$154,988

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
12 Apr 2018 (7 years, 8 months remaining)
Months
(7 years)
%

$35,849 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
-
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$154,988
Monthly Installment
$1,337.99 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$61,995 (40% of Car Price)
1st Installment
$1,337.99
Total Upfront Payment
$63,358.19

Loan Details

Total Loan
$92,993 Information
Total Interest
$19,398 Information
Total Sum Paid
$112,391 at the end of 7 years (84 months)

Other Car Financial Details

COE
$0 Information
ARF Paid
$42,189 Information
PARF Rebate
You get back $21,094 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$17,435 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Sep 2020 -92,111 26,887 -65,224
Oct 2020 -91,224 26,887 -64,337
Nov 2020 -90,332 26,887 -63,445
Dec 2020 -89,434 26,887 -62,547
Jan 2021 -88,531 26,887 -61,644
Feb 2021 -87,622 26,887 -60,735
Mar 2021 -86,708 26,887 -59,821
Apr 2021 -85,788 26,887 -58,901
May 2021 -84,863 26,887 -57,976
Jun 2021 -83,933 26,887 -57,046
Jul 2021 -82,997 26,887 -56,110
Aug 2021 -82,055 26,887 -55,169
End Of Year 1 of Loan
Sep 2021 -81,109 26,887 -54,222
Oct 2021 -80,157 26,887 -53,270
Nov 2021 -79,199 26,887 -52,312
Dec 2021 -78,236 26,887 -51,349
Jan 2022 -77,267 26,887 -50,381
Feb 2022 -76,293 26,887 -49,407
Mar 2022 -75,314 26,887 -48,427
Apr 2022 -74,329 26,887 -47,442
May 2022 -73,339 26,887 -46,452
Jun 2022 -72,343 26,887 -45,457
Jul 2022 -71,342 26,887 -44,455
Aug 2022 -70,336 26,887 -43,449
End Of Year 2 of Loan
Sep 2022 -69,324 26,887 -42,437
Oct 2022 -68,306 26,887 -41,420
Nov 2022 -67,283 26,887 -40,397
Dec 2022 -66,255 26,887 -39,368
Jan 2023 -65,222 26,887 -38,335
Feb 2023 -64,182 26,887 -37,296
Mar 2023 -63,138 26,887 -36,251
Apr 2023 -62,088 26,887 -35,201
May 2023 -61,032 25,094 -35,938
Jun 2023 -59,971 25,094 -34,877
Jul 2023 -58,905 25,094 -33,811
Aug 2023 -57,833 25,094 -32,739
End Of Year 3 of Loan
Sep 2023 -56,756 25,094 -31,662
Oct 2023 -55,674 25,094 -30,579
Nov 2023 -54,586 25,094 -29,491
Dec 2023 -53,492 25,094 -28,398
Jan 2024 -52,393 25,094 -27,299
Feb 2024 -51,289 25,094 -26,195
Mar 2024 -50,179 25,094 -25,085
Apr 2024 -49,064 25,094 -23,970
May 2024 -47,943 23,302 -24,641
Jun 2024 -46,817 23,302 -23,515
Jul 2024 -45,686 23,302 -22,384
Aug 2024 -44,549 23,302 -21,247
End Of Year 4 of Loan
Sep 2024 -43,406 23,302 -20,105
Oct 2024 -42,259 23,302 -18,957
Nov 2024 -41,105 23,302 -17,803
Dec 2024 -39,947 23,302 -16,645
Jan 2025 -38,783 23,302 -15,481
Feb 2025 -37,613 23,302 -14,311
Mar 2025 -36,438 23,302 -13,136
Apr 2025 -35,258 23,302 -11,956
May 2025 -34,072 21,509 -12,562
Jun 2025 -32,880 21,509 -11,371
Jul 2025 -31,684 21,509 -10,174
Aug 2025 -30,482 21,509 -8,972
End Of Year 5 of Loan
Sep 2025 -29,274 21,509 -7,765
Oct 2025 -28,061 21,509 -6,552
Nov 2025 -26,843 21,509 -5,333
Dec 2025 -25,619 21,509 -4,109
Jan 2026 -24,389 21,509 -2,880
Feb 2026 -23,155 21,509 -1,645
Mar 2026 -21,914 21,509 -405
Apr 2026 -20,669 21,509 841
May 2026 -19,418 19,717 299
Jun 2026 -18,161 19,717 1,556
Jul 2026 -16,899 19,717 2,818
Aug 2026 -15,632 19,717 4,085
End Of Year 6 of Loan
Sep 2026 -14,359 19,717 5,358
Oct 2026 -13,081 19,717 6,636
Nov 2026 -11,797 19,717 7,920
Dec 2026 -10,508 19,717 9,209
Jan 2027 -9,214 19,717 10,503
Feb 2027 -7,914 19,717 11,803
Mar 2027 -6,608 19,717 13,109
Apr 2027 -5,298 19,717 14,419
May 2027 -3,981 17,925 13,943
Jun 2027 -2,660 17,925 15,265
Jul 2027 -1,333 17,925 16,592
Aug 2027 0 17,925 17,925
Sep 2027 0 17,925 17,925
Oct 2027 0 17,925 17,925
Nov 2027 0 17,925 17,925
Dec 2027 0 17,925 17,925
Jan 2028 0 17,925 17,925
Feb 2028 0 17,925 17,925
Mar 2028 0 17,925 17,925
Apr 2028 0 17,925 17,925
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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