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Loan Calculator

Mercedes-Benz GLC 250 4-Matic AMG

$178,800

Premium Ad Consignment

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

1 Jun 2017 (6 years remaining)

Loan Term

Months

(6 years)

Interest Rate

OMV:

$42,340 Information

Based on this OMV and registration date, this car is eligible for minimum 40% down payment.

COE:

$54,406

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $178,800
Monthly Installment: $1,756.41 /month for 6 years (72 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $71,520 (40% of Car Price)
1st Installment: $1,756.41
Total Upfront Payment: $73,301.41

Loan Details

Total Loan: $107,280
Total Interest: $19,182
Total Sum Paid: $126,462 at the end of 6 years (72 months)

Other Car Financial Details

COE: $54,406
ARF Paid: $51,276
PARF Rebate: You get back $25,638 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Jun	2021	73,276	124,705	18,656	-106,049	31,755	32,190	63,945	-42,104
2.	Jul	2021	75,033	122,949	18,138	-104,811	31,755	31,737	63,492	-41,319
3.	Aug	2021	76,789	121,192	17,627	-103,565	31,755	31,283	63,038	-40,527
4.	Sep	2021	78,546	119,436	17,123	-102,313	31,755	30,830	62,585	-39,728
5.	Oct	2021	80,302	117,680	16,627	-101,053	31,755	30,377	62,132	-38,921
6.	Nov	2021	82,058	115,923	16,138	-99,785	31,755	29,923	61,678	-38,107
7.	Dec	2021	83,815	114,167	15,656	-98,511	31,755	29,470	61,225	-37,286
8.	Jan	2022	85,571	112,410	15,182	-97,229	31,755	29,017	60,772	-36,457
9.	Feb	2022	87,328	110,654	14,715	-95,939	31,755	28,563	60,318	-35,621
10.	Mar	2022	89,084	108,898	14,255	-94,643	31,755	28,110	59,865	-34,778
11.	Apr	2022	90,841	107,141	13,802	-93,339	31,755	27,656	59,411	-33,927
12.	May	2022	92,597	105,385	13,357	-92,028	31,755	27,203	58,958	-33,070
End Of Year 1 of Loan
13.	Jun	2022	94,353	103,628	12,919	-90,709	29,638	26,750	56,388	-34,322
14.	Jul	2022	96,110	101,872	12,489	-89,383	29,638	26,296	55,934	-33,449
15.	Aug	2022	97,866	100,115	12,065	-88,050	29,638	25,843	55,481	-32,569
16.	Sep	2022	99,623	98,359	11,649	-86,710	29,638	25,389	55,027	-31,682
17.	Oct	2022	101,379	96,603	11,240	-85,362	29,638	24,936	54,574	-30,788
18.	Nov	2022	103,135	94,846	10,839	-84,007	29,638	24,483	54,121	-29,887
19.	Dec	2022	104,892	93,090	10,445	-82,645	29,638	24,029	53,667	-28,978
20.	Jan	2023	106,648	91,333	10,058	-81,275	29,638	23,576	53,214	-28,062
21.	Feb	2023	108,405	89,577	9,678	-79,899	29,638	23,123	52,761	-27,138
22.	Mar	2023	110,161	87,821	9,306	-78,514	29,638	22,669	52,307	-26,207
23.	Apr	2023	111,917	86,064	8,941	-77,123	29,638	22,216	51,854	-25,269
24.	May	2023	113,674	84,308	8,584	-75,724	29,638	21,762	51,400	-24,324
End Of Year 2 of Loan
25.	Jun	2023	115,430	82,551	8,233	-74,318	27,521	21,309	48,830	-25,488
26.	Jul	2023	117,187	80,795	7,890	-72,905	27,521	20,856	48,377	-24,528
27.	Aug	2023	118,943	79,039	7,554	-71,484	27,521	20,402	47,923	-23,561
28.	Sep	2023	120,700	77,282	7,226	-70,056	27,521	19,949	47,470	-22,586
29.	Oct	2023	122,456	75,526	6,905	-68,621	27,521	19,495	47,016	-21,604
30.	Nov	2023	124,212	73,769	6,591	-67,178	27,521	19,042	46,563	-20,615
31.	Dec	2023	125,969	72,013	6,284	-65,728	27,521	18,589	46,110	-19,619
32.	Jan	2024	127,725	70,256	5,985	-64,271	27,521	18,135	45,656	-18,615
33.	Feb	2024	129,482	68,500	5,693	-62,807	27,521	17,682	45,203	-17,604
34.	Mar	2024	131,238	66,744	5,409	-61,335	27,521	17,229	44,750	-16,586
35.	Apr	2024	132,994	64,987	5,131	-59,856	27,521	16,775	44,296	-15,560
36.	May	2024	134,751	63,231	4,861	-58,370	27,521	16,322	43,843	-14,527
End Of Year 3 of Loan
37.	Jun	2024	136,507	61,474	4,598	-56,876	25,404	15,868	41,272	-15,604
38.	Jul	2024	138,264	59,718	4,343	-55,375	25,404	15,415	40,819	-14,556
39.	Aug	2024	140,020	57,962	4,095	-53,867	25,404	14,962	40,366	-13,501
40.	Sep	2024	141,776	56,205	3,854	-52,351	25,404	14,508	39,912	-12,439
41.	Oct	2024	143,533	54,449	3,620	-50,828	25,404	14,055	39,459	-11,370
42.	Nov	2024	145,289	52,692	3,394	-49,298	25,404	13,602	39,006	-10,293
43.	Dec	2024	147,046	50,936	3,175	-47,761	25,404	13,148	38,552	-9,209
44.	Jan	2025	148,802	49,180	2,963	-46,216	25,404	12,695	38,099	-8,117
45.	Feb	2025	150,559	47,423	2,759	-44,664	25,404	12,241	37,645	-7,019
46.	Mar	2025	152,315	45,667	2,562	-43,105	25,404	11,788	37,192	-5,913
47.	Apr	2025	154,071	43,910	2,372	-41,538	25,404	11,335	36,739	-4,800
48.	May	2025	155,828	42,154	2,190	-39,964	25,404	10,881	36,285	-3,679
End Of Year 4 of Loan
49.	Jun	2025	157,584	40,397	2,015	-38,383	23,287	10,428	33,715	-4,668
50.	Jul	2025	159,341	38,641	1,847	-36,794	23,287	9,974	33,261	-3,533
51.	Aug	2025	161,097	36,885	1,686	-35,199	23,287	9,521	32,808	-2,391
52.	Sep	2025	162,853	35,128	1,533	-33,595	23,287	9,068	32,355	-1,241
53.	Oct	2025	164,610	33,372	1,387	-31,985	23,287	8,614	31,901	-84
54.	Nov	2025	166,366	31,615	1,248	-30,367	23,287	8,161	31,448	1,081	Break Even
55.	Dec	2025	168,123	29,859	1,117	-28,742	23,287	7,708	30,995	2,252
56.	Jan	2026	169,879	28,103	993	-27,110	23,287	7,254	30,541	3,431
57.	Feb	2026	171,635	26,346	876	-25,470	23,287	6,801	30,088	4,617
58.	Mar	2026	173,392	24,590	766	-23,823	23,287	6,347	29,634	5,811
59.	Apr	2026	175,148	22,833	664	-22,169	23,287	5,894	29,181	7,012
60.	May	2026	176,905	21,077	569	-20,508	23,287	5,441	28,728	8,220
End Of Year 5 of Loan
61.	Jun	2026	178,661	19,321	482	-18,839	21,170	4,987	26,157	7,318
62.	Jul	2026	180,418	17,564	401	-17,163	21,170	4,534	25,704	8,541
63.	Aug	2026	182,174	15,808	328	-15,479	21,170	4,080	25,250	9,771
64.	Sep	2026	183,930	14,051	263	-13,789	21,170	3,627	24,797	11,009
65.	Oct	2026	185,687	12,295	204	-12,091	21,170	3,174	24,344	12,253
66.	Nov	2026	187,443	10,538	153	-10,385	21,170	2,720	23,890	13,505
67.	Dec	2026	189,200	8,782	109	-8,673	21,170	2,267	23,437	14,764
68.	Jan	2027	190,956	7,026	73	-6,953	21,170	1,814	22,984	16,031
69.	Feb	2027	192,712	5,269	44	-5,225	21,170	1,360	22,530	17,305
70.	Mar	2027	194,469	3,513	22	-3,491	21,170	907	22,077	18,586
71.	Apr	2027	196,225	1,756	7	-1,749	21,170	453	21,623	19,874
72.	May	2027	197,982	0	0	0	21,170	0	21,170	21,170	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun	2021	-106,049	63,945	-42,104
Jul	2021	-104,811	63,492	-41,319
Aug	2021	-103,565	63,038	-40,527
Sep	2021	-102,313	62,585	-39,728
Oct	2021	-101,053	62,132	-38,921
Nov	2021	-99,785	61,678	-38,107
Dec	2021	-98,511	61,225	-37,286
Jan	2022	-97,229	60,772	-36,457
Feb	2022	-95,939	60,318	-35,621
Mar	2022	-94,643	59,865	-34,778
Apr	2022	-93,339	59,411	-33,927
May	2022	-92,028	58,958	-33,070
End Of Year 1 of Loan
Jun	2022	-90,709	56,388	-34,322
Jul	2022	-89,383	55,934	-33,449
Aug	2022	-88,050	55,481	-32,569
Sep	2022	-86,710	55,027	-31,682
Oct	2022	-85,362	54,574	-30,788
Nov	2022	-84,007	54,121	-29,887
Dec	2022	-82,645	53,667	-28,978
Jan	2023	-81,275	53,214	-28,062
Feb	2023	-79,899	52,761	-27,138
Mar	2023	-78,514	52,307	-26,207
Apr	2023	-77,123	51,854	-25,269
May	2023	-75,724	51,400	-24,324
End Of Year 2 of Loan
Jun	2023	-74,318	48,830	-25,488
Jul	2023	-72,905	48,377	-24,528
Aug	2023	-71,484	47,923	-23,561
Sep	2023	-70,056	47,470	-22,586
Oct	2023	-68,621	47,016	-21,604
Nov	2023	-67,178	46,563	-20,615
Dec	2023	-65,728	46,110	-19,619
Jan	2024	-64,271	45,656	-18,615
Feb	2024	-62,807	45,203	-17,604
Mar	2024	-61,335	44,750	-16,586
Apr	2024	-59,856	44,296	-15,560
May	2024	-58,370	43,843	-14,527
End Of Year 3 of Loan
Jun	2024	-56,876	41,272	-15,604
Jul	2024	-55,375	40,819	-14,556
Aug	2024	-53,867	40,366	-13,501
Sep	2024	-52,351	39,912	-12,439
Oct	2024	-50,828	39,459	-11,370
Nov	2024	-49,298	39,006	-10,293
Dec	2024	-47,761	38,552	-9,209
Jan	2025	-46,216	38,099	-8,117
Feb	2025	-44,664	37,645	-7,019
Mar	2025	-43,105	37,192	-5,913
Apr	2025	-41,538	36,739	-4,800
May	2025	-39,964	36,285	-3,679
End Of Year 4 of Loan
Jun	2025	-38,383	33,715	-4,668
Jul	2025	-36,794	33,261	-3,533
Aug	2025	-35,199	32,808	-2,391
Sep	2025	-33,595	32,355	-1,241
Oct	2025	-31,985	31,901	-84
Nov	2025	-30,367	31,448	1,081
Dec	2025	-28,742	30,995	2,252
Jan	2026	-27,110	30,541	3,431
Feb	2026	-25,470	30,088	4,617
Mar	2026	-23,823	29,634	5,811
Apr	2026	-22,169	29,181	7,012
May	2026	-20,508	28,728	8,220
End Of Year 5 of Loan
Jun	2026	-18,839	26,157	7,318
Jul	2026	-17,163	25,704	8,541
Aug	2026	-15,479	25,250	9,771
Sep	2026	-13,789	24,797	11,009
Oct	2026	-12,091	24,344	12,253
Nov	2026	-10,385	23,890	13,505
Dec	2026	-8,673	23,437	14,764
Jan	2027	-6,953	22,984	16,031
Feb	2027	-5,225	22,530	17,305
Mar	2027	-3,491	22,077	18,586
Apr	2027	-1,749	21,623	19,874
May	2027	0	21,170	21,170

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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