$70,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
11 Apr 2019 (8 years, 3 months remaining)
Months
(7 years)
%

$27,082
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$13,480
Commercial  

Results

Financial Commitment

Car Price
$70,800
Monthly Installment
$611.21 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$21,240 (30% of Car Price)
1st Installment
$611.21
Total Upfront Payment
$21,876.21

Loan Details

Total Loan
$49,560 Information
Total Interest
$8,861 Information
Total Sum Paid
$58,421 at the end of 7 years (84 months)

Other Car Financial Details

COE
$13,480 Information
ARF Paid
$29,915 Information
PARF Rebate
You get back $14,957 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,628 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -42,077 11,009 -31,069
Mar 2021 -41,672 10,896 -30,776
Apr 2021 -41,264 10,784 -30,480
May 2021 -40,854 10,672 -30,183
Jun 2021 -40,442 10,559 -29,882
Jul 2021 -40,027 10,447 -29,580
Aug 2021 -39,609 10,335 -29,274
Sep 2021 -39,189 10,222 -28,967
Oct 2021 -38,766 10,110 -28,656
Nov 2021 -38,341 9,998 -28,344
Dec 2021 -37,914 9,885 -28,028
Jan 2022 -37,484 9,773 -27,711
End Of Year 1 of Loan
Feb 2022 -37,051 9,661 -27,391
Mar 2022 -36,616 9,548 -27,068
Apr 2022 -36,179 9,436 -26,743
May 2022 -35,739 9,324 -26,415
Jun 2022 -35,296 9,211 -26,085
Jul 2022 -34,852 9,099 -25,753
Aug 2022 -34,404 8,987 -25,417
Sep 2022 -33,954 8,874 -25,080
Oct 2022 -33,502 8,762 -24,740
Nov 2022 -33,047 8,650 -24,397
Dec 2022 -32,590 8,537 -24,052
Jan 2023 -32,130 8,425 -23,705
End Of Year 2 of Loan
Feb 2023 -31,668 8,313 -23,355
Mar 2023 -31,203 8,200 -23,003
Apr 2023 -30,736 8,088 -22,648
May 2023 -30,266 7,976 -22,290
Jun 2023 -29,794 7,863 -21,930
Jul 2023 -29,319 7,751 -21,568
Aug 2023 -28,842 7,639 -21,203
Sep 2023 -28,362 7,526 -20,836
Oct 2023 -27,880 7,414 -20,466
Nov 2023 -27,396 7,302 -20,094
Dec 2023 -26,908 7,189 -19,719
Jan 2024 -26,419 7,077 -19,342
End Of Year 3 of Loan
Feb 2024 -25,927 6,965 -18,962
Mar 2024 -25,432 6,852 -18,580
Apr 2024 -24,935 6,740 -18,195
May 2024 -24,436 6,628 -17,808
Jun 2024 -23,934 6,515 -17,418
Jul 2024 -23,429 6,403 -17,026
Aug 2024 -22,922 6,291 -16,632
Sep 2024 -22,413 6,178 -16,235
Oct 2024 -21,901 6,066 -15,835
Nov 2024 -21,387 5,954 -15,433
Dec 2024 -20,870 5,841 -15,028
Jan 2025 -20,350 5,729 -14,621
End Of Year 4 of Loan
Feb 2025 -19,828 5,617 -14,212
Mar 2025 -19,304 5,504 -13,800
Apr 2025 -18,777 5,392 -13,385
May 2025 -18,248 5,280 -12,968
Jun 2025 -17,716 5,167 -12,549
Jul 2025 -17,182 5,055 -12,127
Aug 2025 -16,645 4,943 -11,703
Sep 2025 -16,106 4,830 -11,276
Oct 2025 -15,564 4,718 -10,846
Nov 2025 -15,020 4,606 -10,414
Dec 2025 -14,473 4,493 -9,980
Jan 2026 -13,924 4,381 -9,543
End Of Year 5 of Loan
Feb 2026 -13,373 4,269 -9,104
Mar 2026 -12,819 4,156 -8,662
Apr 2026 -12,262 4,044 -8,218
May 2026 -11,703 3,932 -7,771
Jun 2026 -11,141 3,819 -7,322
Jul 2026 -10,577 3,707 -6,870
Aug 2026 -10,011 3,595 -6,416
Sep 2026 -9,442 3,482 -5,959
Oct 2026 -8,870 3,370 -5,500
Nov 2026 -8,296 3,258 -5,039
Dec 2026 -7,720 3,145 -4,574
Jan 2027 -7,141 3,033 -4,108
End Of Year 6 of Loan
Feb 2027 -6,559 2,921 -3,639
Mar 2027 -5,976 2,808 -3,167
Apr 2027 -5,389 2,696 -2,693
May 2027 -4,800 2,584 -2,217
Jun 2027 -4,209 2,471 -1,738
Jul 2027 -3,615 2,359 -1,256
Aug 2027 -3,019 2,247 -772
Sep 2027 -2,420 2,134 -286
Oct 2027 -1,819 2,022 203
Nov 2027 -1,215 1,910 695
Dec 2027 -609 1,797 1,189
Jan 2028 0 1,685 1,685
Feb 2028 0 1,573 1,573
Mar 2028 0 1,460 1,460
Apr 2028 0 1,348 1,348
May 2028 0 1,236 1,236
Jun 2028 0 1,123 1,123
Jul 2028 0 1,011 1,011
Aug 2028 0 899 899
Sep 2028 0 786 786
Oct 2028 0 674 674
Nov 2028 0 562 562
Dec 2028 0 449 449
Jan 2029 0 337 337
Feb 2029 0 225 225
Mar 2029 0 112 112
Apr 2029 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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