$178,800


Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
1 Jun 2017 (6 years, 5 months remaining)
Months
(6 years, 5 months )
%

$42,340 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$54,406
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$178,800
Monthly Installment
$1,659.66 /month for 6 years, 5 months (77 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$71,520 (40% of Car Price)
1st Installment
$1,659.66
Total Upfront Payment
$73,204.66

Loan Details

Total Loan
$107,280 Information
Total Interest
$20,514 Information
Total Sum Paid
$127,794 at the end of 6 years, 5 months (77 months)

Other Car Financial Details

COE
$54,406 Information
ARF Paid
$51,276 Information
PARF Rebate
You get back $25,638 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jan 2022 -106,146 66,212 -39,934
Feb 2022 -105,006 65,759 -39,247
Mar 2022 -103,859 65,305 -38,553
Apr 2022 -102,704 64,852 -37,852
May 2022 -101,543 64,399 -37,145
Jun 2022 -100,376 63,945 -36,430
Jul 2022 -99,201 63,492 -35,709
Aug 2022 -98,019 63,038 -34,981
Sep 2022 -96,831 62,585 -34,246
Oct 2022 -95,636 62,132 -33,504
Nov 2022 -94,434 61,678 -32,756
Dec 2022 -93,225 61,225 -32,000
End Of Year 1 of Loan
Jan 2023 -92,010 60,772 -31,238
Feb 2023 -90,787 60,318 -30,469
Mar 2023 -89,558 59,865 -29,693
Apr 2023 -88,322 59,411 -28,910
May 2023 -87,079 58,958 -28,121
Jun 2023 -85,829 56,388 -29,441
Jul 2023 -84,572 55,934 -28,638
Aug 2023 -83,309 55,481 -27,828
Sep 2023 -82,038 55,027 -27,011
Oct 2023 -80,761 54,574 -26,187
Nov 2023 -79,477 54,121 -25,357
Dec 2023 -78,187 53,667 -24,519
End Of Year 2 of Loan
Jan 2024 -76,889 53,214 -23,675
Feb 2024 -75,585 52,761 -22,824
Mar 2024 -74,273 52,307 -21,966
Apr 2024 -72,955 51,854 -21,101
May 2024 -71,630 51,400 -20,230
Jun 2024 -70,299 48,830 -21,468
Jul 2024 -68,960 48,377 -20,583
Aug 2024 -67,614 47,923 -19,691
Sep 2024 -66,262 47,470 -18,792
Oct 2024 -64,903 47,016 -17,887
Nov 2024 -63,537 46,563 -16,974
Dec 2024 -62,164 46,110 -16,055
End Of Year 3 of Loan
Jan 2025 -60,785 45,656 -15,129
Feb 2025 -59,398 45,203 -14,196
Mar 2025 -58,005 44,750 -13,256
Apr 2025 -56,605 44,296 -12,309
May 2025 -55,198 43,843 -11,355
Jun 2025 -53,784 41,272 -12,512
Jul 2025 -52,364 40,819 -11,545
Aug 2025 -50,937 40,366 -10,571
Sep 2025 -49,502 39,912 -9,590
Oct 2025 -48,061 39,459 -8,602
Nov 2025 -46,613 39,006 -7,608
Dec 2025 -45,159 38,552 -6,606
End Of Year 4 of Loan
Jan 2026 -43,697 38,099 -5,598
Feb 2026 -42,229 37,645 -4,583
Mar 2026 -40,753 37,192 -3,561
Apr 2026 -39,271 36,739 -2,533
May 2026 -37,782 36,285 -1,497
Jun 2026 -36,287 33,715 -2,572
Jul 2026 -34,784 33,261 -1,523
Aug 2026 -33,275 32,808 -467
Sep 2026 -31,759 32,355 596
Oct 2026 -30,236 31,901 1,666
Nov 2026 -28,706 31,448 2,742
Dec 2026 -27,169 30,995 3,825
End Of Year 5 of Loan
Jan 2027 -25,626 30,541 4,916
Feb 2027 -24,075 30,088 6,013
Mar 2027 -22,518 29,634 7,116
Apr 2027 -20,954 29,181 8,227
May 2027 -19,383 28,728 9,345
Jun 2027 -17,805 26,157 8,352
Jul 2027 -16,221 25,704 9,483
Aug 2027 -14,630 25,250 10,621
Sep 2027 -13,031 24,797 11,766
Oct 2027 -11,426 24,344 12,917
Nov 2027 -9,814 23,890 14,076
Dec 2027 -8,196 23,437 15,241
End Of Year 6 of Loan
Jan 2028 -6,570 22,984 16,413
Feb 2028 -4,938 22,530 17,592
Mar 2028 -3,299 22,077 18,778
Apr 2028 -1,653 21,623 19,971
May 2028 0 21,170 21,170
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make