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Loan Calculator

Mercedes-Benz GLC 250 4-Matic AMG

$178,800

Premium Ad Consignment

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

1 Jun 2017 (7 years, 1 months remaining)

Loan Term

Months

(7 years)

Interest Rate

OMV:

$42,340 Information

Based on this OMV and registration date, this car is eligible for minimum 40% down payment.

COE:

$54,406

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $178,800
Monthly Installment: $1,543.55 /month for 7 years (84 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $71,520 (40% of Car Price)
1st Installment: $1,543.55
Total Upfront Payment: $73,088.55

Loan Details

Total Loan: $107,280
Total Interest: $22,379
Total Sum Paid: $129,659 at the end of 7 years (84 months)

Other Car Financial Details

COE: $54,406
ARF Paid: $51,276
PARF Rebate: You get back $25,638 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	May	2020	73,064	128,115	21,852	-106,263	31,755	38,084	69,839	-36,424
2.	Jun	2020	74,607	126,571	21,332	-105,240	31,755	37,631	69,386	-35,854
3.	Jul	2020	76,151	125,028	20,818	-104,210	31,755	37,177	68,932	-35,278
4.	Aug	2020	77,694	123,484	20,310	-103,174	31,755	36,724	68,479	-34,695
5.	Sep	2020	79,238	121,941	19,809	-102,132	31,755	36,271	68,026	-34,107
6.	Oct	2020	80,781	120,397	19,313	-101,084	31,755	35,817	67,572	-33,512
7.	Nov	2020	82,325	118,854	18,824	-100,029	31,755	35,364	67,119	-32,910
8.	Dec	2020	83,868	117,310	18,342	-98,968	31,755	34,911	66,666	-32,303
9.	Jan	2021	85,412	115,767	17,865	-97,901	31,755	34,457	66,212	-31,689
10.	Feb	2021	86,956	114,223	17,395	-96,828	31,755	34,004	65,759	-31,069
11.	Mar	2021	88,499	112,680	16,931	-95,748	31,755	33,550	65,305	-30,443
12.	Apr	2021	90,043	111,136	16,474	-94,662	31,755	33,097	64,852	-29,810
End Of Year 1 of Loan
13.	May	2021	91,586	109,592	16,022	-93,570	31,755	32,644	64,399	-29,171
14.	Jun	2021	93,130	108,049	15,577	-92,472	31,755	32,190	63,945	-28,526
15.	Jul	2021	94,673	106,505	15,138	-91,367	31,755	31,737	63,492	-27,875
16.	Aug	2021	96,217	104,962	14,706	-90,256	31,755	31,283	63,038	-27,217
17.	Sep	2021	97,760	103,418	14,280	-89,138	31,755	30,830	62,585	-26,553
18.	Oct	2021	99,304	101,875	13,860	-88,015	31,755	30,377	62,132	-25,883
19.	Nov	2021	100,848	100,331	13,446	-86,885	31,755	29,923	61,678	-25,207
20.	Dec	2021	102,391	98,788	13,039	-85,749	31,755	29,470	61,225	-24,524
21.	Jan	2022	103,935	97,244	12,637	-84,607	31,755	29,017	60,772	-23,835
22.	Feb	2022	105,478	95,700	12,242	-83,458	31,755	28,563	60,318	-23,140
23.	Mar	2022	107,022	94,157	11,854	-82,303	31,755	28,110	59,865	-22,438
24.	Apr	2022	108,565	92,613	11,471	-81,142	31,755	27,656	59,411	-21,731
End Of Year 2 of Loan
25.	May	2022	110,109	91,070	11,095	-79,974	31,755	27,203	58,958	-21,016
26.	Jun	2022	111,652	89,526	10,725	-78,801	29,638	26,750	56,388	-22,413
27.	Jul	2022	113,196	87,983	10,362	-77,621	29,638	26,296	55,934	-21,687
28.	Aug	2022	114,740	86,439	10,005	-76,435	29,638	25,843	55,481	-20,954
29.	Sep	2022	116,283	84,896	9,654	-75,242	29,638	25,389	55,027	-20,215
30.	Oct	2022	117,827	83,352	9,309	-74,043	29,638	24,936	54,574	-19,469
31.	Nov	2022	119,370	81,808	8,970	-72,838	29,638	24,483	54,121	-18,717
32.	Dec	2022	120,914	80,265	8,638	-71,627	29,638	24,029	53,667	-17,960
33.	Jan	2023	122,457	78,721	8,312	-70,409	29,638	23,576	53,214	-17,195
34.	Feb	2023	124,001	77,178	7,992	-69,185	29,638	23,123	52,761	-16,425
35.	Mar	2023	125,544	75,634	7,679	-67,955	29,638	22,669	52,307	-15,648
36.	Apr	2023	127,088	74,091	7,372	-66,719	29,638	22,216	51,854	-14,865
End Of Year 3 of Loan
37.	May	2023	128,632	72,547	7,071	-65,476	29,638	21,762	51,400	-14,076
38.	Jun	2023	130,175	71,004	6,776	-64,227	27,521	21,309	48,830	-15,397
39.	Jul	2023	131,719	69,460	6,488	-62,972	27,521	20,856	48,377	-14,595
40.	Aug	2023	133,262	67,916	6,206	-61,711	27,521	20,402	47,923	-13,787
41.	Sep	2023	134,806	66,373	5,930	-60,443	27,521	19,949	47,470	-12,973
42.	Oct	2023	136,349	64,829	5,660	-59,169	27,521	19,495	47,016	-12,152
43.	Nov	2023	137,893	63,286	5,397	-57,889	27,521	19,042	46,563	-11,325
44.	Dec	2023	139,436	61,742	5,140	-56,602	27,521	18,589	46,110	-10,492
45.	Jan	2024	140,980	60,199	4,889	-55,309	27,521	18,135	45,656	-9,653
46.	Feb	2024	142,524	58,655	4,645	-54,010	27,521	17,682	45,203	-8,807
47.	Mar	2024	144,067	57,112	4,407	-52,705	27,521	17,229	44,750	-7,955
48.	Apr	2024	145,611	55,568	4,175	-51,393	27,521	16,775	44,296	-7,097
End Of Year 4 of Loan
49.	May	2024	147,154	54,024	3,949	-50,075	27,521	16,322	43,843	-6,232
50.	Jun	2024	148,698	52,481	3,730	-48,751	25,404	15,868	41,272	-7,479
51.	Jul	2024	150,241	50,937	3,517	-47,421	25,404	15,415	40,819	-6,602
52.	Aug	2024	151,785	49,394	3,310	-46,084	25,404	14,962	40,366	-5,718
53.	Sep	2024	153,328	47,850	3,109	-44,741	25,404	14,508	39,912	-4,829
54.	Oct	2024	154,872	46,307	2,915	-43,392	25,404	14,055	39,459	-3,933
55.	Nov	2024	156,416	44,763	2,727	-42,036	25,404	13,602	39,006	-3,031
56.	Dec	2024	157,959	43,220	2,545	-40,675	25,404	13,148	38,552	-2,122
57.	Jan	2025	159,503	41,676	2,369	-39,306	25,404	12,695	38,099	-1,208
58.	Feb	2025	161,046	40,132	2,200	-37,932	25,404	12,241	37,645	-287
59.	Mar	2025	162,590	38,589	2,037	-36,552	25,404	11,788	37,192	640	Break Even
60.	Apr	2025	164,133	37,045	1,881	-35,165	25,404	11,335	36,739	1,574
End Of Year 5 of Loan
61.	May	2025	165,677	35,502	1,730	-33,772	25,404	10,881	36,285	2,514
62.	Jun	2025	167,220	33,958	1,586	-32,372	23,287	10,428	33,715	1,343
63.	Jul	2025	168,764	32,415	1,448	-30,967	23,287	9,974	33,261	2,295
64.	Aug	2025	170,308	30,871	1,316	-29,555	23,287	9,521	32,808	3,253
65.	Sep	2025	171,851	29,328	1,191	-28,137	23,287	9,068	32,355	4,218
66.	Oct	2025	173,395	27,784	1,072	-26,712	23,287	8,614	31,901	5,189
67.	Nov	2025	174,938	26,240	959	-25,281	23,287	8,161	31,448	6,167
68.	Dec	2025	176,482	24,697	853	-23,844	23,287	7,708	30,995	7,150
69.	Jan	2026	178,025	23,153	752	-22,401	23,287	7,254	30,541	8,140
70.	Feb	2026	179,569	21,610	658	-20,952	23,287	6,801	30,088	9,136
71.	Mar	2026	181,112	20,066	570	-19,496	23,287	6,347	29,634	10,139
72.	Apr	2026	182,656	18,523	489	-18,034	23,287	5,894	29,181	11,147
End Of Year 6 of Loan
73.	May	2026	184,200	16,979	414	-16,565	23,287	5,441	28,728	12,162
74.	Jun	2026	185,743	15,436	345	-15,091	21,170	4,987	26,157	11,066
75.	Jul	2026	187,287	13,892	282	-13,610	21,170	4,534	25,704	12,094
76.	Aug	2026	188,830	12,348	226	-12,123	21,170	4,080	25,250	13,128
77.	Sep	2026	190,374	10,805	176	-10,629	21,170	3,627	24,797	14,168
78.	Oct	2026	191,917	9,261	132	-9,130	21,170	3,174	24,344	15,214
79.	Nov	2026	193,461	7,718	94	-7,624	21,170	2,720	23,890	16,267
80.	Dec	2026	195,004	6,174	63	-6,112	21,170	2,267	23,437	17,325
81.	Jan	2027	196,548	4,631	38	-4,593	21,170	1,814	22,984	18,390
82.	Feb	2027	198,091	3,087	19	-3,068	21,170	1,360	22,530	19,462
83.	Mar	2027	199,635	1,544	6	-1,537	21,170	907	22,077	20,539
84.	Apr	2027	201,179	0	0	0	21,170	453	21,623	21,623	Loan Fully Paid
85.	May	2027	201,179	0	0	0	21,170	0	21,170	21,170

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May	2020	-106,263	69,839	-36,424
Jun	2020	-105,240	69,386	-35,854
Jul	2020	-104,210	68,932	-35,278
Aug	2020	-103,174	68,479	-34,695
Sep	2020	-102,132	68,026	-34,107
Oct	2020	-101,084	67,572	-33,512
Nov	2020	-100,029	67,119	-32,910
Dec	2020	-98,968	66,666	-32,303
Jan	2021	-97,901	66,212	-31,689
Feb	2021	-96,828	65,759	-31,069
Mar	2021	-95,748	65,305	-30,443
Apr	2021	-94,662	64,852	-29,810
End Of Year 1 of Loan
May	2021	-93,570	64,399	-29,171
Jun	2021	-92,472	63,945	-28,526
Jul	2021	-91,367	63,492	-27,875
Aug	2021	-90,256	63,038	-27,217
Sep	2021	-89,138	62,585	-26,553
Oct	2021	-88,015	62,132	-25,883
Nov	2021	-86,885	61,678	-25,207
Dec	2021	-85,749	61,225	-24,524
Jan	2022	-84,607	60,772	-23,835
Feb	2022	-83,458	60,318	-23,140
Mar	2022	-82,303	59,865	-22,438
Apr	2022	-81,142	59,411	-21,731
End Of Year 2 of Loan
May	2022	-79,974	58,958	-21,016
Jun	2022	-78,801	56,388	-22,413
Jul	2022	-77,621	55,934	-21,687
Aug	2022	-76,435	55,481	-20,954
Sep	2022	-75,242	55,027	-20,215
Oct	2022	-74,043	54,574	-19,469
Nov	2022	-72,838	54,121	-18,717
Dec	2022	-71,627	53,667	-17,960
Jan	2023	-70,409	53,214	-17,195
Feb	2023	-69,185	52,761	-16,425
Mar	2023	-67,955	52,307	-15,648
Apr	2023	-66,719	51,854	-14,865
End Of Year 3 of Loan
May	2023	-65,476	51,400	-14,076
Jun	2023	-64,227	48,830	-15,397
Jul	2023	-62,972	48,377	-14,595
Aug	2023	-61,711	47,923	-13,787
Sep	2023	-60,443	47,470	-12,973
Oct	2023	-59,169	47,016	-12,152
Nov	2023	-57,889	46,563	-11,325
Dec	2023	-56,602	46,110	-10,492
Jan	2024	-55,309	45,656	-9,653
Feb	2024	-54,010	45,203	-8,807
Mar	2024	-52,705	44,750	-7,955
Apr	2024	-51,393	44,296	-7,097
End Of Year 4 of Loan
May	2024	-50,075	43,843	-6,232
Jun	2024	-48,751	41,272	-7,479
Jul	2024	-47,421	40,819	-6,602
Aug	2024	-46,084	40,366	-5,718
Sep	2024	-44,741	39,912	-4,829
Oct	2024	-43,392	39,459	-3,933
Nov	2024	-42,036	39,006	-3,031
Dec	2024	-40,675	38,552	-2,122
Jan	2025	-39,306	38,099	-1,208
Feb	2025	-37,932	37,645	-287
Mar	2025	-36,552	37,192	640
Apr	2025	-35,165	36,739	1,574
End Of Year 5 of Loan
May	2025	-33,772	36,285	2,514
Jun	2025	-32,372	33,715	1,343
Jul	2025	-30,967	33,261	2,295
Aug	2025	-29,555	32,808	3,253
Sep	2025	-28,137	32,355	4,218
Oct	2025	-26,712	31,901	5,189
Nov	2025	-25,281	31,448	6,167
Dec	2025	-23,844	30,995	7,150
Jan	2026	-22,401	30,541	8,140
Feb	2026	-20,952	30,088	9,136
Mar	2026	-19,496	29,634	10,139
Apr	2026	-18,034	29,181	11,147
End Of Year 6 of Loan
May	2026	-16,565	28,728	12,162
Jun	2026	-15,091	26,157	11,066
Jul	2026	-13,610	25,704	12,094
Aug	2026	-12,123	25,250	13,128
Sep	2026	-10,629	24,797	14,168
Oct	2026	-9,130	24,344	15,214
Nov	2026	-7,624	23,890	16,267
Dec	2026	-6,112	23,437	17,325
Jan	2027	-4,593	22,984	18,390
Feb	2027	-3,068	22,530	19,462
Mar	2027	-1,537	22,077	20,539
Apr	2027	0	21,623	21,623
May	2027	0	21,170	21,170

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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