$88,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
20 Dec 2018 (7 years, 11 months remaining)
Months
(7 years)
%

$35,208
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$27,509
Commercial  

Results

Financial Commitment

Car Price
$88,800
Monthly Installment
$766.60 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$35,520 (40% of Car Price)
1st Installment
$766.60
Total Upfront Payment
$36,311.60

Loan Details

Total Loan
$53,280 Information
Total Interest
$11,114 Information
Total Sum Paid
$64,394 at the end of 7 years (84 months)

Other Car Financial Details

COE
$27,509 Information
ARF Paid
$41,291 Information
PARF Rebate
You get back $20,646 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$11,239 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -52,775 21,549 -31,226
Mar 2021 -52,267 21,319 -30,947
Apr 2021 -51,755 21,090 -30,665
May 2021 -51,241 20,861 -30,380
Jun 2021 -50,723 20,632 -30,092
Jul 2021 -50,203 20,403 -29,800
Aug 2021 -49,679 20,173 -29,506
Sep 2021 -49,152 19,944 -29,208
Oct 2021 -48,622 19,715 -28,907
Nov 2021 -48,089 19,486 -28,603
Dec 2021 -47,553 19,256 -28,297
Jan 2022 -47,013 19,027 -27,986
End Of Year 1 of Loan
Feb 2022 -46,471 18,798 -27,673
Mar 2022 -45,925 18,569 -27,357
Apr 2022 -45,377 18,339 -27,037
May 2022 -44,825 18,110 -26,715
Jun 2022 -44,270 17,881 -26,389
Jul 2022 -43,712 17,652 -26,061
Aug 2022 -43,151 17,422 -25,729
Sep 2022 -42,587 17,193 -25,394
Oct 2022 -42,019 16,964 -25,056
Nov 2022 -41,449 16,735 -24,714
Dec 2022 -40,875 16,505 -24,370
Jan 2023 -40,299 16,276 -24,023
End Of Year 2 of Loan
Feb 2023 -39,719 16,047 -23,672
Mar 2023 -39,136 15,818 -23,318
Apr 2023 -38,550 15,588 -22,961
May 2023 -37,961 15,359 -22,602
Jun 2023 -37,369 15,130 -22,239
Jul 2023 -36,773 14,901 -21,872
Aug 2023 -36,175 14,671 -21,503
Sep 2023 -35,573 14,442 -21,131
Oct 2023 -34,968 14,213 -20,755
Nov 2023 -34,361 13,984 -20,377
Dec 2023 -33,750 13,755 -19,995
Jan 2024 -33,136 13,525 -19,610
End Of Year 3 of Loan
Feb 2024 -32,518 13,296 -19,222
Mar 2024 -31,898 13,067 -18,831
Apr 2024 -31,275 12,838 -18,437
May 2024 -30,648 12,608 -18,040
Jun 2024 -30,019 12,379 -17,640
Jul 2024 -29,386 12,150 -17,236
Aug 2024 -28,750 11,921 -16,829
Sep 2024 -28,111 11,691 -16,420
Oct 2024 -27,469 11,462 -16,007
Nov 2024 -26,824 11,233 -15,591
Dec 2024 -26,176 11,004 -15,172
Jan 2025 -25,524 10,774 -14,750
End Of Year 4 of Loan
Feb 2025 -24,870 10,545 -14,324
Mar 2025 -24,212 10,316 -13,896
Apr 2025 -23,551 10,087 -13,465
May 2025 -22,887 9,857 -13,030
Jun 2025 -22,220 9,628 -12,592
Jul 2025 -21,550 9,399 -12,151
Aug 2025 -20,877 9,170 -11,707
Sep 2025 -20,201 8,940 -11,260
Oct 2025 -19,521 8,711 -10,810
Nov 2025 -18,839 8,482 -10,357
Dec 2025 -18,153 8,253 -9,900
Jan 2026 -17,464 8,023 -9,441
End Of Year 5 of Loan
Feb 2026 -16,772 7,794 -8,978
Mar 2026 -16,078 7,565 -8,513
Apr 2026 -15,379 7,336 -8,044
May 2026 -14,678 7,106 -7,572
Jun 2026 -13,974 6,877 -7,097
Jul 2026 -13,266 6,648 -6,618
Aug 2026 -12,556 6,419 -6,137
Sep 2026 -11,842 6,190 -5,653
Oct 2026 -11,125 5,960 -5,165
Nov 2026 -10,405 5,731 -4,674
Dec 2026 -9,682 5,502 -4,181
Jan 2027 -8,956 5,273 -3,684
End Of Year 6 of Loan
Feb 2027 -8,227 5,043 -3,184
Mar 2027 -7,495 4,814 -2,681
Apr 2027 -6,759 4,585 -2,174
May 2027 -6,021 4,356 -1,665
Jun 2027 -5,279 4,126 -1,153
Jul 2027 -4,534 3,897 -637
Aug 2027 -3,786 3,668 -118
Sep 2027 -3,035 3,439 403
Oct 2027 -2,281 3,209 928
Nov 2027 -1,524 2,980 1,456
Dec 2027 -763 2,751 1,987
Jan 2028 0 2,522 2,522
Feb 2028 0 2,292 2,292
Mar 2028 0 2,063 2,063
Apr 2028 0 1,834 1,834
May 2028 0 1,605 1,605
Jun 2028 0 1,375 1,375
Jul 2028 0 1,146 1,146
Aug 2028 0 917 917
Sep 2028 0 688 688
Oct 2028 0 458 458
Nov 2028 0 229 229
Dec 2028 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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