$178,800


Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
1 Jun 2017 (6 years remaining)
Months
(6 years)
%

$42,340 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$54,406
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$178,800
Monthly Installment
$1,756.41 /month for 6 years (72 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$71,520 (40% of Car Price)
1st Installment
$1,756.41
Total Upfront Payment
$73,301.41

Loan Details

Total Loan
$107,280 Information
Total Interest
$19,182 Information
Total Sum Paid
$126,462 at the end of 6 years (72 months)

Other Car Financial Details

COE
$54,406 Information
ARF Paid
$51,276 Information
PARF Rebate
You get back $25,638 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun 2021 -106,049 63,945 -42,104
Jul 2021 -104,811 63,492 -41,319
Aug 2021 -103,565 63,038 -40,527
Sep 2021 -102,313 62,585 -39,728
Oct 2021 -101,053 62,132 -38,921
Nov 2021 -99,785 61,678 -38,107
Dec 2021 -98,511 61,225 -37,286
Jan 2022 -97,229 60,772 -36,457
Feb 2022 -95,939 60,318 -35,621
Mar 2022 -94,643 59,865 -34,778
Apr 2022 -93,339 59,411 -33,927
May 2022 -92,028 58,958 -33,070
End Of Year 1 of Loan
Jun 2022 -90,709 56,388 -34,322
Jul 2022 -89,383 55,934 -33,449
Aug 2022 -88,050 55,481 -32,569
Sep 2022 -86,710 55,027 -31,682
Oct 2022 -85,362 54,574 -30,788
Nov 2022 -84,007 54,121 -29,887
Dec 2022 -82,645 53,667 -28,978
Jan 2023 -81,275 53,214 -28,062
Feb 2023 -79,899 52,761 -27,138
Mar 2023 -78,514 52,307 -26,207
Apr 2023 -77,123 51,854 -25,269
May 2023 -75,724 51,400 -24,324
End Of Year 2 of Loan
Jun 2023 -74,318 48,830 -25,488
Jul 2023 -72,905 48,377 -24,528
Aug 2023 -71,484 47,923 -23,561
Sep 2023 -70,056 47,470 -22,586
Oct 2023 -68,621 47,016 -21,604
Nov 2023 -67,178 46,563 -20,615
Dec 2023 -65,728 46,110 -19,619
Jan 2024 -64,271 45,656 -18,615
Feb 2024 -62,807 45,203 -17,604
Mar 2024 -61,335 44,750 -16,586
Apr 2024 -59,856 44,296 -15,560
May 2024 -58,370 43,843 -14,527
End Of Year 3 of Loan
Jun 2024 -56,876 41,272 -15,604
Jul 2024 -55,375 40,819 -14,556
Aug 2024 -53,867 40,366 -13,501
Sep 2024 -52,351 39,912 -12,439
Oct 2024 -50,828 39,459 -11,370
Nov 2024 -49,298 39,006 -10,293
Dec 2024 -47,761 38,552 -9,209
Jan 2025 -46,216 38,099 -8,117
Feb 2025 -44,664 37,645 -7,019
Mar 2025 -43,105 37,192 -5,913
Apr 2025 -41,538 36,739 -4,800
May 2025 -39,964 36,285 -3,679
End Of Year 4 of Loan
Jun 2025 -38,383 33,715 -4,668
Jul 2025 -36,794 33,261 -3,533
Aug 2025 -35,199 32,808 -2,391
Sep 2025 -33,595 32,355 -1,241
Oct 2025 -31,985 31,901 -84
Nov 2025 -30,367 31,448 1,081
Dec 2025 -28,742 30,995 2,252
Jan 2026 -27,110 30,541 3,431
Feb 2026 -25,470 30,088 4,617
Mar 2026 -23,823 29,634 5,811
Apr 2026 -22,169 29,181 7,012
May 2026 -20,508 28,728 8,220
End Of Year 5 of Loan
Jun 2026 -18,839 26,157 7,318
Jul 2026 -17,163 25,704 8,541
Aug 2026 -15,479 25,250 9,771
Sep 2026 -13,789 24,797 11,009
Oct 2026 -12,091 24,344 12,253
Nov 2026 -10,385 23,890 13,505
Dec 2026 -8,673 23,437 14,764
Jan 2027 -6,953 22,984 16,031
Feb 2027 -5,225 22,530 17,305
Mar 2027 -3,491 22,077 18,586
Apr 2027 -1,749 21,623 19,874
May 2027 0 21,170 21,170
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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