$107,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
7 Jul 2015 (4 years, 6 months remaining)
Months
(4 years, 6 months )
%

$0 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
-
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$107,800
Monthly Installment
$1,584.80 /month for 4 years, 6 months (54 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$32,340 (30% of Car Price)
1st Installment
$1,584.80
Total Upfront Payment
$33,949.80

Loan Details

Total Loan
$75,460 Information
Total Interest
$10,119 Information
Total Sum Paid
$85,579 at the end of 4 years, 6 months (54 months)

Other Car Financial Details

COE
$0 Information
Annual Depreciation
- Information
* The loan breakdown may not be accurate when there are no OMV specfied.
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -74,243 0 -74,243
Mar 2021 -73,020 0 -73,020
Apr 2021 -71,789 0 -71,789
May 2021 -70,552 0 -70,552
Jun 2021 -69,308 0 -69,308
Jul 2021 -68,057 0 -68,057
Aug 2021 -66,799 0 -66,799
Sep 2021 -65,535 0 -65,535
Oct 2021 -64,263 0 -64,263
Nov 2021 -62,985 0 -62,985
Dec 2021 -61,700 0 -61,700
Jan 2022 -60,408 0 -60,408
End Of Year 1 of Loan
Feb 2022 -59,110 0 -59,110
Mar 2022 -57,804 0 -57,804
Apr 2022 -56,492 0 -56,492
May 2022 -55,173 0 -55,173
Jun 2022 -53,847 0 -53,847
Jul 2022 -52,514 0 -52,514
Aug 2022 -51,175 0 -51,175
Sep 2022 -49,829 0 -49,829
Oct 2022 -48,476 0 -48,476
Nov 2022 -47,116 0 -47,116
Dec 2022 -45,749 0 -45,749
Jan 2023 -44,375 0 -44,375
End Of Year 2 of Loan
Feb 2023 -42,995 0 -42,995
Mar 2023 -41,608 0 -41,608
Apr 2023 -40,214 0 -40,214
May 2023 -38,813 0 -38,813
Jun 2023 -37,405 0 -37,405
Jul 2023 -35,991 0 -35,991
Aug 2023 -34,570 0 -34,570
Sep 2023 -33,142 0 -33,142
Oct 2023 -31,707 0 -31,707
Nov 2023 -30,265 0 -30,265
Dec 2023 -28,816 0 -28,816
Jan 2024 -27,361 0 -27,361
End Of Year 3 of Loan
Feb 2024 -25,899 0 -25,899
Mar 2024 -24,430 0 -24,430
Apr 2024 -22,954 0 -22,954
May 2024 -21,472 0 -21,472
Jun 2024 -19,982 0 -19,982
Jul 2024 -18,486 0 -18,486
Aug 2024 -16,983 0 -16,983
Sep 2024 -15,473 0 -15,473
Oct 2024 -13,957 0 -13,957
Nov 2024 -12,433 0 -12,433
Dec 2024 -10,903 0 -10,903
Jan 2025 -9,366 0 -9,366
End Of Year 4 of Loan
Feb 2025 -7,822 0 -7,822
Mar 2025 -6,271 0 -6,271
Apr 2025 -4,714 0 -4,714
May 2025 -3,149 0 -3,149
Jun 2025 -1,578 0 -1,578
Jul 2025 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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