$178,800


Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
1 Jun 2017 (6 years, 10 months remaining)
Months
(6 years, 10 months )
%

$42,340 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$54,406
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$178,800
Monthly Installment
$1,574.70 /month for 6 years, 10 months (82 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$71,520 (40% of Car Price)
1st Installment
$1,574.70
Total Upfront Payment
$73,119.70

Loan Details

Total Loan
$107,280 Information
Total Interest
$21,846 Information
Total Sum Paid
$129,126 at the end of 6 years, 10 months (82 months)

Other Car Financial Details

COE
$54,406 Information
ARF Paid
$51,276 Information
PARF Rebate
You get back $25,638 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Aug 2020 -106,232 68,479 -37,753
Sep 2020 -105,177 68,026 -37,151
Oct 2020 -104,116 67,572 -36,544
Nov 2020 -103,048 67,119 -35,929
Dec 2020 -101,974 66,666 -35,309
Jan 2021 -100,894 66,212 -34,682
Feb 2021 -99,807 65,759 -34,048
Mar 2021 -98,714 65,305 -33,408
Apr 2021 -97,614 64,852 -32,762
May 2021 -96,508 64,399 -32,110
Jun 2021 -95,396 63,945 -31,450
Jul 2021 -94,277 63,492 -30,785
End Of Year 1 of Loan
Aug 2021 -93,151 63,038 -30,113
Sep 2021 -92,020 62,585 -29,435
Oct 2021 -90,881 62,132 -28,750
Nov 2021 -89,737 61,678 -28,059
Dec 2021 -88,586 61,225 -27,361
Jan 2022 -87,428 60,772 -26,657
Feb 2022 -86,265 60,318 -25,946
Mar 2022 -85,094 59,865 -25,230
Apr 2022 -83,918 59,411 -24,506
May 2022 -82,734 58,958 -23,776
Jun 2022 -81,545 56,388 -25,157
Jul 2022 -80,349 55,934 -24,415
End Of Year 2 of Loan
Aug 2022 -79,147 55,481 -23,666
Sep 2022 -77,938 55,027 -22,910
Oct 2022 -76,723 54,574 -22,149
Nov 2022 -75,501 54,121 -21,380
Dec 2022 -74,273 53,667 -20,606
Jan 2023 -73,038 53,214 -19,825
Feb 2023 -71,798 52,761 -19,037
Mar 2023 -70,550 52,307 -18,243
Apr 2023 -69,297 51,854 -17,443
May 2023 -68,036 51,400 -16,636
Jun 2023 -66,770 48,830 -17,940
Jul 2023 -65,497 48,377 -17,120
End Of Year 3 of Loan
Aug 2023 -64,217 47,923 -16,294
Sep 2023 -62,932 47,470 -15,462
Oct 2023 -61,639 47,016 -14,623
Nov 2023 -60,341 46,563 -13,778
Dec 2023 -59,036 46,110 -12,926
Jan 2024 -57,724 45,656 -12,068
Feb 2024 -56,406 45,203 -11,203
Mar 2024 -55,082 44,750 -10,332
Apr 2024 -53,751 44,296 -9,455
May 2024 -52,414 43,843 -8,571
Jun 2024 -51,070 41,272 -9,798
Jul 2024 -49,720 40,819 -8,901
End Of Year 4 of Loan
Aug 2024 -48,364 40,366 -7,998
Sep 2024 -47,001 39,912 -7,089
Oct 2024 -45,632 39,459 -6,173
Nov 2024 -44,256 39,006 -5,251
Dec 2024 -42,874 38,552 -4,322
Jan 2025 -41,485 38,099 -3,387
Feb 2025 -40,090 37,645 -2,445
Mar 2025 -38,689 37,192 -1,497
Apr 2025 -37,281 36,739 -543
May 2025 -35,867 36,285 418
Jun 2025 -34,446 33,715 -732
Jul 2025 -33,019 33,261 242
End Of Year 5 of Loan
Aug 2025 -31,586 32,808 1,222
Sep 2025 -30,146 32,355 2,209
Oct 2025 -28,700 31,901 3,202
Nov 2025 -27,247 31,448 4,201
Dec 2025 -25,788 30,995 5,207
Jan 2026 -24,322 30,541 6,219
Feb 2026 -22,850 30,088 7,238
Mar 2026 -21,372 29,634 8,263
Apr 2026 -19,887 29,181 9,294
May 2026 -18,396 28,728 10,332
Jun 2026 -16,898 26,157 9,259
Jul 2026 -15,394 25,704 10,310
End Of Year 6 of Loan
Aug 2026 -13,883 25,250 11,367
Sep 2026 -12,367 24,797 12,431
Oct 2026 -10,843 24,344 13,500
Nov 2026 -9,313 23,890 14,577
Dec 2026 -7,777 23,437 15,660
Jan 2027 -6,235 22,984 16,749
Feb 2027 -4,686 22,530 17,845
Mar 2027 -3,130 22,077 18,947
Apr 2027 -1,568 21,623 20,055
May 2027 0 21,170 21,170
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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