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Loan Calculator

Mercedes-Benz GLC 250 4-Matic AMG

$178,800

Premium Ad Consignment

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

1 Jun 2017 (6 years, 8 months remaining)

Loan Term

Months

(6 years, 8 months )

Interest Rate

OMV:

$42,340 Information

Based on this OMV and registration date, this car is eligible for minimum 40% down payment.

COE:

$54,406

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $178,800
Monthly Installment: $1,607.41 /month for 6 years, 8 months (80 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $71,520 (40% of Car Price)
1st Installment: $1,607.41
Total Upfront Payment: $73,152.41

Loan Details

Total Loan: $107,280
Total Interest: $21,313
Total Sum Paid: $128,593 at the end of 6 years, 8 months (80 months)

Other Car Financial Details

COE: $54,406
ARF Paid: $51,276
PARF Rebate: You get back $25,638 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Oct	2020	73,127	126,986	20,787	-106,199	31,755	35,817	67,572	-38,627
2.	Nov	2020	74,735	125,378	20,267	-105,111	31,755	35,364	67,119	-37,992
3.	Dec	2020	76,342	123,771	19,754	-104,017	31,755	34,911	66,666	-37,351
4.	Jan	2021	77,950	122,163	19,247	-102,916	31,755	34,457	66,212	-36,704
5.	Feb	2021	79,557	120,556	18,748	-101,808	31,755	34,004	65,759	-36,050
6.	Mar	2021	81,164	118,948	18,254	-100,694	31,755	33,550	65,305	-35,389
7.	Apr	2021	82,772	117,341	17,767	-99,574	31,755	33,097	64,852	-34,722
8.	May	2021	84,379	115,734	17,287	-98,446	31,755	32,644	64,399	-34,048
9.	Jun	2021	85,987	114,126	16,814	-97,313	31,755	32,190	63,945	-33,367
10.	Jul	2021	87,594	112,519	16,347	-96,172	31,755	31,737	63,492	-32,680
11.	Aug	2021	89,202	110,911	15,886	-95,025	31,755	31,283	63,038	-31,987
12.	Sep	2021	90,809	109,304	15,432	-93,872	31,755	30,830	62,585	-31,287
End Of Year 1 of Loan
13.	Oct	2021	92,416	107,697	14,985	-92,712	31,755	30,377	62,132	-30,580
14.	Nov	2021	94,024	106,089	14,544	-91,545	31,755	29,923	61,678	-29,867
15.	Dec	2021	95,631	104,482	14,110	-90,372	31,755	29,470	61,225	-29,147
16.	Jan	2022	97,239	102,874	13,682	-89,192	31,755	29,017	60,772	-28,420
17.	Feb	2022	98,846	101,267	13,261	-88,006	31,755	28,563	60,318	-27,687
18.	Mar	2022	100,453	99,660	12,847	-86,813	31,755	28,110	59,865	-26,948
19.	Apr	2022	102,061	98,052	12,439	-85,613	31,755	27,656	59,411	-26,202
20.	May	2022	103,668	96,445	12,038	-84,407	31,755	27,203	58,958	-25,449
21.	Jun	2022	105,276	94,837	11,643	-83,194	29,638	26,750	56,388	-26,807
22.	Jul	2022	106,883	93,230	11,255	-81,975	29,638	26,296	55,934	-26,041
23.	Aug	2022	108,490	91,622	10,874	-80,749	29,638	25,843	55,481	-25,268
24.	Sep	2022	110,098	90,015	10,499	-79,516	29,638	25,389	55,027	-24,489
End Of Year 2 of Loan
25.	Oct	2022	111,705	88,408	10,130	-78,277	29,638	24,936	54,574	-23,703
26.	Nov	2022	113,313	86,800	9,768	-77,032	29,638	24,483	54,121	-22,911
27.	Dec	2022	114,920	85,193	9,413	-75,780	29,638	24,029	53,667	-22,112
28.	Jan	2023	116,528	83,585	9,065	-74,521	29,638	23,576	53,214	-21,307
29.	Feb	2023	118,135	81,978	8,723	-73,255	29,638	23,123	52,761	-20,495
30.	Mar	2023	119,742	80,371	8,387	-71,984	29,638	22,669	52,307	-19,676
31.	Apr	2023	121,350	78,763	8,058	-70,705	29,638	22,216	51,854	-18,851
32.	May	2023	122,957	77,156	7,736	-69,420	29,638	21,762	51,400	-18,020
33.	Jun	2023	124,565	75,548	7,420	-68,128	27,521	21,309	48,830	-19,298
34.	Jul	2023	126,172	73,941	7,111	-66,830	27,521	20,856	48,377	-18,453
35.	Aug	2023	127,779	72,334	6,808	-65,525	27,521	20,402	47,923	-17,602
36.	Sep	2023	129,387	70,726	6,512	-64,214	27,521	19,949	47,470	-16,744
End Of Year 3 of Loan
37.	Oct	2023	130,994	69,119	6,223	-62,896	27,521	19,495	47,016	-15,879
38.	Nov	2023	132,602	67,511	5,940	-61,571	27,521	19,042	46,563	-15,008
39.	Dec	2023	134,209	65,904	5,664	-60,240	27,521	18,589	46,110	-14,130
40.	Jan	2024	135,816	64,296	5,394	-58,902	27,521	18,135	45,656	-13,246
41.	Feb	2024	137,424	62,689	5,131	-57,558	27,521	17,682	45,203	-12,355
42.	Mar	2024	139,031	61,082	4,874	-56,207	27,521	17,229	44,750	-11,458
43.	Apr	2024	140,639	59,474	4,624	-54,850	27,521	16,775	44,296	-10,554
44.	May	2024	142,246	57,867	4,381	-53,486	27,521	16,322	43,843	-9,643
45.	Jun	2024	143,854	56,259	4,144	-52,115	25,404	15,868	41,272	-10,843
46.	Jul	2024	145,461	54,652	3,914	-50,738	25,404	15,415	40,819	-9,919
47.	Aug	2024	147,068	53,045	3,690	-49,354	25,404	14,962	40,366	-8,989
48.	Sep	2024	148,676	51,437	3,473	-47,964	25,404	14,508	39,912	-8,052
End Of Year 4 of Loan
49.	Oct	2024	150,283	49,830	3,263	-46,567	25,404	14,055	39,459	-7,108
50.	Nov	2024	151,891	48,222	3,059	-45,164	25,404	13,602	39,006	-6,158
51.	Dec	2024	153,498	46,615	2,861	-43,753	25,404	13,148	38,552	-5,201
52.	Jan	2025	155,105	45,008	2,671	-42,337	25,404	12,695	38,099	-4,238
53.	Feb	2025	156,713	43,400	2,487	-40,914	25,404	12,241	37,645	-3,268
54.	Mar	2025	158,320	41,793	2,309	-39,484	25,404	11,788	37,192	-2,292
55.	Apr	2025	159,928	40,185	2,138	-38,047	25,404	11,335	36,739	-1,309
56.	May	2025	161,535	38,578	1,973	-36,604	25,404	10,881	36,285	-319
57.	Jun	2025	163,142	36,970	1,816	-35,155	23,287	10,428	33,715	-1,440
58.	Jul	2025	164,750	35,363	1,664	-33,699	23,287	9,974	33,261	-437
59.	Aug	2025	166,357	33,756	1,520	-32,236	23,287	9,521	32,808	572	Break Even
60.	Sep	2025	167,965	32,148	1,381	-30,767	23,287	9,068	32,355	1,588
End Of Year 5 of Loan
61.	Oct	2025	169,572	30,541	1,250	-29,291	23,287	8,614	31,901	2,610
62.	Nov	2025	171,180	28,933	1,125	-27,809	23,287	8,161	31,448	3,639
63.	Dec	2025	172,787	27,326	1,006	-26,320	23,287	7,708	30,995	4,675
64.	Jan	2026	174,394	25,719	895	-24,824	23,287	7,254	30,541	5,717
65.	Feb	2026	176,002	24,111	789	-23,322	23,287	6,801	30,088	6,766
66.	Mar	2026	177,609	22,504	691	-21,813	23,287	6,347	29,634	7,821
67.	Apr	2026	179,217	20,896	599	-20,298	23,287	5,894	29,181	8,883
68.	May	2026	180,824	19,289	513	-18,776	23,287	5,441	28,728	9,952
69.	Jun	2026	182,431	17,682	434	-17,247	21,170	4,987	26,157	8,910
70.	Jul	2026	184,039	16,074	362	-15,712	21,170	4,534	25,704	9,992
71.	Aug	2026	185,646	14,467	296	-14,171	21,170	4,080	25,250	11,080
72.	Sep	2026	187,254	12,859	237	-12,622	21,170	3,627	24,797	12,175
End Of Year 6 of Loan
73.	Oct	2026	188,861	11,252	184	-11,068	21,170	3,174	24,344	13,276
74.	Nov	2026	190,468	9,644	138	-9,506	21,170	2,720	23,890	14,384
75.	Dec	2026	192,076	8,037	99	-7,938	21,170	2,267	23,437	15,499
76.	Jan	2027	193,683	6,430	66	-6,364	21,170	1,814	22,984	16,620
77.	Feb	2027	195,291	4,822	39	-4,783	21,170	1,360	22,530	17,747
78.	Mar	2027	196,898	3,215	20	-3,195	21,170	907	22,077	18,882
79.	Apr	2027	198,506	1,607	7	-1,601	21,170	453	21,623	20,023
80.	May	2027	200,113	0	0	0	21,170	0	21,170	21,170	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct	2020	-106,199	67,572	-38,627
Nov	2020	-105,111	67,119	-37,992
Dec	2020	-104,017	66,666	-37,351
Jan	2021	-102,916	66,212	-36,704
Feb	2021	-101,808	65,759	-36,050
Mar	2021	-100,694	65,305	-35,389
Apr	2021	-99,574	64,852	-34,722
May	2021	-98,446	64,399	-34,048
Jun	2021	-97,313	63,945	-33,367
Jul	2021	-96,172	63,492	-32,680
Aug	2021	-95,025	63,038	-31,987
Sep	2021	-93,872	62,585	-31,287
End Of Year 1 of Loan
Oct	2021	-92,712	62,132	-30,580
Nov	2021	-91,545	61,678	-29,867
Dec	2021	-90,372	61,225	-29,147
Jan	2022	-89,192	60,772	-28,420
Feb	2022	-88,006	60,318	-27,687
Mar	2022	-86,813	59,865	-26,948
Apr	2022	-85,613	59,411	-26,202
May	2022	-84,407	58,958	-25,449
Jun	2022	-83,194	56,388	-26,807
Jul	2022	-81,975	55,934	-26,041
Aug	2022	-80,749	55,481	-25,268
Sep	2022	-79,516	55,027	-24,489
End Of Year 2 of Loan
Oct	2022	-78,277	54,574	-23,703
Nov	2022	-77,032	54,121	-22,911
Dec	2022	-75,780	53,667	-22,112
Jan	2023	-74,521	53,214	-21,307
Feb	2023	-73,255	52,761	-20,495
Mar	2023	-71,984	52,307	-19,676
Apr	2023	-70,705	51,854	-18,851
May	2023	-69,420	51,400	-18,020
Jun	2023	-68,128	48,830	-19,298
Jul	2023	-66,830	48,377	-18,453
Aug	2023	-65,525	47,923	-17,602
Sep	2023	-64,214	47,470	-16,744
End Of Year 3 of Loan
Oct	2023	-62,896	47,016	-15,879
Nov	2023	-61,571	46,563	-15,008
Dec	2023	-60,240	46,110	-14,130
Jan	2024	-58,902	45,656	-13,246
Feb	2024	-57,558	45,203	-12,355
Mar	2024	-56,207	44,750	-11,458
Apr	2024	-54,850	44,296	-10,554
May	2024	-53,486	43,843	-9,643
Jun	2024	-52,115	41,272	-10,843
Jul	2024	-50,738	40,819	-9,919
Aug	2024	-49,354	40,366	-8,989
Sep	2024	-47,964	39,912	-8,052
End Of Year 4 of Loan
Oct	2024	-46,567	39,459	-7,108
Nov	2024	-45,164	39,006	-6,158
Dec	2024	-43,753	38,552	-5,201
Jan	2025	-42,337	38,099	-4,238
Feb	2025	-40,914	37,645	-3,268
Mar	2025	-39,484	37,192	-2,292
Apr	2025	-38,047	36,739	-1,309
May	2025	-36,604	36,285	-319
Jun	2025	-35,155	33,715	-1,440
Jul	2025	-33,699	33,261	-437
Aug	2025	-32,236	32,808	572
Sep	2025	-30,767	32,355	1,588
End Of Year 5 of Loan
Oct	2025	-29,291	31,901	2,610
Nov	2025	-27,809	31,448	3,639
Dec	2025	-26,320	30,995	4,675
Jan	2026	-24,824	30,541	5,717
Feb	2026	-23,322	30,088	6,766
Mar	2026	-21,813	29,634	7,821
Apr	2026	-20,298	29,181	8,883
May	2026	-18,776	28,728	9,952
Jun	2026	-17,247	26,157	8,910
Jul	2026	-15,712	25,704	9,992
Aug	2026	-14,171	25,250	11,080
Sep	2026	-12,622	24,797	12,175
End Of Year 6 of Loan
Oct	2026	-11,068	24,344	13,276
Nov	2026	-9,506	23,890	14,384
Dec	2026	-7,938	23,437	15,499
Jan	2027	-6,364	22,984	16,620
Feb	2027	-4,783	22,530	17,747
Mar	2027	-3,195	22,077	18,882
Apr	2027	-1,601	21,623	20,023
May	2027	0	21,170	21,170

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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