$154,988

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
12 Apr 2018 (8 years, 5 months remaining)
Months
(7 years)
%

$35,849 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
-
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$154,988
Monthly Installment
$1,337.99 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$61,995 (40% of Car Price)
1st Installment
$1,337.99
Total Upfront Payment
$63,358.19

Loan Details

Total Loan
$92,993 Information
Total Interest
$19,398 Information
Total Sum Paid
$112,391 at the end of 7 years (84 months)

Other Car Financial Details

COE
$0 Information
ARF Paid
$42,189 Information
PARF Rebate
You get back $21,094 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$15,964 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Dec 2019 -92,111 26,887 -65,224
Jan 2020 -91,224 26,887 -64,337
Feb 2020 -90,332 26,887 -63,445
Mar 2020 -89,434 26,887 -62,547
Apr 2020 -88,531 26,887 -61,644
May 2020 -87,622 26,887 -60,735
Jun 2020 -86,708 26,887 -59,821
Jul 2020 -85,788 26,887 -58,901
Aug 2020 -84,863 26,887 -57,976
Sep 2020 -83,933 26,887 -57,046
Oct 2020 -82,997 26,887 -56,110
Nov 2020 -82,055 26,887 -55,169
End Of Year 1 of Loan
Dec 2020 -81,109 26,887 -54,222
Jan 2021 -80,157 26,887 -53,270
Feb 2021 -79,199 26,887 -52,312
Mar 2021 -78,236 26,887 -51,349
Apr 2021 -77,267 26,887 -50,381
May 2021 -76,293 26,887 -49,407
Jun 2021 -75,314 26,887 -48,427
Jul 2021 -74,329 26,887 -47,442
Aug 2021 -73,339 26,887 -46,452
Sep 2021 -72,343 26,887 -45,457
Oct 2021 -71,342 26,887 -44,455
Nov 2021 -70,336 26,887 -43,449
End Of Year 2 of Loan
Dec 2021 -69,324 26,887 -42,437
Jan 2022 -68,306 26,887 -41,420
Feb 2022 -67,283 26,887 -40,397
Mar 2022 -66,255 26,887 -39,368
Apr 2022 -65,222 26,887 -38,335
May 2022 -64,182 26,887 -37,296
Jun 2022 -63,138 26,887 -36,251
Jul 2022 -62,088 26,887 -35,201
Aug 2022 -61,032 26,887 -34,146
Sep 2022 -59,971 26,887 -33,085
Oct 2022 -58,905 26,887 -32,018
Nov 2022 -57,833 26,887 -30,947
End Of Year 3 of Loan
Dec 2022 -56,756 26,887 -29,870
Jan 2023 -55,674 26,887 -28,787
Feb 2023 -54,586 26,887 -27,699
Mar 2023 -53,492 26,887 -26,605
Apr 2023 -52,393 26,887 -25,507
May 2023 -51,289 25,094 -26,195
Jun 2023 -50,179 25,094 -25,085
Jul 2023 -49,064 25,094 -23,970
Aug 2023 -47,943 25,094 -22,849
Sep 2023 -46,817 25,094 -21,723
Oct 2023 -45,686 25,094 -20,591
Nov 2023 -44,549 25,094 -19,454
End Of Year 4 of Loan
Dec 2023 -43,406 25,094 -18,312
Jan 2024 -42,259 25,094 -17,164
Feb 2024 -41,105 25,094 -16,011
Mar 2024 -39,947 25,094 -14,852
Apr 2024 -38,783 25,094 -13,688
May 2024 -37,613 23,302 -14,311
Jun 2024 -36,438 23,302 -13,136
Jul 2024 -35,258 23,302 -11,956
Aug 2024 -34,072 23,302 -10,770
Sep 2024 -32,880 23,302 -9,579
Oct 2024 -31,684 23,302 -8,382
Nov 2024 -30,482 23,302 -7,180
End Of Year 5 of Loan
Dec 2024 -29,274 23,302 -5,972
Jan 2025 -28,061 23,302 -4,759
Feb 2025 -26,843 23,302 -3,541
Mar 2025 -25,619 23,302 -2,317
Apr 2025 -24,389 23,302 -1,088
May 2025 -23,155 21,509 -1,645
Jun 2025 -21,914 21,509 -405
Jul 2025 -20,669 21,509 841
Aug 2025 -19,418 21,509 2,092
Sep 2025 -18,161 21,509 3,348
Oct 2025 -16,899 21,509 4,610
Nov 2025 -15,632 21,509 5,877
End Of Year 6 of Loan
Dec 2025 -14,359 21,509 7,150
Jan 2026 -13,081 21,509 8,428
Feb 2026 -11,797 21,509 9,712
Mar 2026 -10,508 21,509 11,001
Apr 2026 -9,214 21,509 12,296
May 2026 -7,914 19,717 11,803
Jun 2026 -6,608 19,717 13,109
Jul 2026 -5,298 19,717 14,419
Aug 2026 -3,981 19,717 15,736
Sep 2026 -2,660 19,717 17,057
Oct 2026 -1,333 19,717 18,384
Nov 2026 0 19,717 19,717
Dec 2026 0 19,717 19,717
Jan 2027 0 19,717 19,717
Feb 2027 0 19,717 19,717
Mar 2027 0 19,717 19,717
Apr 2027 0 19,717 19,717
May 2027 0 17,925 17,925
Jun 2027 0 17,925 17,925
Jul 2027 0 17,925 17,925
Aug 2027 0 17,925 17,925
Sep 2027 0 17,925 17,925
Oct 2027 0 17,925 17,925
Nov 2027 0 17,925 17,925
Dec 2027 0 17,925 17,925
Jan 2028 0 17,925 17,925
Feb 2028 0 17,925 17,925
Mar 2028 0 17,925 17,925
Apr 2028 0 17,925 17,925
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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