$107,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
7 Jul 2015 (4 years, 10 months remaining)
Months
(4 years, 10 months )
%

$0 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
-
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$107,800
Monthly Installment
$1,488.43 /month for 4 years, 10 months (58 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$32,340 (30% of Car Price)
1st Installment
$1,488.43
Total Upfront Payment
$33,853.43

Loan Details

Total Loan
$75,460 Information
Total Interest
$10,869 Information
Total Sum Paid
$86,329 at the end of 4 years, 10 months (58 months)

Other Car Financial Details

COE
$0 Information
Annual Depreciation
- Information
* The loan breakdown may not be accurate when there are no OMV specfied.
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct 2020 -74,340 0 -74,340
Nov 2020 -73,214 0 -73,214
Dec 2020 -72,081 0 -72,081
Jan 2021 -70,942 0 -70,942
Feb 2021 -69,797 0 -69,797
Mar 2021 -68,645 0 -68,645
Apr 2021 -67,487 0 -67,487
May 2021 -66,322 0 -66,322
Jun 2021 -65,151 0 -65,151
Jul 2021 -63,974 0 -63,974
Aug 2021 -62,791 0 -62,791
Sep 2021 -61,601 0 -61,601
End Of Year 1 of Loan
Oct 2021 -60,405 0 -60,405
Nov 2021 -59,202 0 -59,202
Dec 2021 -57,993 0 -57,993
Jan 2022 -56,778 0 -56,778
Feb 2022 -55,556 0 -55,556
Mar 2022 -54,328 0 -54,328
Apr 2022 -53,094 0 -53,094
May 2022 -51,853 0 -51,853
Jun 2022 -50,606 0 -50,606
Jul 2022 -49,353 0 -49,353
Aug 2022 -48,093 0 -48,093
Sep 2022 -46,827 0 -46,827
End Of Year 2 of Loan
Oct 2022 -45,554 0 -45,554
Nov 2022 -44,276 0 -44,276
Dec 2022 -42,990 0 -42,990
Jan 2023 -41,699 0 -41,699
Feb 2023 -40,401 0 -40,401
Mar 2023 -39,097 0 -39,097
Apr 2023 -37,786 0 -37,786
May 2023 -36,469 0 -36,469
Jun 2023 -35,146 0 -35,146
Jul 2023 -33,817 0 -33,817
Aug 2023 -32,481 0 -32,481
Sep 2023 -31,138 0 -31,138
End Of Year 3 of Loan
Oct 2023 -29,790 0 -29,790
Nov 2023 -28,435 0 -28,435
Dec 2023 -27,073 0 -27,073
Jan 2024 -25,705 0 -25,705
Feb 2024 -24,331 0 -24,331
Mar 2024 -22,951 0 -22,951
Apr 2024 -21,564 0 -21,564
May 2024 -20,171 0 -20,171
Jun 2024 -18,771 0 -18,771
Jul 2024 -17,366 0 -17,366
Aug 2024 -15,953 0 -15,953
Sep 2024 -14,535 0 -14,535
End Of Year 4 of Loan
Oct 2024 -13,110 0 -13,110
Nov 2024 -11,679 0 -11,679
Dec 2024 -10,241 0 -10,241
Jan 2025 -8,797 0 -8,797
Feb 2025 -7,347 0 -7,347
Mar 2025 -5,890 0 -5,890
Apr 2025 -4,427 0 -4,427
May 2025 -2,958 0 -2,958
Jun 2025 -1,482 0 -1,482
Jul 2025 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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