Mercedes-Benz C180 AVANTGARDE

$107,800

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

7 Jul 2015 (4 years, 6 months remaining)

Loan Term

Months

(4 years, 6 months )

Interest Rate

OMV:

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $107,800
Monthly Installment: $1,584.80 /month for 4 years, 6 months (54 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $32,340 (30% of Car Price)
1st Installment: $1,584.80
Total Upfront Payment: $33,949.80

Loan Details

Total Loan: $75,460
Total Interest: $10,119
Total Sum Paid: $85,579 at the end of 4 years, 6 months (54 months)

Other Car Financial Details

COE: $0
Annual Depreciation: -

* The loan breakdown may not be accurate when there are no OMV specfied.

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Feb	2021	33,925	83,994	9,751	-74,243	0	0	0	-74,243
2.	Mar	2021	35,510	82,410	9,390	-73,020	0	0	0	-73,020
3.	Apr	2021	37,094	80,825	9,036	-71,789	0	0	0	-71,789
4.	May	2021	38,679	79,240	8,688	-70,552	0	0	0	-70,552
5.	Jun	2021	40,264	77,655	8,347	-69,308	0	0	0	-69,308
6.	Jul	2021	41,849	76,070	8,014	-68,057	0	0	0	-68,057
7.	Aug	2021	43,434	74,486	7,686	-66,799	0	0	0	-66,799
8.	Sep	2021	45,018	72,901	7,366	-65,535	0	0	0	-65,535
9.	Oct	2021	46,603	71,316	7,053	-64,263	0	0	0	-64,263
10.	Nov	2021	48,188	69,731	6,746	-62,985	0	0	0	-62,985
11.	Dec	2021	49,773	68,146	6,446	-61,700	0	0	0	-61,700
12.	Jan	2022	51,358	66,562	6,153	-60,408	0	0	0	-60,408
End Of Year 1 of Loan
13.	Feb	2022	52,942	64,977	5,867	-59,110	0	0	0	-59,110
14.	Mar	2022	54,527	63,392	5,588	-57,804	0	0	0	-57,804
15.	Apr	2022	56,112	61,807	5,315	-56,492	0	0	0	-56,492
16.	May	2022	57,697	60,222	5,049	-55,173	0	0	0	-55,173
17.	Jun	2022	59,282	58,638	4,790	-53,847	0	0	0	-53,847
18.	Jul	2022	60,866	57,053	4,538	-52,514	0	0	0	-52,514
19.	Aug	2022	62,451	55,468	4,293	-51,175	0	0	0	-51,175
20.	Sep	2022	64,036	53,883	4,054	-49,829	0	0	0	-49,829
21.	Oct	2022	65,621	52,298	3,823	-48,476	0	0	0	-48,476
22.	Nov	2022	67,206	50,714	3,598	-47,116	0	0	0	-47,116
23.	Dec	2022	68,790	49,129	3,380	-45,749	0	0	0	-45,749
24.	Jan	2023	70,375	47,544	3,169	-44,375	0	0	0	-44,375
End Of Year 2 of Loan
25.	Feb	2023	71,960	45,959	2,964	-42,995	0	0	0	-42,995
26.	Mar	2023	73,545	44,374	2,767	-41,608	0	0	0	-41,608
27.	Apr	2023	75,130	42,790	2,576	-40,214	0	0	0	-40,214
28.	May	2023	76,714	41,205	2,392	-38,813	0	0	0	-38,813
29.	Jun	2023	78,299	39,620	2,215	-37,405	0	0	0	-37,405
30.	Jul	2023	79,884	38,035	2,044	-35,991	0	0	0	-35,991
31.	Aug	2023	81,469	36,450	1,881	-34,570	0	0	0	-34,570
32.	Sep	2023	83,054	34,866	1,724	-33,142	0	0	0	-33,142
33.	Oct	2023	84,638	33,281	1,574	-31,707	0	0	0	-31,707
34.	Nov	2023	86,223	31,696	1,431	-30,265	0	0	0	-30,265
35.	Dec	2023	87,808	30,111	1,295	-28,816	0	0	0	-28,816
36.	Jan	2024	89,393	28,526	1,165	-27,361	0	0	0	-27,361
End Of Year 3 of Loan
37.	Feb	2024	90,978	26,942	1,043	-25,899	0	0	0	-25,899
38.	Mar	2024	92,562	25,357	927	-24,430	0	0	0	-24,430
39.	Apr	2024	94,147	23,772	818	-22,954	0	0	0	-22,954
40.	May	2024	95,732	22,187	715	-21,472	0	0	0	-21,472
41.	Jun	2024	97,317	20,602	620	-19,982	0	0	0	-19,982
42.	Jul	2024	98,902	19,018	532	-18,486	0	0	0	-18,486
43.	Aug	2024	100,486	17,433	450	-16,983	0	0	0	-16,983
44.	Sep	2024	102,071	15,848	375	-15,473	0	0	0	-15,473
45.	Oct	2024	103,656	14,263	307	-13,957	0	0	0	-13,957
46.	Nov	2024	105,241	12,678	245	-12,433	0	0	0	-12,433
47.	Dec	2024	106,826	11,094	191	-10,903	0	0	0	-10,903
48.	Jan	2025	108,410	9,509	143	-9,366	0	0	0	-9,366
End Of Year 4 of Loan
49.	Feb	2025	109,995	7,924	102	-7,822	0	0	0	-7,822
50.	Mar	2025	111,580	6,339	68	-6,271	0	0	0	-6,271
51.	Apr	2025	113,165	4,754	41	-4,714	0	0	0	-4,714
52.	May	2025	114,750	3,170	20	-3,149	0	0	0	-3,149
53.	Jun	2025	116,334	1,585	7	-1,578	0	0	0	-1,578
54.	Jul	2025	117,919	0	0	0	0	0	0	0	Loan Fully Paid Break Even

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb	2021	-74,243	0	-74,243
Mar	2021	-73,020	0	-73,020
Apr	2021	-71,789	0	-71,789
May	2021	-70,552	0	-70,552
Jun	2021	-69,308	0	-69,308
Jul	2021	-68,057	0	-68,057
Aug	2021	-66,799	0	-66,799
Sep	2021	-65,535	0	-65,535
Oct	2021	-64,263	0	-64,263
Nov	2021	-62,985	0	-62,985
Dec	2021	-61,700	0	-61,700
Jan	2022	-60,408	0	-60,408
End Of Year 1 of Loan
Feb	2022	-59,110	0	-59,110
Mar	2022	-57,804	0	-57,804
Apr	2022	-56,492	0	-56,492
May	2022	-55,173	0	-55,173
Jun	2022	-53,847	0	-53,847
Jul	2022	-52,514	0	-52,514
Aug	2022	-51,175	0	-51,175
Sep	2022	-49,829	0	-49,829
Oct	2022	-48,476	0	-48,476
Nov	2022	-47,116	0	-47,116
Dec	2022	-45,749	0	-45,749
Jan	2023	-44,375	0	-44,375
End Of Year 2 of Loan
Feb	2023	-42,995	0	-42,995
Mar	2023	-41,608	0	-41,608
Apr	2023	-40,214	0	-40,214
May	2023	-38,813	0	-38,813
Jun	2023	-37,405	0	-37,405
Jul	2023	-35,991	0	-35,991
Aug	2023	-34,570	0	-34,570
Sep	2023	-33,142	0	-33,142
Oct	2023	-31,707	0	-31,707
Nov	2023	-30,265	0	-30,265
Dec	2023	-28,816	0	-28,816
Jan	2024	-27,361	0	-27,361
End Of Year 3 of Loan
Feb	2024	-25,899	0	-25,899
Mar	2024	-24,430	0	-24,430
Apr	2024	-22,954	0	-22,954
May	2024	-21,472	0	-21,472
Jun	2024	-19,982	0	-19,982
Jul	2024	-18,486	0	-18,486
Aug	2024	-16,983	0	-16,983
Sep	2024	-15,473	0	-15,473
Oct	2024	-13,957	0	-13,957
Nov	2024	-12,433	0	-12,433
Dec	2024	-10,903	0	-10,903
Jan	2025	-9,366	0	-9,366
End Of Year 4 of Loan
Feb	2025	-7,822	0	-7,822
Mar	2025	-6,271	0	-6,271
Apr	2025	-4,714	0	-4,714
May	2025	-3,149	0	-3,149
Jun	2025	-1,578	0	-1,578
Jul	2025	0	0	0

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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