$69,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
4 Jul 2018 (8 years, 5 months remaining)
Months
(7 years)
%

$32,747
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$27,087
Commercial  

Results

Financial Commitment

Car Price
$69,800
Monthly Installment
$602.57 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$27,920 (40% of Car Price)
1st Installment
$602.57
Total Upfront Payment
$28,547.57

Loan Details

Total Loan
$41,880 Information
Total Interest
$8,736 Information
Total Sum Paid
$50,616 at the end of 7 years (84 months)

Other Car Financial Details

COE
$27,087 Information
ARF Paid
$37,846 Information
PARF Rebate
You get back $18,923 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,358 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar 2020 -41,483 22,573 -18,910
Apr 2020 -41,084 22,347 -18,737
May 2020 -40,682 22,121 -18,561
Jun 2020 -40,277 21,895 -18,382
Jul 2020 -39,870 21,670 -18,201
Aug 2020 -39,461 21,444 -18,017
Sep 2020 -39,049 21,218 -17,831
Oct 2020 -38,635 20,992 -17,643
Nov 2020 -38,219 20,767 -17,452
Dec 2020 -37,800 20,541 -17,259
Jan 2021 -37,378 20,315 -17,063
Feb 2021 -36,954 20,090 -16,865
End Of Year 1 of Loan
Mar 2021 -36,528 19,864 -16,664
Apr 2021 -36,099 19,638 -16,461
May 2021 -35,668 19,412 -16,255
Jun 2021 -35,234 19,187 -16,047
Jul 2021 -34,798 18,961 -15,837
Aug 2021 -34,359 18,735 -15,624
Sep 2021 -33,918 18,509 -15,409
Oct 2021 -33,475 18,284 -15,191
Nov 2021 -33,029 18,058 -14,971
Dec 2021 -32,580 17,832 -14,748
Jan 2022 -32,130 17,607 -14,523
Feb 2022 -31,676 17,381 -14,295
End Of Year 2 of Loan
Mar 2022 -31,220 17,155 -14,065
Apr 2022 -30,762 16,929 -13,833
May 2022 -30,302 16,704 -13,598
Jun 2022 -29,839 16,478 -13,361
Jul 2022 -29,373 16,252 -13,121
Aug 2022 -28,905 16,026 -12,879
Sep 2022 -28,435 15,801 -12,634
Oct 2022 -27,962 15,575 -12,387
Nov 2022 -27,486 15,349 -12,137
Dec 2022 -27,009 15,124 -11,885
Jan 2023 -26,528 14,898 -11,631
Feb 2023 -26,046 14,672 -11,374
End Of Year 3 of Loan
Mar 2023 -25,561 14,446 -11,114
Apr 2023 -25,073 14,221 -10,852
May 2023 -24,583 13,995 -10,588
Jun 2023 -24,091 13,769 -10,321
Jul 2023 -23,596 13,544 -10,052
Aug 2023 -23,098 13,318 -9,781
Sep 2023 -22,599 13,092 -9,507
Oct 2023 -22,096 12,866 -9,230
Nov 2023 -21,592 12,641 -8,951
Dec 2023 -21,084 12,415 -8,670
Jan 2024 -20,575 12,189 -8,386
Feb 2024 -20,063 11,963 -8,099
End Of Year 4 of Loan
Mar 2024 -19,548 11,738 -7,811
Apr 2024 -19,031 11,512 -7,519
May 2024 -18,512 11,286 -7,226
Jun 2024 -17,990 11,061 -6,930
Jul 2024 -17,466 10,835 -6,631
Aug 2024 -16,939 10,609 -6,330
Sep 2024 -16,410 10,383 -6,027
Oct 2024 -15,879 10,158 -5,721
Nov 2024 -15,344 9,932 -5,413
Dec 2024 -14,808 9,706 -5,102
Jan 2025 -14,269 9,480 -4,789
Feb 2025 -13,728 9,255 -4,473
End Of Year 5 of Loan
Mar 2025 -13,184 9,029 -4,155
Apr 2025 -12,637 8,803 -3,834
May 2025 -12,089 8,578 -3,511
Jun 2025 -11,538 8,352 -3,186
Jul 2025 -10,984 8,126 -2,858
Aug 2025 -10,428 7,900 -2,527
Sep 2025 -9,869 7,675 -2,195
Oct 2025 -9,308 7,449 -1,859
Nov 2025 -8,745 7,223 -1,522
Dec 2025 -8,179 6,997 -1,182
Jan 2026 -7,611 6,772 -839
Feb 2026 -7,040 6,546 -494
End Of Year 6 of Loan
Mar 2026 -6,467 6,320 -146
Apr 2026 -5,891 6,095 203
May 2026 -5,313 5,869 556
Jun 2026 -4,732 5,643 911
Jul 2026 -4,149 5,417 1,268
Aug 2026 -3,564 5,192 1,628
Sep 2026 -2,976 4,966 1,990
Oct 2026 -2,386 4,740 2,354
Nov 2026 -1,793 4,515 2,721
Dec 2026 -1,198 4,289 3,091
Jan 2027 -600 4,063 3,463
Feb 2027 0 3,837 3,837
Mar 2027 0 3,612 3,612
Apr 2027 0 3,386 3,386
May 2027 0 3,160 3,160
Jun 2027 0 2,934 2,934
Jul 2027 0 2,709 2,709
Aug 2027 0 2,483 2,483
Sep 2027 0 2,257 2,257
Oct 2027 0 2,032 2,032
Nov 2027 0 1,806 1,806
Dec 2027 0 1,580 1,580
Jan 2028 0 1,354 1,354
Feb 2028 0 1,129 1,129
Mar 2028 0 903 903
Apr 2028 0 677 677
May 2028 0 451 451
Jun 2028 0 226 226
Jul 2028 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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