 2022 -4,801 1,545 -3,255
Aug 2022 -4,374 1,405 -2,969
Sep 2022 -3,945 1,264 -2,681
Oct 2022 -3,515 1,124 -2,391
Nov 2022 -3,083 983 -2,099
Dec 2022 -2,648 843 -1,805
Jan 2023 -2,212 702 -1,509
End Of Year 3 of Loan
Feb 2023 -1,773 562 -1,211
Mar 2023 -1,333 421 -911
Apr 2023 -891 281 -610
May 2023 -446 140 -306
Jun 2023 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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