$202,988

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
13 Jun 2018 (7 years, 2 months remaining)
Months
(7 years)
%

$47,474 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$37,330
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$202,988
Monthly Installment
$1,752.37 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$81,195 (40% of Car Price)
1st Installment
$1,752.37
Total Upfront Payment
$82,972.57

Loan Details

Total Loan
$121,793 Information
Total Interest
$25,406 Information
Total Sum Paid
$147,199 at the end of 7 years (84 months)

Other Car Financial Details

COE
$37,330 Information
ARF Paid
$58,464 Information
PARF Rebate
You get back $29,232 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$24,294 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May 2021 -120,638 62,048 -58,591
Jun 2021 -119,477 61,737 -57,740
Jul 2021 -118,308 61,425 -56,882
Aug 2021 -117,132 61,114 -56,017
Sep 2021 -115,949 60,803 -55,145
Oct 2021 -114,759 60,492 -54,266
Nov 2021 -113,561 60,181 -53,380
Dec 2021 -112,357 59,870 -52,487
Jan 2022 -111,145 59,559 -51,586
Feb 2022 -109,927 59,248 -50,679
Mar 2022 -108,701 58,937 -49,764
Apr 2022 -107,468 58,626 -48,842
End Of Year 1 of Loan
May 2022 -106,228 58,315 -47,914
Jun 2022 -104,981 58,004 -46,978
Jul 2022 -103,727 57,692 -46,034
Aug 2022 -102,466 57,381 -45,084
Sep 2022 -101,197 57,070 -44,127
Oct 2022 -99,922 56,759 -43,162
Nov 2022 -98,639 56,448 -42,191
Dec 2022 -97,349 56,137 -41,212
Jan 2023 -96,052 55,826 -40,226
Feb 2023 -94,748 55,515 -39,233
Mar 2023 -93,437 55,204 -38,233
Apr 2023 -92,119 54,893 -37,226
End Of Year 2 of Loan
May 2023 -90,793 54,582 -36,212
Jun 2023 -89,461 54,271 -35,190
Jul 2023 -88,121 51,586 -36,536
Aug 2023 -86,775 51,275 -35,500
Sep 2023 -85,421 50,964 -34,457
Oct 2023 -84,060 50,652 -33,407
Nov 2023 -82,692 50,341 -32,350
Dec 2023 -81,316 50,030 -31,286
Jan 2024 -79,934 49,719 -30,215
Feb 2024 -78,545 49,408 -29,137
Mar 2024 -77,148 49,097 -28,051
Apr 2024 -75,745 48,786 -26,959
End Of Year 3 of Loan
May 2024 -74,334 48,475 -25,859
Jun 2024 -72,916 48,164 -24,752
Jul 2024 -71,491 45,479 -26,012
Aug 2024 -70,059 45,168 -24,891
Sep 2024 -68,620 44,857 -23,763
Oct 2024 -67,173 44,546 -22,627
Nov 2024 -65,720 44,235 -21,485
Dec 2024 -64,259 43,924 -20,336
Jan 2025 -62,791 43,613 -19,179
Feb 2025 -61,317 43,301 -18,015
Mar 2025 -59,835 42,990 -16,844
Apr 2025 -58,346 42,679 -15,666
End Of Year 4 of Loan
May 2025 -56,849 42,368 -14,481
Jun 2025 -55,346 42,057 -13,289
Jul 2025 -53,836 39,372 -14,463
Aug 2025 -52,318 39,061 -13,257
Sep 2025 -50,794 38,750 -12,043
Oct 2025 -49,262 38,439 -10,823
Nov 2025 -47,723 38,128 -9,595
Dec 2025 -46,177 37,817 -8,360
Jan 2026 -44,624 37,506 -7,118
Feb 2026 -43,064 37,195 -5,869
Mar 2026 -41,496 36,884 -4,613
Apr 2026 -39,922 36,573 -3,349
End Of Year 5 of Loan
May 2026 -38,340 36,261 -2,079
Jun 2026 -36,752 35,950 -801
Jul 2026 -35,156 33,266 -1,890
Aug 2026 -33,553 32,955 -598
Sep 2026 -31,943 32,643 701
Oct 2026 -30,326 32,332 2,007
Nov 2026 -28,701 32,021 3,320
Dec 2026 -27,070 31,710 4,640
Jan 2027 -25,432 31,399 5,968
Feb 2027 -23,786 31,088 7,302
Mar 2027 -22,133 30,777 8,644
Apr 2027 -20,473 30,466 9,993
End Of Year 6 of Loan
May 2027 -18,806 30,155 11,348
Jun 2027 -17,132 29,844 12,711
Jul 2027 -15,451 27,159 11,708
Aug 2027 -13,763 26,848 13,085
Sep 2027 -12,067 26,537 14,469
Oct 2027 -10,365 26,226 15,861
Nov 2027 -8,655 25,915 17,259
Dec 2027 -6,938 25,604 18,665
Jan 2028 -5,214 25,292 20,078
Feb 2028 -3,483 24,981 21,498
Mar 2028 -1,745 24,670 22,925
Apr 2028 0 24,359 24,359
May 2028 0 24,048 24,048
Jun 2028 0 23,737 23,737
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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