Mercedes-Benz C180 AVANTGARDE

$107,800

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

7 Jul 2015 (4 years, 10 months remaining)

Loan Term

Months

(4 years, 10 months )

Interest Rate

OMV:

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $107,800
Monthly Installment: $1,488.43 /month for 4 years, 10 months (58 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $32,340 (30% of Car Price)
1st Installment: $1,488.43
Total Upfront Payment: $33,853.43

Loan Details

Total Loan: $75,460
Total Interest: $10,869
Total Sum Paid: $86,329 at the end of 4 years, 10 months (58 months)

Other Car Financial Details

COE: $0
Annual Depreciation: -

* The loan breakdown may not be accurate when there are no OMV specfied.

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Oct	2020	33,828	84,840	10,500	-74,340	0	0	0	-74,340
2.	Nov	2020	35,317	83,352	10,138	-73,214	0	0	0	-73,214
3.	Dec	2020	36,805	81,863	9,783	-72,081	0	0	0	-72,081
4.	Jan	2021	38,294	80,375	9,433	-70,942	0	0	0	-70,942
5.	Feb	2021	39,782	78,887	9,090	-69,797	0	0	0	-69,797
6.	Mar	2021	41,271	77,398	8,753	-68,645	0	0	0	-68,645
7.	Apr	2021	42,759	75,910	8,423	-67,487	0	0	0	-67,487
8.	May	2021	44,247	74,421	8,099	-66,322	0	0	0	-66,322
9.	Jun	2021	45,736	72,933	7,782	-65,151	0	0	0	-65,151
10.	Jul	2021	47,224	71,444	7,470	-63,974	0	0	0	-63,974
11.	Aug	2021	48,713	69,956	7,165	-62,791	0	0	0	-62,791
12.	Sep	2021	50,201	68,468	6,867	-61,601	0	0	0	-61,601
End Of Year 1 of Loan
13.	Oct	2021	51,690	66,979	6,575	-60,405	0	0	0	-60,405
14.	Nov	2021	53,178	65,491	6,289	-59,202	0	0	0	-59,202
15.	Dec	2021	54,666	64,002	6,009	-57,993	0	0	0	-57,993
16.	Jan	2022	56,155	62,514	5,736	-56,778	0	0	0	-56,778
17.	Feb	2022	57,643	61,025	5,469	-55,556	0	0	0	-55,556
18.	Mar	2022	59,132	59,537	5,209	-54,328	0	0	0	-54,328
19.	Apr	2022	60,620	58,049	4,955	-53,094	0	0	0	-53,094
20.	May	2022	62,109	56,560	4,707	-51,853	0	0	0	-51,853
21.	Jun	2022	63,597	55,072	4,466	-50,606	0	0	0	-50,606
22.	Jul	2022	65,085	53,583	4,231	-49,353	0	0	0	-49,353
23.	Aug	2022	66,574	52,095	4,002	-48,093	0	0	0	-48,093
24.	Sep	2022	68,062	50,607	3,780	-46,827	0	0	0	-46,827
End Of Year 2 of Loan
25.	Oct	2022	69,551	49,118	3,564	-45,554	0	0	0	-45,554
26.	Nov	2022	71,039	47,630	3,354	-44,276	0	0	0	-44,276
27.	Dec	2022	72,528	46,141	3,151	-42,990	0	0	0	-42,990
28.	Jan	2023	74,016	44,653	2,954	-41,699	0	0	0	-41,699
29.	Feb	2023	75,504	43,164	2,763	-40,401	0	0	0	-40,401
30.	Mar	2023	76,993	41,676	2,579	-39,097	0	0	0	-39,097
31.	Apr	2023	78,481	40,188	2,401	-37,786	0	0	0	-37,786
32.	May	2023	79,970	38,699	2,230	-36,469	0	0	0	-36,469
33.	Jun	2023	81,458	37,211	2,064	-35,146	0	0	0	-35,146
34.	Jul	2023	82,947	35,722	1,906	-33,817	0	0	0	-33,817
35.	Aug	2023	84,435	34,234	1,753	-32,481	0	0	0	-32,481
36.	Sep	2023	85,923	32,745	1,607	-31,138	0	0	0	-31,138
End Of Year 3 of Loan
37.	Oct	2023	87,412	31,257	1,467	-29,790	0	0	0	-29,790
38.	Nov	2023	88,900	29,769	1,334	-28,435	0	0	0	-28,435
39.	Dec	2023	90,389	28,280	1,207	-27,073	0	0	0	-27,073
40.	Jan	2024	91,877	26,792	1,086	-25,705	0	0	0	-25,705
41.	Feb	2024	93,365	25,303	972	-24,331	0	0	0	-24,331
42.	Mar	2024	94,854	23,815	864	-22,951	0	0	0	-22,951
43.	Apr	2024	96,342	22,326	762	-21,564	0	0	0	-21,564
44.	May	2024	97,831	20,838	667	-20,171	0	0	0	-20,171
45.	Jun	2024	99,319	19,350	578	-18,771	0	0	0	-18,771
46.	Jul	2024	100,808	17,861	495	-17,366	0	0	0	-17,366
47.	Aug	2024	102,296	16,373	419	-15,953	0	0	0	-15,953
48.	Sep	2024	103,784	14,884	349	-14,535	0	0	0	-14,535
End Of Year 4 of Loan
49.	Oct	2024	105,273	13,396	286	-13,110	0	0	0	-13,110
50.	Nov	2024	106,761	11,907	229	-11,679	0	0	0	-11,679
51.	Dec	2024	108,250	10,419	178	-10,241	0	0	0	-10,241
52.	Jan	2025	109,738	8,931	133	-8,797	0	0	0	-8,797
53.	Feb	2025	111,227	7,442	95	-7,347	0	0	0	-7,347
54.	Mar	2025	112,715	5,954	64	-5,890	0	0	0	-5,890
55.	Apr	2025	114,203	4,465	38	-4,427	0	0	0	-4,427
56.	May	2025	115,692	2,977	19	-2,958	0	0	0	-2,958
57.	Jun	2025	117,180	1,488	6	-1,482	0	0	0	-1,482
58.	Jul	2025	118,669	0	0	0	0	0	0	0	Loan Fully Paid Break Even

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct	2020	-74,340	0	-74,340
Nov	2020	-73,214	0	-73,214
Dec	2020	-72,081	0	-72,081
Jan	2021	-70,942	0	-70,942
Feb	2021	-69,797	0	-69,797
Mar	2021	-68,645	0	-68,645
Apr	2021	-67,487	0	-67,487
May	2021	-66,322	0	-66,322
Jun	2021	-65,151	0	-65,151
Jul	2021	-63,974	0	-63,974
Aug	2021	-62,791	0	-62,791
Sep	2021	-61,601	0	-61,601
End Of Year 1 of Loan
Oct	2021	-60,405	0	-60,405
Nov	2021	-59,202	0	-59,202
Dec	2021	-57,993	0	-57,993
Jan	2022	-56,778	0	-56,778
Feb	2022	-55,556	0	-55,556
Mar	2022	-54,328	0	-54,328
Apr	2022	-53,094	0	-53,094
May	2022	-51,853	0	-51,853
Jun	2022	-50,606	0	-50,606
Jul	2022	-49,353	0	-49,353
Aug	2022	-48,093	0	-48,093
Sep	2022	-46,827	0	-46,827
End Of Year 2 of Loan
Oct	2022	-45,554	0	-45,554
Nov	2022	-44,276	0	-44,276
Dec	2022	-42,990	0	-42,990
Jan	2023	-41,699	0	-41,699
Feb	2023	-40,401	0	-40,401
Mar	2023	-39,097	0	-39,097
Apr	2023	-37,786	0	-37,786
May	2023	-36,469	0	-36,469
Jun	2023	-35,146	0	-35,146
Jul	2023	-33,817	0	-33,817
Aug	2023	-32,481	0	-32,481
Sep	2023	-31,138	0	-31,138
End Of Year 3 of Loan
Oct	2023	-29,790	0	-29,790
Nov	2023	-28,435	0	-28,435
Dec	2023	-27,073	0	-27,073
Jan	2024	-25,705	0	-25,705
Feb	2024	-24,331	0	-24,331
Mar	2024	-22,951	0	-22,951
Apr	2024	-21,564	0	-21,564
May	2024	-20,171	0	-20,171
Jun	2024	-18,771	0	-18,771
Jul	2024	-17,366	0	-17,366
Aug	2024	-15,953	0	-15,953
Sep	2024	-14,535	0	-14,535
End Of Year 4 of Loan
Oct	2024	-13,110	0	-13,110
Nov	2024	-11,679	0	-11,679
Dec	2024	-10,241	0	-10,241
Jan	2025	-8,797	0	-8,797
Feb	2025	-7,347	0	-7,347
Mar	2025	-5,890	0	-5,890
Apr	2025	-4,427	0	-4,427
May	2025	-2,958	0	-2,958
Jun	2025	-1,482	0	-1,482
Jul	2025	0	0	0

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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