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Loan Calculator

Mercedes-Benz GLC 250 4-Matic AMG

$178,800

Premium Ad Consignment

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

1 Jun 2017 (6 years, 3 months remaining)

Loan Term

Months

(6 years, 3 months )

Interest Rate

OMV:

$42,340 Information

Based on this OMV and registration date, this car is eligible for minimum 40% down payment.

COE:

$54,406

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $178,800
Monthly Installment: $1,696.81 /month for 6 years, 3 months (75 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $71,520 (40% of Car Price)
1st Installment: $1,696.81
Total Upfront Payment: $73,241.81

Loan Details

Total Loan: $107,280
Total Interest: $19,981
Total Sum Paid: $127,261 at the end of 6 years, 3 months (75 months)

Other Car Financial Details

COE: $54,406
ARF Paid: $51,276
PARF Rebate: You get back $25,638 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Apr	2021	73,217	125,564	19,455	-106,109	31,755	33,550	65,305	-40,804
2.	May	2021	74,914	123,867	18,936	-104,931	31,755	33,097	64,852	-40,079
3.	Jun	2021	76,610	122,170	18,424	-103,746	31,755	32,644	64,399	-39,347
4.	Jul	2021	78,307	120,474	17,920	-102,554	31,755	32,190	63,945	-38,609
5.	Aug	2021	80,004	118,777	17,422	-101,355	31,755	31,737	63,492	-37,863
6.	Sep	2021	81,701	117,080	16,931	-100,149	31,755	31,283	63,038	-37,110
7.	Oct	2021	83,398	115,383	16,447	-98,936	31,755	30,830	62,585	-36,351
8.	Nov	2021	85,094	113,686	15,971	-97,716	31,755	30,377	62,132	-35,584
9.	Dec	2021	86,791	111,990	15,501	-96,489	31,755	29,923	61,678	-34,810
10.	Jan	2022	88,488	110,293	15,038	-95,255	31,755	29,470	61,225	-34,030
11.	Feb	2022	90,185	108,596	14,583	-94,013	31,755	29,017	60,772	-33,242
12.	Mar	2022	91,882	106,899	14,134	-92,765	31,755	28,563	60,318	-32,447
End Of Year 1 of Loan
13.	Apr	2022	93,579	105,202	13,692	-91,510	31,755	28,110	59,865	-31,645
14.	May	2022	95,275	103,506	13,258	-90,248	31,755	27,656	59,411	-30,837
15.	Jun	2022	96,972	101,809	12,830	-88,979	31,755	27,203	58,958	-30,021
16.	Jul	2022	98,669	100,112	12,409	-87,703	29,638	26,750	56,388	-31,315
17.	Aug	2022	100,366	98,415	11,996	-86,420	29,638	26,296	55,934	-30,485
18.	Sep	2022	102,063	96,718	11,589	-85,129	29,638	25,843	55,481	-29,649
19.	Oct	2022	103,759	95,021	11,189	-83,832	29,638	25,389	55,027	-28,805
20.	Nov	2022	105,456	93,325	10,797	-82,528	29,638	24,936	54,574	-27,954
21.	Dec	2022	107,153	91,628	10,411	-81,217	29,638	24,483	54,121	-27,096
22.	Jan	2023	108,850	89,931	10,033	-79,899	29,638	24,029	53,667	-26,231
23.	Feb	2023	110,547	88,234	9,661	-78,573	29,638	23,576	53,214	-25,359
24.	Mar	2023	112,243	86,537	9,296	-77,241	29,638	23,123	52,761	-24,480
End Of Year 2 of Loan
25.	Apr	2023	113,940	84,841	8,939	-75,902	29,638	22,669	52,307	-23,595
26.	May	2023	115,637	83,144	8,588	-74,556	29,638	22,216	51,854	-22,702
27.	Jun	2023	117,334	81,447	8,245	-73,202	29,638	21,762	51,400	-21,802
28.	Jul	2023	119,031	79,750	7,908	-71,842	27,521	21,309	48,830	-23,012
29.	Aug	2023	120,728	78,053	7,579	-70,475	27,521	20,856	48,377	-22,098
30.	Sep	2023	122,424	76,357	7,256	-69,100	27,521	20,402	47,923	-21,177
31.	Oct	2023	124,121	74,660	6,941	-67,719	27,521	19,949	47,470	-20,249
32.	Nov	2023	125,818	72,963	6,632	-66,331	27,521	19,495	47,016	-19,314
33.	Dec	2023	127,515	71,266	6,331	-64,935	27,521	19,042	46,563	-18,372
34.	Jan	2024	129,212	69,569	6,036	-63,533	27,521	18,589	46,110	-17,423
35.	Feb	2024	130,908	67,872	5,749	-62,124	27,521	18,135	45,656	-16,467
36.	Mar	2024	132,605	66,176	5,468	-60,707	27,521	17,682	45,203	-15,504
End Of Year 3 of Loan
37.	Apr	2024	134,302	64,479	5,195	-59,284	27,521	17,229	44,750	-14,534
38.	May	2024	135,999	62,782	4,929	-57,853	27,521	16,775	44,296	-13,557
39.	Jun	2024	137,696	61,085	4,669	-56,416	27,521	16,322	43,843	-12,573
40.	Jul	2024	139,392	59,388	4,417	-54,972	25,404	15,868	41,272	-13,699
41.	Aug	2024	141,089	57,692	4,171	-53,520	25,404	15,415	40,819	-12,701
42.	Sep	2024	142,786	55,995	3,933	-52,062	25,404	14,962	40,366	-11,696
43.	Oct	2024	144,483	54,298	3,702	-50,596	25,404	14,508	39,912	-10,684
44.	Nov	2024	146,180	52,601	3,477	-49,124	25,404	14,055	39,459	-9,665
45.	Dec	2024	147,877	50,904	3,260	-47,644	25,404	13,602	39,006	-8,639
46.	Jan	2025	149,573	49,208	3,050	-46,158	25,404	13,148	38,552	-7,606
47.	Feb	2025	151,270	47,511	2,846	-44,664	25,404	12,695	38,099	-6,566
48.	Mar	2025	152,967	45,814	2,650	-43,164	25,404	12,241	37,645	-5,518
End Of Year 4 of Loan
49.	Apr	2025	154,664	44,117	2,461	-41,656	25,404	11,788	37,192	-4,464
50.	May	2025	156,361	42,420	2,279	-40,142	25,404	11,335	36,739	-3,403
51.	Jun	2025	158,057	40,723	2,103	-38,620	25,404	10,881	36,285	-2,335
52.	Jul	2025	159,754	39,027	1,935	-37,092	23,287	10,428	33,715	-3,377
53.	Aug	2025	161,451	37,330	1,774	-35,556	23,287	9,974	33,261	-2,295
54.	Sep	2025	163,148	35,633	1,620	-34,014	23,287	9,521	32,808	-1,205
55.	Oct	2025	164,845	33,936	1,472	-32,464	23,287	9,068	32,355	-109
56.	Nov	2025	166,541	32,239	1,332	-30,907	23,287	8,614	31,901	994	Break Even
57.	Dec	2025	168,238	30,543	1,199	-29,344	23,287	8,161	31,448	2,104
58.	Jan	2026	169,935	28,846	1,073	-27,773	23,287	7,708	30,995	3,221
59.	Feb	2026	171,632	27,149	953	-26,196	23,287	7,254	30,541	4,346
60.	Mar	2026	173,329	25,452	841	-24,611	23,287	6,801	30,088	5,477
End Of Year 5 of Loan
61.	Apr	2026	175,026	23,755	736	-23,019	23,287	6,347	29,634	6,615
62.	May	2026	176,722	22,059	638	-21,421	23,287	5,894	29,181	7,760
63.	Jun	2026	178,419	20,362	547	-19,815	23,287	5,441	28,728	8,913
64.	Jul	2026	180,116	18,665	463	-18,202	21,170	4,987	26,157	7,955
65.	Aug	2026	181,813	16,968	386	-16,583	21,170	4,534	25,704	9,121
66.	Sep	2026	183,510	15,271	315	-14,956	21,170	4,080	25,250	10,295
67.	Oct	2026	185,206	13,574	252	-13,322	21,170	3,627	24,797	11,475
68.	Nov	2026	186,903	11,878	196	-11,681	21,170	3,174	24,344	12,662
69.	Dec	2026	188,600	10,181	147	-10,034	21,170	2,720	23,890	13,857
70.	Jan	2027	190,297	8,484	105	-8,379	21,170	2,267	23,437	15,058
71.	Feb	2027	191,994	6,787	70	-6,717	21,170	1,814	22,984	16,266
72.	Mar	2027	193,690	5,090	42	-5,048	21,170	1,360	22,530	17,482
End Of Year 6 of Loan
73.	Apr	2027	195,387	3,394	21	-3,373	21,170	907	22,077	18,704
74.	May	2027	197,084	1,697	7	-1,690	21,170	453	21,623	19,934
75.	Jun	2027	198,781	0	0	0	21,170	0	21,170	21,170	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Apr	2021	-106,109	65,305	-40,804
May	2021	-104,931	64,852	-40,079
Jun	2021	-103,746	64,399	-39,347
Jul	2021	-102,554	63,945	-38,609
Aug	2021	-101,355	63,492	-37,863
Sep	2021	-100,149	63,038	-37,110
Oct	2021	-98,936	62,585	-36,351
Nov	2021	-97,716	62,132	-35,584
Dec	2021	-96,489	61,678	-34,810
Jan	2022	-95,255	61,225	-34,030
Feb	2022	-94,013	60,772	-33,242
Mar	2022	-92,765	60,318	-32,447
End Of Year 1 of Loan
Apr	2022	-91,510	59,865	-31,645
May	2022	-90,248	59,411	-30,837
Jun	2022	-88,979	58,958	-30,021
Jul	2022	-87,703	56,388	-31,315
Aug	2022	-86,420	55,934	-30,485
Sep	2022	-85,129	55,481	-29,649
Oct	2022	-83,832	55,027	-28,805
Nov	2022	-82,528	54,574	-27,954
Dec	2022	-81,217	54,121	-27,096
Jan	2023	-79,899	53,667	-26,231
Feb	2023	-78,573	53,214	-25,359
Mar	2023	-77,241	52,761	-24,480
End Of Year 2 of Loan
Apr	2023	-75,902	52,307	-23,595
May	2023	-74,556	51,854	-22,702
Jun	2023	-73,202	51,400	-21,802
Jul	2023	-71,842	48,830	-23,012
Aug	2023	-70,475	48,377	-22,098
Sep	2023	-69,100	47,923	-21,177
Oct	2023	-67,719	47,470	-20,249
Nov	2023	-66,331	47,016	-19,314
Dec	2023	-64,935	46,563	-18,372
Jan	2024	-63,533	46,110	-17,423
Feb	2024	-62,124	45,656	-16,467
Mar	2024	-60,707	45,203	-15,504
End Of Year 3 of Loan
Apr	2024	-59,284	44,750	-14,534
May	2024	-57,853	44,296	-13,557
Jun	2024	-56,416	43,843	-12,573
Jul	2024	-54,972	41,272	-13,699
Aug	2024	-53,520	40,819	-12,701
Sep	2024	-52,062	40,366	-11,696
Oct	2024	-50,596	39,912	-10,684
Nov	2024	-49,124	39,459	-9,665
Dec	2024	-47,644	39,006	-8,639
Jan	2025	-46,158	38,552	-7,606
Feb	2025	-44,664	38,099	-6,566
Mar	2025	-43,164	37,645	-5,518
End Of Year 4 of Loan
Apr	2025	-41,656	37,192	-4,464
May	2025	-40,142	36,739	-3,403
Jun	2025	-38,620	36,285	-2,335
Jul	2025	-37,092	33,715	-3,377
Aug	2025	-35,556	33,261	-2,295
Sep	2025	-34,014	32,808	-1,205
Oct	2025	-32,464	32,355	-109
Nov	2025	-30,907	31,901	994
Dec	2025	-29,344	31,448	2,104
Jan	2026	-27,773	30,995	3,221
Feb	2026	-26,196	30,541	4,346
Mar	2026	-24,611	30,088	5,477
End Of Year 5 of Loan
Apr	2026	-23,019	29,634	6,615
May	2026	-21,421	29,181	7,760
Jun	2026	-19,815	28,728	8,913
Jul	2026	-18,202	26,157	7,955
Aug	2026	-16,583	25,704	9,121
Sep	2026	-14,956	25,250	10,295
Oct	2026	-13,322	24,797	11,475
Nov	2026	-11,681	24,344	12,662
Dec	2026	-10,034	23,890	13,857
Jan	2027	-8,379	23,437	15,058
Feb	2027	-6,717	22,984	16,266
Mar	2027	-5,048	22,530	17,482
End Of Year 6 of Loan
Apr	2027	-3,373	22,077	18,704
May	2027	-1,690	21,623	19,934
Jun	2027	0	21,170	21,170

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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