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Loan Calculator

Mercedes-Benz GLC 250 4-Matic AMG

$178,800

Premium Ad Consignment

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

1 Jun 2017 (7 years, 7 months remaining)

Loan Term

Months

(7 years)

Interest Rate

OMV:

$42,340 Information

Based on this OMV and registration date, this car is eligible for minimum 40% down payment.

COE:

$54,406

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $178,800
Monthly Installment: $1,543.55 /month for 7 years (84 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $71,520 (40% of Car Price)
1st Installment: $1,543.55
Total Upfront Payment: $73,088.55

Loan Details

Total Loan: $107,280
Total Interest: $22,379
Total Sum Paid: $129,659 at the end of 7 years (84 months)

Other Car Financial Details

COE: $54,406
ARF Paid: $51,276
PARF Rebate: You get back $25,638 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Nov	2019	73,064	128,115	21,852	-106,263	31,755	40,805	72,560	-33,704
2.	Dec	2019	74,607	126,571	21,332	-105,240	31,755	40,351	72,106	-33,134
3.	Jan	2020	76,151	125,028	20,818	-104,210	31,755	39,898	71,653	-32,557
4.	Feb	2020	77,694	123,484	20,310	-103,174	31,755	39,444	71,199	-31,975
5.	Mar	2020	79,238	121,941	19,809	-102,132	31,755	38,991	70,746	-31,386
6.	Apr	2020	80,781	120,397	19,313	-101,084	31,755	38,538	70,293	-30,791
7.	May	2020	82,325	118,854	18,824	-100,029	31,755	38,084	69,839	-30,190
8.	Jun	2020	83,868	117,310	18,342	-98,968	31,755	37,631	69,386	-29,583
9.	Jul	2020	85,412	115,767	17,865	-97,901	31,755	37,177	68,932	-28,969
10.	Aug	2020	86,956	114,223	17,395	-96,828	31,755	36,724	68,479	-28,349
11.	Sep	2020	88,499	112,680	16,931	-95,748	31,755	36,271	68,026	-27,723
12.	Oct	2020	90,043	111,136	16,474	-94,662	31,755	35,817	67,572	-27,090
End Of Year 1 of Loan
13.	Nov	2020	91,586	109,592	16,022	-93,570	31,755	35,364	67,119	-26,451
14.	Dec	2020	93,130	108,049	15,577	-92,472	31,755	34,911	66,666	-25,806
15.	Jan	2021	94,673	106,505	15,138	-91,367	31,755	34,457	66,212	-25,155
16.	Feb	2021	96,217	104,962	14,706	-90,256	31,755	34,004	65,759	-24,497
17.	Mar	2021	97,760	103,418	14,280	-89,138	31,755	33,550	65,305	-23,833
18.	Apr	2021	99,304	101,875	13,860	-88,015	31,755	33,097	64,852	-23,163
19.	May	2021	100,848	100,331	13,446	-86,885	31,755	32,644	64,399	-22,486
20.	Jun	2021	102,391	98,788	13,039	-85,749	31,755	32,190	63,945	-21,804
21.	Jul	2021	103,935	97,244	12,637	-84,607	31,755	31,737	63,492	-21,115
22.	Aug	2021	105,478	95,700	12,242	-83,458	31,755	31,283	63,038	-20,420
23.	Sep	2021	107,022	94,157	11,854	-82,303	31,755	30,830	62,585	-19,718
24.	Oct	2021	108,565	92,613	11,471	-81,142	31,755	30,377	62,132	-19,010
End Of Year 2 of Loan
25.	Nov	2021	110,109	91,070	11,095	-79,974	31,755	29,923	61,678	-18,296
26.	Dec	2021	111,652	89,526	10,725	-78,801	31,755	29,470	61,225	-17,576
27.	Jan	2022	113,196	87,983	10,362	-77,621	31,755	29,017	60,772	-16,849
28.	Feb	2022	114,740	86,439	10,005	-76,435	31,755	28,563	60,318	-16,116
29.	Mar	2022	116,283	84,896	9,654	-75,242	31,755	28,110	59,865	-15,377
30.	Apr	2022	117,827	83,352	9,309	-74,043	31,755	27,656	59,411	-14,632
31.	May	2022	119,370	81,808	8,970	-72,838	31,755	27,203	58,958	-13,880
32.	Jun	2022	120,914	80,265	8,638	-71,627	29,638	26,750	56,388	-15,239
33.	Jul	2022	122,457	78,721	8,312	-70,409	29,638	26,296	55,934	-14,475
34.	Aug	2022	124,001	77,178	7,992	-69,185	29,638	25,843	55,481	-13,705
35.	Sep	2022	125,544	75,634	7,679	-67,955	29,638	25,389	55,027	-12,928
36.	Oct	2022	127,088	74,091	7,372	-66,719	29,638	24,936	54,574	-12,145
End Of Year 3 of Loan
37.	Nov	2022	128,632	72,547	7,071	-65,476	29,638	24,483	54,121	-11,355
38.	Dec	2022	130,175	71,004	6,776	-64,227	29,638	24,029	53,667	-10,560
39.	Jan	2023	131,719	69,460	6,488	-62,972	29,638	23,576	53,214	-9,758
40.	Feb	2023	133,262	67,916	6,206	-61,711	29,638	23,123	52,761	-8,950
41.	Mar	2023	134,806	66,373	5,930	-60,443	29,638	22,669	52,307	-8,136
42.	Apr	2023	136,349	64,829	5,660	-59,169	29,638	22,216	51,854	-7,315
43.	May	2023	137,893	63,286	5,397	-57,889	29,638	21,762	51,400	-6,488
44.	Jun	2023	139,436	61,742	5,140	-56,602	27,521	21,309	48,830	-7,772
45.	Jul	2023	140,980	60,199	4,889	-55,309	27,521	20,856	48,377	-6,933
46.	Aug	2023	142,524	58,655	4,645	-54,010	27,521	20,402	47,923	-6,087
47.	Sep	2023	144,067	57,112	4,407	-52,705	27,521	19,949	47,470	-5,235
48.	Oct	2023	145,611	55,568	4,175	-51,393	27,521	19,495	47,016	-4,377
End Of Year 4 of Loan
49.	Nov	2023	147,154	54,024	3,949	-50,075	27,521	19,042	46,563	-3,512
50.	Dec	2023	148,698	52,481	3,730	-48,751	27,521	18,589	46,110	-2,641
51.	Jan	2024	150,241	50,937	3,517	-47,421	27,521	18,135	45,656	-1,764
52.	Feb	2024	151,785	49,394	3,310	-46,084	27,521	17,682	45,203	-881
53.	Mar	2024	153,328	47,850	3,109	-44,741	27,521	17,229	44,750	9	Break Even
54.	Apr	2024	154,872	46,307	2,915	-43,392	27,521	16,775	44,296	904
55.	May	2024	156,416	44,763	2,727	-42,036	27,521	16,322	43,843	1,807
56.	Jun	2024	157,959	43,220	2,545	-40,675	25,404	15,868	41,272	598
57.	Jul	2024	159,503	41,676	2,369	-39,306	25,404	15,415	40,819	1,513
58.	Aug	2024	161,046	40,132	2,200	-37,932	25,404	14,962	40,366	2,433
59.	Sep	2024	162,590	38,589	2,037	-36,552	25,404	14,508	39,912	3,361
60.	Oct	2024	164,133	37,045	1,881	-35,165	25,404	14,055	39,459	4,294
End Of Year 5 of Loan
61.	Nov	2024	165,677	35,502	1,730	-33,772	25,404	13,602	39,006	5,234
62.	Dec	2024	167,220	33,958	1,586	-32,372	25,404	13,148	38,552	6,180
63.	Jan	2025	168,764	32,415	1,448	-30,967	25,404	12,695	38,099	7,132
64.	Feb	2025	170,308	30,871	1,316	-29,555	25,404	12,241	37,645	8,091
65.	Mar	2025	171,851	29,328	1,191	-28,137	25,404	11,788	37,192	9,055
66.	Apr	2025	173,395	27,784	1,072	-26,712	25,404	11,335	36,739	10,027
67.	May	2025	174,938	26,240	959	-25,281	25,404	10,881	36,285	11,004
68.	Jun	2025	176,482	24,697	853	-23,844	23,287	10,428	33,715	9,870
69.	Jul	2025	178,025	23,153	752	-22,401	23,287	9,974	33,261	10,860
70.	Aug	2025	179,569	21,610	658	-20,952	23,287	9,521	32,808	11,856
71.	Sep	2025	181,112	20,066	570	-19,496	23,287	9,068	32,355	12,859
72.	Oct	2025	182,656	18,523	489	-18,034	23,287	8,614	31,901	13,868
End Of Year 6 of Loan
73.	Nov	2025	184,200	16,979	414	-16,565	23,287	8,161	31,448	14,883
74.	Dec	2025	185,743	15,436	345	-15,091	23,287	7,708	30,995	15,904
75.	Jan	2026	187,287	13,892	282	-13,610	23,287	7,254	30,541	16,931
76.	Feb	2026	188,830	12,348	226	-12,123	23,287	6,801	30,088	17,965
77.	Mar	2026	190,374	10,805	176	-10,629	23,287	6,347	29,634	19,005
78.	Apr	2026	191,917	9,261	132	-9,130	23,287	5,894	29,181	20,051
79.	May	2026	193,461	7,718	94	-7,624	23,287	5,441	28,728	21,104
80.	Jun	2026	195,004	6,174	63	-6,112	21,170	4,987	26,157	20,046
81.	Jul	2026	196,548	4,631	38	-4,593	21,170	4,534	25,704	21,111
82.	Aug	2026	198,091	3,087	19	-3,068	21,170	4,080	25,250	22,182
83.	Sep	2026	199,635	1,544	6	-1,537	21,170	3,627	24,797	23,260
84.	Oct	2026	201,179	0	0	0	21,170	3,174	24,344	24,344	Loan Fully Paid
85.	Nov	2026	201,179	0	0	0	21,170	2,720	23,890	23,890
86.	Dec	2026	201,179	0	0	0	21,170	2,267	23,437	23,437
87.	Jan	2027	201,179	0	0	0	21,170	1,814	22,984	22,984
88.	Feb	2027	201,179	0	0	0	21,170	1,360	22,530	22,530
89.	Mar	2027	201,179	0	0	0	21,170	907	22,077	22,077
90.	Apr	2027	201,179	0	0	0	21,170	453	21,623	21,623
91.	May	2027	201,179	0	0	0	21,170	0	21,170	21,170

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Nov	2019	-106,263	72,560	-33,704
Dec	2019	-105,240	72,106	-33,134
Jan	2020	-104,210	71,653	-32,557
Feb	2020	-103,174	71,199	-31,975
Mar	2020	-102,132	70,746	-31,386
Apr	2020	-101,084	70,293	-30,791
May	2020	-100,029	69,839	-30,190
Jun	2020	-98,968	69,386	-29,583
Jul	2020	-97,901	68,932	-28,969
Aug	2020	-96,828	68,479	-28,349
Sep	2020	-95,748	68,026	-27,723
Oct	2020	-94,662	67,572	-27,090
End Of Year 1 of Loan
Nov	2020	-93,570	67,119	-26,451
Dec	2020	-92,472	66,666	-25,806
Jan	2021	-91,367	66,212	-25,155
Feb	2021	-90,256	65,759	-24,497
Mar	2021	-89,138	65,305	-23,833
Apr	2021	-88,015	64,852	-23,163
May	2021	-86,885	64,399	-22,486
Jun	2021	-85,749	63,945	-21,804
Jul	2021	-84,607	63,492	-21,115
Aug	2021	-83,458	63,038	-20,420
Sep	2021	-82,303	62,585	-19,718
Oct	2021	-81,142	62,132	-19,010
End Of Year 2 of Loan
Nov	2021	-79,974	61,678	-18,296
Dec	2021	-78,801	61,225	-17,576
Jan	2022	-77,621	60,772	-16,849
Feb	2022	-76,435	60,318	-16,116
Mar	2022	-75,242	59,865	-15,377
Apr	2022	-74,043	59,411	-14,632
May	2022	-72,838	58,958	-13,880
Jun	2022	-71,627	56,388	-15,239
Jul	2022	-70,409	55,934	-14,475
Aug	2022	-69,185	55,481	-13,705
Sep	2022	-67,955	55,027	-12,928
Oct	2022	-66,719	54,574	-12,145
End Of Year 3 of Loan
Nov	2022	-65,476	54,121	-11,355
Dec	2022	-64,227	53,667	-10,560
Jan	2023	-62,972	53,214	-9,758
Feb	2023	-61,711	52,761	-8,950
Mar	2023	-60,443	52,307	-8,136
Apr	2023	-59,169	51,854	-7,315
May	2023	-57,889	51,400	-6,488
Jun	2023	-56,602	48,830	-7,772
Jul	2023	-55,309	48,377	-6,933
Aug	2023	-54,010	47,923	-6,087
Sep	2023	-52,705	47,470	-5,235
Oct	2023	-51,393	47,016	-4,377
End Of Year 4 of Loan
Nov	2023	-50,075	46,563	-3,512
Dec	2023	-48,751	46,110	-2,641
Jan	2024	-47,421	45,656	-1,764
Feb	2024	-46,084	45,203	-881
Mar	2024	-44,741	44,750	9
Apr	2024	-43,392	44,296	904
May	2024	-42,036	43,843	1,807
Jun	2024	-40,675	41,272	598
Jul	2024	-39,306	40,819	1,513
Aug	2024	-37,932	40,366	2,433
Sep	2024	-36,552	39,912	3,361
Oct	2024	-35,165	39,459	4,294
End Of Year 5 of Loan
Nov	2024	-33,772	39,006	5,234
Dec	2024	-32,372	38,552	6,180
Jan	2025	-30,967	38,099	7,132
Feb	2025	-29,555	37,645	8,091
Mar	2025	-28,137	37,192	9,055
Apr	2025	-26,712	36,739	10,027
May	2025	-25,281	36,285	11,004
Jun	2025	-23,844	33,715	9,870
Jul	2025	-22,401	33,261	10,860
Aug	2025	-20,952	32,808	11,856
Sep	2025	-19,496	32,355	12,859
Oct	2025	-18,034	31,901	13,868
End Of Year 6 of Loan
Nov	2025	-16,565	31,448	14,883
Dec	2025	-15,091	30,995	15,904
Jan	2026	-13,610	30,541	16,931
Feb	2026	-12,123	30,088	17,965
Mar	2026	-10,629	29,634	19,005
Apr	2026	-9,130	29,181	20,051
May	2026	-7,624	28,728	21,104
Jun	2026	-6,112	26,157	20,046
Jul	2026	-4,593	25,704	21,111
Aug	2026	-3,068	25,250	22,182
Sep	2026	-1,537	24,797	23,260
Oct	2026	0	24,344	24,344
Nov	2026	0	23,890	23,890
Dec	2026	0	23,437	23,437
Jan	2027	0	22,984	22,984
Feb	2027	0	22,530	22,530
Mar	2027	0	22,077	22,077
Apr	2027	0	21,623	21,623
May	2027	0	21,170	21,170

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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