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Loan Calculator

Mercedes-Benz GLC 250 4-Matic AMG

$178,800

Premium Ad Consignment

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

1 Jun 2017 (7 years, 5 months remaining)

Loan Term

Months

(7 years)

Interest Rate

OMV:

$42,340 Information

Based on this OMV and registration date, this car is eligible for minimum 40% down payment.

COE:

$54,406

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $178,800
Monthly Installment: $1,543.55 /month for 7 years (84 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $71,520 (40% of Car Price)
1st Installment: $1,543.55
Total Upfront Payment: $73,088.55

Loan Details

Total Loan: $107,280
Total Interest: $22,379
Total Sum Paid: $129,659 at the end of 7 years (84 months)

Other Car Financial Details

COE: $54,406
ARF Paid: $51,276
PARF Rebate: You get back $25,638 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Jan	2021	73,064	128,115	21,852	-106,263	31,755	39,898	71,653	-34,610
2.	Feb	2021	74,607	126,571	21,332	-105,240	31,755	39,444	71,199	-34,040
3.	Mar	2021	76,151	125,028	20,818	-104,210	31,755	38,991	70,746	-33,464
4.	Apr	2021	77,694	123,484	20,310	-103,174	31,755	38,538	70,293	-32,882
5.	May	2021	79,238	121,941	19,809	-102,132	31,755	38,084	69,839	-32,293
6.	Jun	2021	80,781	120,397	19,313	-101,084	31,755	37,631	69,386	-31,698
7.	Jul	2021	82,325	118,854	18,824	-100,029	31,755	37,177	68,932	-31,097
8.	Aug	2021	83,868	117,310	18,342	-98,968	31,755	36,724	68,479	-30,489
9.	Sep	2021	85,412	115,767	17,865	-97,901	31,755	36,271	68,026	-29,876
10.	Oct	2021	86,956	114,223	17,395	-96,828	31,755	35,817	67,572	-29,256
11.	Nov	2021	88,499	112,680	16,931	-95,748	31,755	35,364	67,119	-28,629
12.	Dec	2021	90,043	111,136	16,474	-94,662	31,755	34,911	66,666	-27,997
End Of Year 1 of Loan
13.	Jan	2022	91,586	109,592	16,022	-93,570	31,755	34,457	66,212	-27,358
14.	Feb	2022	93,130	108,049	15,577	-92,472	31,755	34,004	65,759	-26,713
15.	Mar	2022	94,673	106,505	15,138	-91,367	31,755	33,550	65,305	-26,061
16.	Apr	2022	96,217	104,962	14,706	-90,256	31,755	33,097	64,852	-25,404
17.	May	2022	97,760	103,418	14,280	-89,138	31,755	32,644	64,399	-24,740
18.	Jun	2022	99,304	101,875	13,860	-88,015	31,755	32,190	63,945	-24,070
19.	Jul	2022	100,848	100,331	13,446	-86,885	31,755	31,737	63,492	-23,393
20.	Aug	2022	102,391	98,788	13,039	-85,749	31,755	31,283	63,038	-22,711
21.	Sep	2022	103,935	97,244	12,637	-84,607	31,755	30,830	62,585	-22,022
22.	Oct	2022	105,478	95,700	12,242	-83,458	31,755	30,377	62,132	-21,326
23.	Nov	2022	107,022	94,157	11,854	-82,303	31,755	29,923	61,678	-20,625
24.	Dec	2022	108,565	92,613	11,471	-81,142	31,755	29,470	61,225	-19,917
End Of Year 2 of Loan
25.	Jan	2023	110,109	91,070	11,095	-79,974	31,755	29,017	60,772	-19,203
26.	Feb	2023	111,652	89,526	10,725	-78,801	31,755	28,563	60,318	-18,483
27.	Mar	2023	113,196	87,983	10,362	-77,621	31,755	28,110	59,865	-17,756
28.	Apr	2023	114,740	86,439	10,005	-76,435	31,755	27,656	59,411	-17,023
29.	May	2023	116,283	84,896	9,654	-75,242	31,755	27,203	58,958	-16,284
30.	Jun	2023	117,827	83,352	9,309	-74,043	29,638	26,750	56,388	-17,656
31.	Jul	2023	119,370	81,808	8,970	-72,838	29,638	26,296	55,934	-16,904
32.	Aug	2023	120,914	80,265	8,638	-71,627	29,638	25,843	55,481	-16,146
33.	Sep	2023	122,457	78,721	8,312	-70,409	29,638	25,389	55,027	-15,382
34.	Oct	2023	124,001	77,178	7,992	-69,185	29,638	24,936	54,574	-14,611
35.	Nov	2023	125,544	75,634	7,679	-67,955	29,638	24,483	54,121	-13,835
36.	Dec	2023	127,088	74,091	7,372	-66,719	29,638	24,029	53,667	-13,052
End Of Year 3 of Loan
37.	Jan	2024	128,632	72,547	7,071	-65,476	29,638	23,576	53,214	-12,262
38.	Feb	2024	130,175	71,004	6,776	-64,227	29,638	23,123	52,761	-11,467
39.	Mar	2024	131,719	69,460	6,488	-62,972	29,638	22,669	52,307	-10,665
40.	Apr	2024	133,262	67,916	6,206	-61,711	29,638	22,216	51,854	-9,857
41.	May	2024	134,806	66,373	5,930	-60,443	29,638	21,762	51,400	-9,042
42.	Jun	2024	136,349	64,829	5,660	-59,169	27,521	21,309	48,830	-10,339
43.	Jul	2024	137,893	63,286	5,397	-57,889	27,521	20,856	48,377	-9,512
44.	Aug	2024	139,436	61,742	5,140	-56,602	27,521	20,402	47,923	-8,679
45.	Sep	2024	140,980	60,199	4,889	-55,309	27,521	19,949	47,470	-7,839
46.	Oct	2024	142,524	58,655	4,645	-54,010	27,521	19,495	47,016	-6,994
47.	Nov	2024	144,067	57,112	4,407	-52,705	27,521	19,042	46,563	-6,142
48.	Dec	2024	145,611	55,568	4,175	-51,393	27,521	18,589	46,110	-5,283
End Of Year 4 of Loan
49.	Jan	2025	147,154	54,024	3,949	-50,075	27,521	18,135	45,656	-4,419
50.	Feb	2025	148,698	52,481	3,730	-48,751	27,521	17,682	45,203	-3,548
51.	Mar	2025	150,241	50,937	3,517	-47,421	27,521	17,229	44,750	-2,671
52.	Apr	2025	151,785	49,394	3,310	-46,084	27,521	16,775	44,296	-1,788
53.	May	2025	153,328	47,850	3,109	-44,741	27,521	16,322	43,843	-898
54.	Jun	2025	154,872	46,307	2,915	-43,392	25,404	15,868	41,272	-2,119
55.	Jul	2025	156,416	44,763	2,727	-42,036	25,404	15,415	40,819	-1,217
56.	Aug	2025	157,959	43,220	2,545	-40,675	25,404	14,962	40,366	-309
57.	Sep	2025	159,503	41,676	2,369	-39,306	25,404	14,508	39,912	606	Break Even
58.	Oct	2025	161,046	40,132	2,200	-37,932	25,404	14,055	39,459	1,527
59.	Nov	2025	162,590	38,589	2,037	-36,552	25,404	13,602	39,006	2,454
60.	Dec	2025	164,133	37,045	1,881	-35,165	25,404	13,148	38,552	3,387
End Of Year 5 of Loan
61.	Jan	2026	165,677	35,502	1,730	-33,772	25,404	12,695	38,099	4,327
62.	Feb	2026	167,220	33,958	1,586	-32,372	25,404	12,241	37,645	5,273
63.	Mar	2026	168,764	32,415	1,448	-30,967	25,404	11,788	37,192	6,225
64.	Apr	2026	170,308	30,871	1,316	-29,555	25,404	11,335	36,739	7,184
65.	May	2026	171,851	29,328	1,191	-28,137	25,404	10,881	36,285	8,149
66.	Jun	2026	173,395	27,784	1,072	-26,712	23,287	10,428	33,715	7,003
67.	Jul	2026	174,938	26,240	959	-25,281	23,287	9,974	33,261	7,980
68.	Aug	2026	176,482	24,697	853	-23,844	23,287	9,521	32,808	8,964
69.	Sep	2026	178,025	23,153	752	-22,401	23,287	9,068	32,355	9,954
70.	Oct	2026	179,569	21,610	658	-20,952	23,287	8,614	31,901	10,950
71.	Nov	2026	181,112	20,066	570	-19,496	23,287	8,161	31,448	11,952
72.	Dec	2026	182,656	18,523	489	-18,034	23,287	7,708	30,995	12,961
End Of Year 6 of Loan
73.	Jan	2027	184,200	16,979	414	-16,565	23,287	7,254	30,541	13,976
74.	Feb	2027	185,743	15,436	345	-15,091	23,287	6,801	30,088	14,997
75.	Mar	2027	187,287	13,892	282	-13,610	23,287	6,347	29,634	16,024
76.	Apr	2027	188,830	12,348	226	-12,123	23,287	5,894	29,181	17,058
77.	May	2027	190,374	10,805	176	-10,629	23,287	5,441	28,728	18,098
78.	Jun	2027	191,917	9,261	132	-9,130	21,170	4,987	26,157	17,028
79.	Jul	2027	193,461	7,718	94	-7,624	21,170	4,534	25,704	18,080
80.	Aug	2027	195,004	6,174	63	-6,112	21,170	4,080	25,250	19,139
81.	Sep	2027	196,548	4,631	38	-4,593	21,170	3,627	24,797	20,204
82.	Oct	2027	198,091	3,087	19	-3,068	21,170	3,174	24,344	21,275
83.	Nov	2027	199,635	1,544	6	-1,537	21,170	2,720	23,890	22,353
84.	Dec	2027	201,179	0	0	0	21,170	2,267	23,437	23,437	Loan Fully Paid
85.	Jan	2028	201,179	0	0	0	21,170	1,814	22,984	22,984
86.	Feb	2028	201,179	0	0	0	21,170	1,360	22,530	22,530
87.	Mar	2028	201,179	0	0	0	21,170	907	22,077	22,077
88.	Apr	2028	201,179	0	0	0	21,170	453	21,623	21,623
89.	May	2028	201,179	0	0	0	21,170	0	21,170	21,170

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jan	2021	-106,263	71,653	-34,610
Feb	2021	-105,240	71,199	-34,040
Mar	2021	-104,210	70,746	-33,464
Apr	2021	-103,174	70,293	-32,882
May	2021	-102,132	69,839	-32,293
Jun	2021	-101,084	69,386	-31,698
Jul	2021	-100,029	68,932	-31,097
Aug	2021	-98,968	68,479	-30,489
Sep	2021	-97,901	68,026	-29,876
Oct	2021	-96,828	67,572	-29,256
Nov	2021	-95,748	67,119	-28,629
Dec	2021	-94,662	66,666	-27,997
End Of Year 1 of Loan
Jan	2022	-93,570	66,212	-27,358
Feb	2022	-92,472	65,759	-26,713
Mar	2022	-91,367	65,305	-26,061
Apr	2022	-90,256	64,852	-25,404
May	2022	-89,138	64,399	-24,740
Jun	2022	-88,015	63,945	-24,070
Jul	2022	-86,885	63,492	-23,393
Aug	2022	-85,749	63,038	-22,711
Sep	2022	-84,607	62,585	-22,022
Oct	2022	-83,458	62,132	-21,326
Nov	2022	-82,303	61,678	-20,625
Dec	2022	-81,142	61,225	-19,917
End Of Year 2 of Loan
Jan	2023	-79,974	60,772	-19,203
Feb	2023	-78,801	60,318	-18,483
Mar	2023	-77,621	59,865	-17,756
Apr	2023	-76,435	59,411	-17,023
May	2023	-75,242	58,958	-16,284
Jun	2023	-74,043	56,388	-17,656
Jul	2023	-72,838	55,934	-16,904
Aug	2023	-71,627	55,481	-16,146
Sep	2023	-70,409	55,027	-15,382
Oct	2023	-69,185	54,574	-14,611
Nov	2023	-67,955	54,121	-13,835
Dec	2023	-66,719	53,667	-13,052
End Of Year 3 of Loan
Jan	2024	-65,476	53,214	-12,262
Feb	2024	-64,227	52,761	-11,467
Mar	2024	-62,972	52,307	-10,665
Apr	2024	-61,711	51,854	-9,857
May	2024	-60,443	51,400	-9,042
Jun	2024	-59,169	48,830	-10,339
Jul	2024	-57,889	48,377	-9,512
Aug	2024	-56,602	47,923	-8,679
Sep	2024	-55,309	47,470	-7,839
Oct	2024	-54,010	47,016	-6,994
Nov	2024	-52,705	46,563	-6,142
Dec	2024	-51,393	46,110	-5,283
End Of Year 4 of Loan
Jan	2025	-50,075	45,656	-4,419
Feb	2025	-48,751	45,203	-3,548
Mar	2025	-47,421	44,750	-2,671
Apr	2025	-46,084	44,296	-1,788
May	2025	-44,741	43,843	-898
Jun	2025	-43,392	41,272	-2,119
Jul	2025	-42,036	40,819	-1,217
Aug	2025	-40,675	40,366	-309
Sep	2025	-39,306	39,912	606
Oct	2025	-37,932	39,459	1,527
Nov	2025	-36,552	39,006	2,454
Dec	2025	-35,165	38,552	3,387
End Of Year 5 of Loan
Jan	2026	-33,772	38,099	4,327
Feb	2026	-32,372	37,645	5,273
Mar	2026	-30,967	37,192	6,225
Apr	2026	-29,555	36,739	7,184
May	2026	-28,137	36,285	8,149
Jun	2026	-26,712	33,715	7,003
Jul	2026	-25,281	33,261	7,980
Aug	2026	-23,844	32,808	8,964
Sep	2026	-22,401	32,355	9,954
Oct	2026	-20,952	31,901	10,950
Nov	2026	-19,496	31,448	11,952
Dec	2026	-18,034	30,995	12,961
End Of Year 6 of Loan
Jan	2027	-16,565	30,541	13,976
Feb	2027	-15,091	30,088	14,997
Mar	2027	-13,610	29,634	16,024
Apr	2027	-12,123	29,181	17,058
May	2027	-10,629	28,728	18,098
Jun	2027	-9,130	26,157	17,028
Jul	2027	-7,624	25,704	18,080
Aug	2027	-6,112	25,250	19,139
Sep	2027	-4,593	24,797	20,204
Oct	2027	-3,068	24,344	21,275
Nov	2027	-1,537	23,890	22,353
Dec	2027	0	23,437	23,437
Jan	2028	0	22,984	22,984
Feb	2028	0	22,530	22,530
Mar	2028	0	22,077	22,077
Apr	2028	0	21,623	21,623
May	2028	0	21,170	21,170

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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