$178,800


Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
1 Jun 2017 (6 years, 3 months remaining)
Months
(6 years, 3 months )
%

$42,340 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$54,406
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$178,800
Monthly Installment
$1,696.81 /month for 6 years, 3 months (75 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$71,520 (40% of Car Price)
1st Installment
$1,696.81
Total Upfront Payment
$73,241.81

Loan Details

Total Loan
$107,280 Information
Total Interest
$19,981 Information
Total Sum Paid
$127,261 at the end of 6 years, 3 months (75 months)

Other Car Financial Details

COE
$54,406 Information
ARF Paid
$51,276 Information
PARF Rebate
You get back $25,638 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Apr 2021 -106,109 65,305 -40,804
May 2021 -104,931 64,852 -40,079
Jun 2021 -103,746 64,399 -39,347
Jul 2021 -102,554 63,945 -38,609
Aug 2021 -101,355 63,492 -37,863
Sep 2021 -100,149 63,038 -37,110
Oct 2021 -98,936 62,585 -36,351
Nov 2021 -97,716 62,132 -35,584
Dec 2021 -96,489 61,678 -34,810
Jan 2022 -95,255 61,225 -34,030
Feb 2022 -94,013 60,772 -33,242
Mar 2022 -92,765 60,318 -32,447
End Of Year 1 of Loan
Apr 2022 -91,510 59,865 -31,645
May 2022 -90,248 59,411 -30,837
Jun 2022 -88,979 58,958 -30,021
Jul 2022 -87,703 56,388 -31,315
Aug 2022 -86,420 55,934 -30,485
Sep 2022 -85,129 55,481 -29,649
Oct 2022 -83,832 55,027 -28,805
Nov 2022 -82,528 54,574 -27,954
Dec 2022 -81,217 54,121 -27,096
Jan 2023 -79,899 53,667 -26,231
Feb 2023 -78,573 53,214 -25,359
Mar 2023 -77,241 52,761 -24,480
End Of Year 2 of Loan
Apr 2023 -75,902 52,307 -23,595
May 2023 -74,556 51,854 -22,702
Jun 2023 -73,202 51,400 -21,802
Jul 2023 -71,842 48,830 -23,012
Aug 2023 -70,475 48,377 -22,098
Sep 2023 -69,100 47,923 -21,177
Oct 2023 -67,719 47,470 -20,249
Nov 2023 -66,331 47,016 -19,314
Dec 2023 -64,935 46,563 -18,372
Jan 2024 -63,533 46,110 -17,423
Feb 2024 -62,124 45,656 -16,467
Mar 2024 -60,707 45,203 -15,504
End Of Year 3 of Loan
Apr 2024 -59,284 44,750 -14,534
May 2024 -57,853 44,296 -13,557
Jun 2024 -56,416 43,843 -12,573
Jul 2024 -54,972 41,272 -13,699
Aug 2024 -53,520 40,819 -12,701
Sep 2024 -52,062 40,366 -11,696
Oct 2024 -50,596 39,912 -10,684
Nov 2024 -49,124 39,459 -9,665
Dec 2024 -47,644 39,006 -8,639
Jan 2025 -46,158 38,552 -7,606
Feb 2025 -44,664 38,099 -6,566
Mar 2025 -43,164 37,645 -5,518
End Of Year 4 of Loan
Apr 2025 -41,656 37,192 -4,464
May 2025 -40,142 36,739 -3,403
Jun 2025 -38,620 36,285 -2,335
Jul 2025 -37,092 33,715 -3,377
Aug 2025 -35,556 33,261 -2,295
Sep 2025 -34,014 32,808 -1,205
Oct 2025 -32,464 32,355 -109
Nov 2025 -30,907 31,901 994
Dec 2025 -29,344 31,448 2,104
Jan 2026 -27,773 30,995 3,221
Feb 2026 -26,196 30,541 4,346
Mar 2026 -24,611 30,088 5,477
End Of Year 5 of Loan
Apr 2026 -23,019 29,634 6,615
May 2026 -21,421 29,181 7,760
Jun 2026 -19,815 28,728 8,913
Jul 2026 -18,202 26,157 7,955
Aug 2026 -16,583 25,704 9,121
Sep 2026 -14,956 25,250 10,295
Oct 2026 -13,322 24,797 11,475
Nov 2026 -11,681 24,344 12,662
Dec 2026 -10,034 23,890 13,857
Jan 2027 -8,379 23,437 15,058
Feb 2027 -6,717 22,984 16,266
Mar 2027 -5,048 22,530 17,482
End Of Year 6 of Loan
Apr 2027 -3,373 22,077 18,704
May 2027 -1,690 21,623 19,934
Jun 2027 0 21,170 21,170
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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