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Loan Calculator

Mercedes-Benz GLC 250 4-Matic AMG

$178,800

Premium Ad Consignment

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

1 Jun 2017 (5 years, 10 months remaining)

Loan Term

Months

(5 years, 10 months )

Interest Rate

OMV:

$42,340 Information

Based on this OMV and registration date, this car is eligible for minimum 40% down payment.

COE:

$54,406

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $178,800
Monthly Installment: $1,798.98 /month for 5 years, 10 months (70 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $71,520 (40% of Car Price)
1st Installment: $1,798.98
Total Upfront Payment: $73,343.98

Loan Details

Total Loan: $107,280
Total Interest: $18,649
Total Sum Paid: $125,929 at the end of 5 years, 10 months (70 months)

Other Car Financial Details

COE: $54,406
ARF Paid: $51,276
PARF Rebate: You get back $25,638 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Aug	2021	73,319	124,130	18,124	-106,006	31,755	31,283	63,038	-42,968
2.	Sep	2021	75,118	122,331	17,606	-104,725	31,755	30,830	62,585	-42,140
3.	Oct	2021	76,917	120,532	17,095	-103,436	31,755	30,377	62,132	-41,305
4.	Nov	2021	78,716	118,733	16,593	-102,140	31,755	29,923	61,678	-40,462
5.	Dec	2021	80,515	116,934	16,097	-100,837	31,755	29,470	61,225	-39,612
6.	Jan	2022	82,314	115,135	15,609	-99,525	31,755	29,017	60,772	-38,754
7.	Feb	2022	84,113	113,336	15,129	-98,207	31,755	28,563	60,318	-37,889
8.	Mar	2022	85,912	111,537	14,656	-96,881	31,755	28,110	59,865	-37,016
9.	Apr	2022	87,711	109,738	14,191	-95,547	31,755	27,656	59,411	-36,135
10.	May	2022	89,510	107,939	13,733	-94,206	31,755	27,203	58,958	-35,248
11.	Jun	2022	91,309	106,140	13,283	-92,857	29,638	26,750	56,388	-36,469
12.	Jul	2022	93,108	104,341	12,840	-91,501	29,638	26,296	55,934	-35,566
End Of Year 1 of Loan
13.	Aug	2022	94,907	102,542	12,405	-90,137	29,638	25,843	55,481	-34,656
14.	Sep	2022	96,706	100,743	11,977	-88,766	29,638	25,389	55,027	-33,738
15.	Oct	2022	98,505	98,944	11,557	-87,387	29,638	24,936	54,574	-32,813
16.	Nov	2022	100,304	97,145	11,144	-86,001	29,638	24,483	54,121	-31,880
17.	Dec	2022	102,103	95,346	10,739	-84,607	29,638	24,029	53,667	-30,940
18.	Jan	2023	103,902	93,547	10,341	-83,206	29,638	23,576	53,214	-29,992
19.	Feb	2023	105,701	91,748	9,951	-81,797	29,638	23,123	52,761	-29,037
20.	Mar	2023	107,500	89,949	9,568	-80,381	29,638	22,669	52,307	-28,074
21.	Apr	2023	109,299	88,150	9,193	-78,957	29,638	22,216	51,854	-27,103
22.	May	2023	111,098	86,351	8,825	-77,526	29,638	21,762	51,400	-26,125
23.	Jun	2023	112,897	84,552	8,465	-76,087	27,521	21,309	48,830	-27,257
24.	Jul	2023	114,696	82,753	8,112	-74,641	27,521	20,856	48,377	-26,264
End Of Year 2 of Loan
25.	Aug	2023	116,495	80,954	7,767	-73,187	27,521	20,402	47,923	-25,264
26.	Sep	2023	118,294	79,155	7,430	-71,726	27,521	19,949	47,470	-24,256
27.	Oct	2023	120,093	77,356	7,099	-70,257	27,521	19,495	47,016	-23,240
28.	Nov	2023	121,892	75,557	6,777	-68,781	27,521	19,042	46,563	-22,218
29.	Dec	2023	123,691	73,758	6,461	-67,297	27,521	18,589	46,110	-21,187
30.	Jan	2024	125,490	71,959	6,154	-65,806	27,521	18,135	45,656	-20,149
31.	Feb	2024	127,288	70,160	5,854	-64,307	27,521	17,682	45,203	-19,104
32.	Mar	2024	129,087	68,361	5,561	-62,800	27,521	17,229	44,750	-18,051
33.	Apr	2024	130,886	66,562	5,276	-61,287	27,521	16,775	44,296	-16,990
34.	May	2024	132,685	64,763	4,998	-59,765	27,521	16,322	43,843	-15,923
35.	Jun	2024	134,484	62,964	4,728	-58,237	25,404	15,868	41,272	-16,964
36.	Jul	2024	136,283	61,165	4,465	-56,700	25,404	15,415	40,819	-15,881
End Of Year 3 of Loan
37.	Aug	2024	138,082	59,366	4,210	-55,156	25,404	14,962	40,366	-14,791
38.	Sep	2024	139,881	57,567	3,962	-53,605	25,404	14,508	39,912	-13,693
39.	Oct	2024	141,680	55,768	3,722	-52,046	25,404	14,055	39,459	-12,587
40.	Nov	2024	143,479	53,970	3,490	-50,480	25,404	13,602	39,006	-11,474
41.	Dec	2024	145,278	52,171	3,264	-48,906	25,404	13,148	38,552	-10,354
42.	Jan	2025	147,077	50,372	3,047	-47,325	25,404	12,695	38,099	-9,226
43.	Feb	2025	148,876	48,573	2,837	-45,736	25,404	12,241	37,645	-8,090
44.	Mar	2025	150,675	46,774	2,634	-44,139	25,404	11,788	37,192	-6,948
45.	Apr	2025	152,474	44,975	2,439	-42,536	25,404	11,335	36,739	-5,797
46.	May	2025	154,273	43,176	2,251	-40,924	25,404	10,881	36,285	-4,639
47.	Jun	2025	156,072	41,377	2,071	-39,305	23,287	10,428	33,715	-5,591
48.	Jul	2025	157,871	39,578	1,899	-37,679	23,287	9,974	33,261	-4,418
End Of Year 4 of Loan
49.	Aug	2025	159,670	37,779	1,734	-36,045	23,287	9,521	32,808	-3,237
50.	Sep	2025	161,469	35,980	1,576	-34,404	23,287	9,068	32,355	-2,049
51.	Oct	2025	163,268	34,181	1,426	-32,755	23,287	8,614	31,901	-854
52.	Nov	2025	165,067	32,382	1,283	-31,098	23,287	8,161	31,448	349	Break Even
53.	Dec	2025	166,866	30,583	1,148	-29,435	23,287	7,708	30,995	1,560
54.	Jan	2026	168,665	28,784	1,021	-27,763	23,287	7,254	30,541	2,778
55.	Feb	2026	170,464	26,985	901	-26,084	23,287	6,801	30,088	4,004
56.	Mar	2026	172,263	25,186	788	-24,398	23,287	6,347	29,634	5,237
57.	Apr	2026	174,062	23,387	683	-22,704	23,287	5,894	29,181	6,477
58.	May	2026	175,861	21,588	585	-21,002	23,287	5,441	28,728	7,725
59.	Jun	2026	177,660	19,789	495	-19,294	21,170	4,987	26,157	6,864
60.	Jul	2026	179,459	17,990	413	-17,577	21,170	4,534	25,704	8,127
End Of Year 5 of Loan
61.	Aug	2026	181,258	16,191	338	-15,853	21,170	4,080	25,250	9,397
62.	Sep	2026	183,057	14,392	270	-14,122	21,170	3,627	24,797	10,675
63.	Oct	2026	184,856	12,593	210	-12,383	21,170	3,174	24,344	11,961
64.	Nov	2026	186,655	10,794	158	-10,636	21,170	2,720	23,890	13,254
65.	Dec	2026	188,454	8,995	113	-8,882	21,170	2,267	23,437	14,555
66.	Jan	2027	190,253	7,196	75	-7,121	21,170	1,814	22,984	15,863
67.	Feb	2027	192,052	5,397	45	-5,352	21,170	1,360	22,530	17,178
68.	Mar	2027	193,851	3,598	23	-3,575	21,170	907	22,077	18,501
69.	Apr	2027	195,650	1,799	8	-1,791	21,170	453	21,623	19,832
70.	May	2027	197,449	0	0	0	21,170	0	21,170	21,170	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Aug	2021	-106,006	63,038	-42,968
Sep	2021	-104,725	62,585	-42,140
Oct	2021	-103,436	62,132	-41,305
Nov	2021	-102,140	61,678	-40,462
Dec	2021	-100,837	61,225	-39,612
Jan	2022	-99,525	60,772	-38,754
Feb	2022	-98,207	60,318	-37,889
Mar	2022	-96,881	59,865	-37,016
Apr	2022	-95,547	59,411	-36,135
May	2022	-94,206	58,958	-35,248
Jun	2022	-92,857	56,388	-36,469
Jul	2022	-91,501	55,934	-35,566
End Of Year 1 of Loan
Aug	2022	-90,137	55,481	-34,656
Sep	2022	-88,766	55,027	-33,738
Oct	2022	-87,387	54,574	-32,813
Nov	2022	-86,001	54,121	-31,880
Dec	2022	-84,607	53,667	-30,940
Jan	2023	-83,206	53,214	-29,992
Feb	2023	-81,797	52,761	-29,037
Mar	2023	-80,381	52,307	-28,074
Apr	2023	-78,957	51,854	-27,103
May	2023	-77,526	51,400	-26,125
Jun	2023	-76,087	48,830	-27,257
Jul	2023	-74,641	48,377	-26,264
End Of Year 2 of Loan
Aug	2023	-73,187	47,923	-25,264
Sep	2023	-71,726	47,470	-24,256
Oct	2023	-70,257	47,016	-23,240
Nov	2023	-68,781	46,563	-22,218
Dec	2023	-67,297	46,110	-21,187
Jan	2024	-65,806	45,656	-20,149
Feb	2024	-64,307	45,203	-19,104
Mar	2024	-62,800	44,750	-18,051
Apr	2024	-61,287	44,296	-16,990
May	2024	-59,765	43,843	-15,923
Jun	2024	-58,237	41,272	-16,964
Jul	2024	-56,700	40,819	-15,881
End Of Year 3 of Loan
Aug	2024	-55,156	40,366	-14,791
Sep	2024	-53,605	39,912	-13,693
Oct	2024	-52,046	39,459	-12,587
Nov	2024	-50,480	39,006	-11,474
Dec	2024	-48,906	38,552	-10,354
Jan	2025	-47,325	38,099	-9,226
Feb	2025	-45,736	37,645	-8,090
Mar	2025	-44,139	37,192	-6,948
Apr	2025	-42,536	36,739	-5,797
May	2025	-40,924	36,285	-4,639
Jun	2025	-39,305	33,715	-5,591
Jul	2025	-37,679	33,261	-4,418
End Of Year 4 of Loan
Aug	2025	-36,045	32,808	-3,237
Sep	2025	-34,404	32,355	-2,049
Oct	2025	-32,755	31,901	-854
Nov	2025	-31,098	31,448	349
Dec	2025	-29,435	30,995	1,560
Jan	2026	-27,763	30,541	2,778
Feb	2026	-26,084	30,088	4,004
Mar	2026	-24,398	29,634	5,237
Apr	2026	-22,704	29,181	6,477
May	2026	-21,002	28,728	7,725
Jun	2026	-19,294	26,157	6,864
Jul	2026	-17,577	25,704	8,127
End Of Year 5 of Loan
Aug	2026	-15,853	25,250	9,397
Sep	2026	-14,122	24,797	10,675
Oct	2026	-12,383	24,344	11,961
Nov	2026	-10,636	23,890	13,254
Dec	2026	-8,882	23,437	14,555
Jan	2027	-7,121	22,984	15,863
Feb	2027	-5,352	22,530	17,178
Mar	2027	-3,575	22,077	18,501
Apr	2027	-1,791	21,623	19,832
May	2027	0	21,170	21,170

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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