Loan Redemption Amount | Paper/Deregistration Value | ||||||||||
Month | Year |
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption. |
Dereg Value
Total value of PARF and COE Rebate, also known as 'Paper Value'.
|
Cash Position
The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
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Jan | 2021 | -106,263 | 71,653 | -34,610 | |||||||
Feb | 2021 | -105,240 | 71,199 | -34,040 | |||||||
Mar | 2021 | -104,210 | 70,746 | -33,464 | |||||||
Apr | 2021 | -103,174 | 70,293 | -32,882 | |||||||
May | 2021 | -102,132 | 69,839 | -32,293 | |||||||
Jun | 2021 | -101,084 | 69,386 | -31,698 | |||||||
Jul | 2021 | -100,029 | 68,932 | -31,097 | |||||||
Aug | 2021 | -98,968 | 68,479 | -30,489 | |||||||
Sep | 2021 | -97,901 | 68,026 | -29,876 | |||||||
Oct | 2021 | -96,828 | 67,572 | -29,256 | |||||||
Nov | 2021 | -95,748 | 67,119 | -28,629 | |||||||
Dec | 2021 | -94,662 | 66,666 | -27,997 | |||||||
End Of Year 1 of Loan | |||||||||||
Jan | 2022 | -93,570 | 66,212 | -27,358 | |||||||
Feb | 2022 | -92,472 | 65,759 | -26,713 | |||||||
Mar | 2022 | -91,367 | 65,305 | -26,061 | |||||||
Apr | 2022 | -90,256 | 64,852 | -25,404 | |||||||
May | 2022 | -89,138 | 64,399 | -24,740 | |||||||
Jun | 2022 | -88,015 | 63,945 | -24,070 | |||||||
Jul | 2022 | -86,885 | 63,492 | -23,393 | |||||||
Aug | 2022 | -85,749 | 63,038 | -22,711 | |||||||
Sep | 2022 | -84,607 | 62,585 | -22,022 | |||||||
Oct | 2022 | -83,458 | 62,132 | -21,326 | |||||||
Nov | 2022 | -82,303 | 61,678 | -20,625 | |||||||
Dec | 2022 | -81,142 | 61,225 | -19,917 | |||||||
End Of Year 2 of Loan | |||||||||||
Jan | 2023 | -79,974 | 60,772 | -19,203 | |||||||
Feb | 2023 | -78,801 | 60,318 | -18,483 | |||||||
Mar | 2023 | -77,621 | 59,865 | -17,756 | |||||||
Apr | 2023 | -76,435 | 59,411 | -17,023 | |||||||
May | 2023 | -75,242 | 58,958 | -16,284 | |||||||
Jun | 2023 | -74,043 | 56,388 | -17,656 | |||||||
Jul | 2023 | -72,838 | 55,934 | -16,904 | |||||||
Aug | 2023 | -71,627 | 55,481 | -16,146 | |||||||
Sep | 2023 | -70,409 | 55,027 | -15,382 | |||||||
Oct | 2023 | -69,185 | 54,574 | -14,611 | |||||||
Nov | 2023 | -67,955 | 54,121 | -13,835 | |||||||
Dec | 2023 | -66,719 | 53,667 | -13,052 | |||||||
End Of Year 3 of Loan | |||||||||||
Jan | 2024 | -65,476 | 53,214 | -12,262 | |||||||
Feb | 2024 | -64,227 | 52,761 | -11,467 | |||||||
Mar | 2024 | -62,972 | 52,307 | -10,665 | |||||||
Apr | 2024 | -61,711 | 51,854 | -9,857 | |||||||
May | 2024 | -60,443 | 51,400 | -9,042 | |||||||
Jun | 2024 | -59,169 | 48,830 | -10,339 | |||||||
Jul | 2024 | -57,889 | 48,377 | -9,512 | |||||||
Aug | 2024 | -56,602 | 47,923 | -8,679 | |||||||
Sep | 2024 | -55,309 | 47,470 | -7,839 | |||||||
Oct | 2024 | -54,010 | 47,016 | -6,994 | |||||||
Nov | 2024 | -52,705 | 46,563 | -6,142 | |||||||
Dec | 2024 | -51,393 | 46,110 | -5,283 | |||||||
End Of Year 4 of Loan | |||||||||||
Jan | 2025 | -50,075 | 45,656 | -4,419 | |||||||
Feb | 2025 | -48,751 | 45,203 | -3,548 | |||||||
Mar | 2025 | -47,421 | 44,750 | -2,671 | |||||||
Apr | 2025 | -46,084 | 44,296 | -1,788 | |||||||
May | 2025 | -44,741 | 43,843 | -898 | |||||||
Jun | 2025 | -43,392 | 41,272 | -2,119 | |||||||
Jul | 2025 | -42,036 | 40,819 | -1,217 | |||||||
Aug | 2025 | -40,675 | 40,366 | -309 | |||||||
Sep | 2025 | -39,306 | 39,912 | 606 | |||||||
Oct | 2025 | -37,932 | 39,459 | 1,527 | |||||||
Nov | 2025 | -36,552 | 39,006 | 2,454 | |||||||
Dec | 2025 | -35,165 | 38,552 | 3,387 | |||||||
End Of Year 5 of Loan | |||||||||||
Jan | 2026 | -33,772 | 38,099 | 4,327 | |||||||
Feb | 2026 | -32,372 | 37,645 | 5,273 | |||||||
Mar | 2026 | -30,967 | 37,192 | 6,225 | |||||||
Apr | 2026 | -29,555 | 36,739 | 7,184 | |||||||
May | 2026 | -28,137 | 36,285 | 8,149 | |||||||
Jun | 2026 | -26,712 | 33,715 | 7,003 | |||||||
Jul | 2026 | -25,281 | 33,261 | 7,980 | |||||||
Aug | 2026 | -23,844 | 32,808 | 8,964 | |||||||
Sep | 2026 | -22,401 | 32,355 | 9,954 | |||||||
Oct | 2026 | -20,952 | 31,901 | 10,950 | |||||||
Nov | 2026 | -19,496 | 31,448 | 11,952 | |||||||
Dec | 2026 | -18,034 | 30,995 | 12,961 | |||||||
End Of Year 6 of Loan | |||||||||||
Jan | 2027 | -16,565 | 30,541 | 13,976 | |||||||
Feb | 2027 | -15,091 | 30,088 | 14,997 | |||||||
Mar | 2027 | -13,610 | 29,634 | 16,024 | |||||||
Apr | 2027 | -12,123 | 29,181 | 17,058 | |||||||
May | 2027 | -10,629 | 28,728 | 18,098 | |||||||
Jun | 2027 | -9,130 | 26,157 | 17,028 | |||||||
Jul | 2027 | -7,624 | 25,704 | 18,080 | |||||||
Aug | 2027 | -6,112 | 25,250 | 19,139 | |||||||
Sep | 2027 | -4,593 | 24,797 | 20,204 | |||||||
Oct | 2027 | -3,068 | 24,344 | 21,275 | |||||||
Nov | 2027 | -1,537 | 23,890 | 22,353 | |||||||
Dec | 2027 | 0 | 23,437 | 23,437 | |||||||
Jan | 2028 | 0 | 22,984 | 22,984 | |||||||
Feb | 2028 | 0 | 22,530 | 22,530 | |||||||
Mar | 2028 | 0 | 22,077 | 22,077 | |||||||
Apr | 2028 | 0 | 21,623 | 21,623 | |||||||
May | 2028 | 0 | 21,170 | 21,170 |