$178,800


Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
1 Jun 2017 (5 years, 10 months remaining)
Months
(5 years, 10 months )
%

$42,340 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$54,406
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$178,800
Monthly Installment
$1,798.98 /month for 5 years, 10 months (70 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$71,520 (40% of Car Price)
1st Installment
$1,798.98
Total Upfront Payment
$73,343.98

Loan Details

Total Loan
$107,280 Information
Total Interest
$18,649 Information
Total Sum Paid
$125,929 at the end of 5 years, 10 months (70 months)

Other Car Financial Details

COE
$54,406 Information
ARF Paid
$51,276 Information
PARF Rebate
You get back $25,638 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Aug 2021 -106,006 63,038 -42,968
Sep 2021 -104,725 62,585 -42,140
Oct 2021 -103,436 62,132 -41,305
Nov 2021 -102,140 61,678 -40,462
Dec 2021 -100,837 61,225 -39,612
Jan 2022 -99,525 60,772 -38,754
Feb 2022 -98,207 60,318 -37,889
Mar 2022 -96,881 59,865 -37,016
Apr 2022 -95,547 59,411 -36,135
May 2022 -94,206 58,958 -35,248
Jun 2022 -92,857 56,388 -36,469
Jul 2022 -91,501 55,934 -35,566
End Of Year 1 of Loan
Aug 2022 -90,137 55,481 -34,656
Sep 2022 -88,766 55,027 -33,738
Oct 2022 -87,387 54,574 -32,813
Nov 2022 -86,001 54,121 -31,880
Dec 2022 -84,607 53,667 -30,940
Jan 2023 -83,206 53,214 -29,992
Feb 2023 -81,797 52,761 -29,037
Mar 2023 -80,381 52,307 -28,074
Apr 2023 -78,957 51,854 -27,103
May 2023 -77,526 51,400 -26,125
Jun 2023 -76,087 48,830 -27,257
Jul 2023 -74,641 48,377 -26,264
End Of Year 2 of Loan
Aug 2023 -73,187 47,923 -25,264
Sep 2023 -71,726 47,470 -24,256
Oct 2023 -70,257 47,016 -23,240
Nov 2023 -68,781 46,563 -22,218
Dec 2023 -67,297 46,110 -21,187
Jan 2024 -65,806 45,656 -20,149
Feb 2024 -64,307 45,203 -19,104
Mar 2024 -62,800 44,750 -18,051
Apr 2024 -61,287 44,296 -16,990
May 2024 -59,765 43,843 -15,923
Jun 2024 -58,237 41,272 -16,964
Jul 2024 -56,700 40,819 -15,881
End Of Year 3 of Loan
Aug 2024 -55,156 40,366 -14,791
Sep 2024 -53,605 39,912 -13,693
Oct 2024 -52,046 39,459 -12,587
Nov 2024 -50,480 39,006 -11,474
Dec 2024 -48,906 38,552 -10,354
Jan 2025 -47,325 38,099 -9,226
Feb 2025 -45,736 37,645 -8,090
Mar 2025 -44,139 37,192 -6,948
Apr 2025 -42,536 36,739 -5,797
May 2025 -40,924 36,285 -4,639
Jun 2025 -39,305 33,715 -5,591
Jul 2025 -37,679 33,261 -4,418
End Of Year 4 of Loan
Aug 2025 -36,045 32,808 -3,237
Sep 2025 -34,404 32,355 -2,049
Oct 2025 -32,755 31,901 -854
Nov 2025 -31,098 31,448 349
Dec 2025 -29,435 30,995 1,560
Jan 2026 -27,763 30,541 2,778
Feb 2026 -26,084 30,088 4,004
Mar 2026 -24,398 29,634 5,237
Apr 2026 -22,704 29,181 6,477
May 2026 -21,002 28,728 7,725
Jun 2026 -19,294 26,157 6,864
Jul 2026 -17,577 25,704 8,127
End Of Year 5 of Loan
Aug 2026 -15,853 25,250 9,397
Sep 2026 -14,122 24,797 10,675
Oct 2026 -12,383 24,344 11,961
Nov 2026 -10,636 23,890 13,254
Dec 2026 -8,882 23,437 14,555
Jan 2027 -7,121 22,984 15,863
Feb 2027 -5,352 22,530 17,178
Mar 2027 -3,575 22,077 18,501
Apr 2027 -1,791 21,623 19,832
May 2027 0 21,170 21,170
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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