$64,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
16 Nov 2018 (7 years, 10 months remaining)
Months
(7 years)
%

$21,101
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$26,953
Commercial  

Results

Financial Commitment

Car Price
$64,800
Monthly Installment
$559.41 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$19,440 (30% of Car Price)
1st Installment
$559.41
Total Upfront Payment
$20,024.41

Loan Details

Total Loan
$45,360 Information
Total Interest
$8,110 Information
Total Sum Paid
$53,470 at the end of 7 years (84 months)

Other Car Financial Details

COE
$26,953 Information
ARF Paid
$21,541 Information
PARF Rebate
You get back $10,771 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,276 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -38,511 20,889 -17,623
Mar 2021 -38,141 20,664 -17,477
Apr 2021 -37,767 20,439 -17,328
May 2021 -37,392 20,215 -17,177
Jun 2021 -37,014 19,990 -17,024
Jul 2021 -36,634 19,766 -16,869
Aug 2021 -36,252 19,541 -16,711
Sep 2021 -35,868 19,316 -16,551
Oct 2021 -35,481 19,092 -16,389
Nov 2021 -35,092 18,867 -16,225
Dec 2021 -34,701 18,642 -16,058
Jan 2022 -34,307 18,418 -15,889
End Of Year 1 of Loan
Feb 2022 -33,911 18,193 -15,718
Mar 2022 -33,513 17,969 -15,545
Apr 2022 -33,113 17,744 -15,369
May 2022 -32,710 17,519 -15,191
Jun 2022 -32,305 17,295 -15,010
Jul 2022 -31,898 17,070 -14,828
Aug 2022 -31,489 16,846 -14,643
Sep 2022 -31,077 16,621 -14,456
Oct 2022 -30,663 16,396 -14,266
Nov 2022 -30,247 16,172 -14,075
Dec 2022 -29,828 15,947 -13,881
Jan 2023 -29,407 15,723 -13,685
End Of Year 2 of Loan
Feb 2023 -28,984 15,498 -13,486
Mar 2023 -28,559 15,273 -13,285
Apr 2023 -28,131 15,049 -13,082
May 2023 -27,701 14,824 -12,877
Jun 2023 -27,269 14,600 -12,669
Jul 2023 -26,834 14,375 -12,460
Aug 2023 -26,398 14,150 -12,247
Sep 2023 -25,959 13,926 -12,033
Oct 2023 -25,517 13,701 -11,816
Nov 2023 -25,074 13,477 -11,597
Dec 2023 -24,628 13,252 -11,376
Jan 2024 -24,180 13,027 -11,153
End Of Year 3 of Loan
Feb 2024 -23,730 12,803 -10,927
Mar 2024 -23,277 12,578 -10,699
Apr 2024 -22,822 12,353 -10,469
May 2024 -22,365 12,129 -10,236
Jun 2024 -21,905 11,904 -10,001
Jul 2024 -21,444 11,680 -9,764
Aug 2024 -20,980 11,455 -9,525
Sep 2024 -20,513 11,230 -9,283
Oct 2024 -20,045 11,006 -9,039
Nov 2024 -19,574 10,781 -8,793
Dec 2024 -19,101 10,557 -8,544
Jan 2025 -18,626 10,332 -8,294
End Of Year 4 of Loan
Feb 2025 -18,148 10,107 -8,041
Mar 2025 -17,668 9,883 -7,785
Apr 2025 -17,186 9,658 -7,528
May 2025 -16,702 9,434 -7,268
Jun 2025 -16,215 9,209 -7,006
Jul 2025 -15,726 8,984 -6,742
Aug 2025 -15,235 8,760 -6,475
Sep 2025 -14,741 8,535 -6,206
Oct 2025 -14,245 8,311 -5,935
Nov 2025 -13,747 8,086 -5,661
Dec 2025 -13,247 7,861 -5,386
Jan 2026 -12,744 7,637 -5,108
End Of Year 5 of Loan
Feb 2026 -12,239 7,412 -4,827
Mar 2026 -11,732 7,187 -4,545
Apr 2026 -11,223 6,963 -4,260
May 2026 -10,711 6,738 -3,973
Jun 2026 -10,197 6,514 -3,683
Jul 2026 -9,681 6,289 -3,392
Aug 2026 -9,162 6,064 -3,098
Sep 2026 -8,642 5,840 -2,802
Oct 2026 -8,119 5,615 -2,503
Nov 2026 -7,593 5,391 -2,203
Dec 2026 -7,066 5,166 -1,900
Jan 2027 -6,536 4,941 -1,594
End Of Year 6 of Loan
Feb 2027 -6,004 4,717 -1,287
Mar 2027 -5,469 4,492 -977
Apr 2027 -4,932 4,268 -665
May 2027 -4,393 4,043 -351
Jun 2027 -3,852 3,818 -34
Jul 2027 -3,309 3,594 285
Aug 2027 -2,763 3,369 606
Sep 2027 -2,215 3,145 930
Oct 2027 -1,665 2,920 1,255
Nov 2027 -1,112 2,695 1,583
Dec 2027 -557 2,471 1,914
Jan 2028 0 2,246 2,246
Feb 2028 0 2,021 2,021
Mar 2028 0 1,797 1,797
Apr 2028 0 1,572 1,572
May 2028 0 1,348 1,348
Jun 2028 0 1,123 1,123
Jul 2028 0 898 898
Aug 2028 0 674 674
Sep 2028 0 449 449
Oct 2028 0 225 225
Nov 2028 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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