$27,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
10 Jun 2008 (2 years, 10 months remaining)
Months
(2 years, 10 months )
%

$27,042
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$16,859
Commercial  

Results

Financial Commitment

Car Price
$27,800
Monthly Installment
$532.01 /month for 2 years, 10 months (34 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$8,340 (30% of Car Price)
1st Installment
$532.01
Total Upfront Payment
$8,897.01

Loan Details

Total Loan
$19,460 Information
Total Interest
$1,408 Information
Total Sum Paid
$20,868 at the end of 2 years, 10 months (34 months)

Other Car Financial Details

COE
$16,859 Information
ARF Paid
$27,042 Information
PARF Rebate
You get back $13,521 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$9,853 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Sep 2020 -16,228 4,636 -11,592
Oct 2020 -15,775 4,496 -11,279
Nov 2020 -15,318 4,355 -10,963
Dec 2020 -14,860 4,215 -10,645
Jan 2021 -14,399 4,074 -10,324
Feb 2021 -13,935 3,934 -10,002
Mar 2021 -13,470 3,793 -9,676
Apr 2021 -13,001 3,653 -9,349
May 2021 -12,531 3,512 -9,019
Jun 2021 -12,058 3,372 -8,686
Jul 2021 -11,583 3,231 -8,352
Aug 2021 -11,105 3,091 -8,015
End Of Year 1 of Loan
Sep 2021 -10,625 2,950 -7,675
Oct 2021 -10,143 2,810 -7,333
Nov 2021 -9,658 2,669 -6,989
Dec 2021 -9,171 2,529 -6,643
Jan 2022 -8,682 2,388 -6,294
Feb 2022 -8,190 2,248 -5,942
Mar 2022 -7,696 2,107 -5,589
Apr 2022 -7,200 1,967 -5,233
May 2022 -6,701 1,826 -4,874
Jun 2022 -6,199 1,686 -4,514
Jul 2022 -5,696 1,545 -4,150
Aug 2022 -5,190 1,405 -3,785
End Of Year 2 of Loan
Sep 2022 -4,682 1,264 -3,417
Oct 2022 -4,171 1,124 -3,047
Nov 2022 -3,658 983 -2,674
Dec 2022 -3,142 843 -2,299
Jan 2023 -2,625 702 -1,922
Feb 2023 -2,104 562 -1,542
Mar 2023 -1,582 421 -1,160
Apr 2023 -1,057 281 -776
May 2023 -530 140 -389
Jun 2023 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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