$139,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
11 Aug 2017 (6 years, 11 months remaining)
Months
(6 years, 11 months )
%

$37,239 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$49,802
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$139,800
Monthly Installment
$1,218.90 /month for 6 years, 11 months (83 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$55,920 (40% of Car Price)
1st Installment
$1,218.90
Total Upfront Payment
$57,163.90

Loan Details

Total Loan
$83,880 Information
Total Interest
$17,289 Information
Total Sum Paid
$101,169 at the end of 6 years, 11 months (83 months)

Other Car Financial Details

COE
$49,802 Information
ARF Paid
$44,135 Information
PARF Rebate
You get back $22,067 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$17,301 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Nov 2020 -83,073 61,961 -21,112
Dec 2020 -82,261 61,546 -20,715
Jan 2021 -81,443 61,131 -20,313
Feb 2021 -80,621 60,716 -19,906
Mar 2021 -79,794 60,301 -19,494
Apr 2021 -78,962 59,886 -19,077
May 2021 -78,125 59,471 -18,655
Jun 2021 -77,283 59,056 -18,228
Jul 2021 -76,436 58,640 -17,796
Aug 2021 -75,584 58,225 -17,359
Sep 2021 -74,727 57,810 -16,917
Oct 2021 -73,866 57,395 -16,470
End Of Year 1 of Loan
Nov 2021 -72,999 56,980 -16,018
Dec 2021 -72,127 56,565 -15,562
Jan 2022 -71,250 56,150 -15,100
Feb 2022 -70,369 55,735 -14,633
Mar 2022 -69,482 55,320 -14,162
Apr 2022 -68,591 54,905 -13,685
May 2022 -67,694 54,490 -13,204
Jun 2022 -66,792 54,075 -12,717
Jul 2022 -65,886 53,660 -12,226
Aug 2022 -64,975 53,245 -11,729
Sep 2022 -64,058 52,830 -11,228
Oct 2022 -63,137 50,553 -12,584
End Of Year 2 of Loan
Nov 2022 -62,211 50,138 -12,072
Dec 2022 -61,279 49,723 -11,556
Jan 2023 -60,343 49,308 -11,035
Feb 2023 -59,402 48,893 -10,509
Mar 2023 -58,456 48,478 -9,978
Apr 2023 -57,505 48,063 -9,442
May 2023 -56,549 47,648 -8,901
Jun 2023 -55,588 47,233 -8,355
Jul 2023 -54,622 46,818 -7,804
Aug 2023 -53,651 46,403 -7,248
Sep 2023 -52,675 45,988 -6,687
Oct 2023 -51,694 43,711 -7,983
End Of Year 3 of Loan
Nov 2023 -50,708 43,296 -7,412
Dec 2023 -49,718 42,881 -6,836
Jan 2024 -48,722 42,466 -6,256
Feb 2024 -47,721 42,051 -5,670
Mar 2024 -46,715 41,636 -5,079
Apr 2024 -45,705 41,221 -4,484
May 2024 -44,689 40,806 -3,883
Jun 2024 -43,669 40,391 -3,278
Jul 2024 -42,643 39,976 -2,667
Aug 2024 -41,613 39,561 -2,052
Sep 2024 -40,577 39,146 -1,432
Oct 2024 -39,537 36,869 -2,668
End Of Year 4 of Loan
Nov 2024 -38,492 36,454 -2,038
Dec 2024 -37,442 36,039 -1,403
Jan 2025 -36,386 35,624 -762
Feb 2025 -35,326 35,209 -117
Mar 2025 -34,261 34,794 533
Apr 2025 -33,191 34,379 1,188
May 2025 -32,116 33,964 1,848
Jun 2025 -31,036 33,549 2,513
Jul 2025 -29,951 33,134 3,183
Aug 2025 -28,861 32,719 3,858
Sep 2025 -27,766 32,304 4,538
Oct 2025 -26,666 30,027 3,361
End Of Year 5 of Loan
Nov 2025 -25,561 29,612 4,051
Dec 2025 -24,451 29,197 4,745
Jan 2026 -23,337 28,782 5,445
Feb 2026 -22,217 28,367 6,150
Mar 2026 -21,092 27,952 6,860
Apr 2026 -19,963 27,537 7,574
May 2026 -18,828 27,122 8,294
Jun 2026 -17,688 26,707 9,018
Jul 2026 -16,544 26,292 9,748
Aug 2026 -15,394 25,877 10,482
Sep 2026 -14,240 25,462 11,222
Oct 2026 -13,081 23,185 10,104
End Of Year 6 of Loan
Nov 2026 -11,916 22,770 10,853
Dec 2026 -10,747 22,355 11,608
Jan 2027 -9,573 21,940 12,367
Feb 2027 -8,393 21,525 13,131
Mar 2027 -7,209 21,110 13,900
Apr 2027 -6,020 20,695 14,674
May 2027 -4,826 20,280 15,454
Jun 2027 -3,627 19,865 16,238
Jul 2027 -2,423 19,450 17,027
Aug 2027 -1,214 19,035 17,821
Sep 2027 0 18,620 18,620
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make