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Loan Calculator

Mercedes-Benz GLC 250 4-Matic AMG

$178,800

Premium Ad Consignment

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

1 Jun 2017 (6 years, 10 months remaining)

Loan Term

Months

(6 years, 10 months )

Interest Rate

OMV:

$42,340 Information

Based on this OMV and registration date, this car is eligible for minimum 40% down payment.

COE:

$54,406

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $178,800
Monthly Installment: $1,574.70 /month for 6 years, 10 months (82 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $71,520 (40% of Car Price)
1st Installment: $1,574.70
Total Upfront Payment: $73,119.70

Loan Details

Total Loan: $107,280
Total Interest: $21,846
Total Sum Paid: $129,126 at the end of 6 years, 10 months (82 months)

Other Car Financial Details

COE: $54,406
ARF Paid: $51,276
PARF Rebate: You get back $25,638 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Aug	2020	73,095	127,551	21,319	-106,232	31,755	36,724	68,479	-37,753
2.	Sep	2020	74,669	125,976	20,799	-105,177	31,755	36,271	68,026	-37,151
3.	Oct	2020	76,244	124,402	20,286	-104,116	31,755	35,817	67,572	-36,544
4.	Nov	2020	77,819	122,827	19,779	-103,048	31,755	35,364	67,119	-35,929
5.	Dec	2020	79,394	121,252	19,278	-101,974	31,755	34,911	66,666	-35,309
6.	Jan	2021	80,968	119,678	18,784	-100,894	31,755	34,457	66,212	-34,682
7.	Feb	2021	82,543	118,103	18,296	-99,807	31,755	34,004	65,759	-34,048
8.	Mar	2021	84,118	116,528	17,814	-98,714	31,755	33,550	65,305	-33,408
9.	Apr	2021	85,692	114,953	17,339	-97,614	31,755	33,097	64,852	-32,762
10.	May	2021	87,267	113,379	16,871	-96,508	31,755	32,644	64,399	-32,110
11.	Jun	2021	88,842	111,804	16,408	-95,396	31,755	32,190	63,945	-31,450
12.	Jul	2021	90,416	110,229	15,953	-94,277	31,755	31,737	63,492	-30,785
End Of Year 1 of Loan
13.	Aug	2021	91,991	108,655	15,503	-93,151	31,755	31,283	63,038	-30,113
14.	Sep	2021	93,566	107,080	15,060	-92,020	31,755	30,830	62,585	-29,435
15.	Oct	2021	95,141	105,505	14,624	-90,881	31,755	30,377	62,132	-28,750
16.	Nov	2021	96,715	103,931	14,194	-89,737	31,755	29,923	61,678	-28,059
17.	Dec	2021	98,290	102,356	13,770	-88,586	31,755	29,470	61,225	-27,361
18.	Jan	2022	99,865	100,781	13,353	-87,428	31,755	29,017	60,772	-26,657
19.	Feb	2022	101,439	99,206	12,942	-86,265	31,755	28,563	60,318	-25,946
20.	Mar	2022	103,014	97,632	12,537	-85,094	31,755	28,110	59,865	-25,230
21.	Apr	2022	104,589	96,057	12,139	-83,918	31,755	27,656	59,411	-24,506
22.	May	2022	106,164	94,482	11,748	-82,734	31,755	27,203	58,958	-23,776
23.	Jun	2022	107,738	92,908	11,363	-81,545	29,638	26,750	56,388	-25,157
24.	Jul	2022	109,313	91,333	10,984	-80,349	29,638	26,296	55,934	-24,415
End Of Year 2 of Loan
25.	Aug	2022	110,888	89,758	10,612	-79,147	29,638	25,843	55,481	-23,666
26.	Sep	2022	112,462	88,183	10,246	-77,938	29,638	25,389	55,027	-22,910
27.	Oct	2022	114,037	86,609	9,886	-76,723	29,638	24,936	54,574	-22,149
28.	Nov	2022	115,612	85,034	9,533	-75,501	29,638	24,483	54,121	-21,380
29.	Dec	2022	117,186	83,459	9,186	-74,273	29,638	24,029	53,667	-20,606
30.	Jan	2023	118,761	81,885	8,846	-73,038	29,638	23,576	53,214	-19,825
31.	Feb	2023	120,336	80,310	8,512	-71,798	29,638	23,123	52,761	-19,037
32.	Mar	2023	121,911	78,735	8,185	-70,550	29,638	22,669	52,307	-18,243
33.	Apr	2023	123,485	77,161	7,864	-69,297	29,638	22,216	51,854	-17,443
34.	May	2023	125,060	75,586	7,549	-68,036	29,638	21,762	51,400	-16,636
35.	Jun	2023	126,635	74,011	7,241	-66,770	27,521	21,309	48,830	-17,940
36.	Jul	2023	128,209	72,436	6,940	-65,497	27,521	20,856	48,377	-17,120
End Of Year 3 of Loan
37.	Aug	2023	129,784	70,862	6,644	-64,217	27,521	20,402	47,923	-16,294
38.	Sep	2023	131,359	69,287	6,355	-62,932	27,521	19,949	47,470	-15,462
39.	Oct	2023	132,933	67,712	6,073	-61,639	27,521	19,495	47,016	-14,623
40.	Nov	2023	134,508	66,138	5,797	-60,341	27,521	19,042	46,563	-13,778
41.	Dec	2023	136,083	64,563	5,527	-59,036	27,521	18,589	46,110	-12,926
42.	Jan	2024	137,658	62,988	5,264	-57,724	27,521	18,135	45,656	-12,068
43.	Feb	2024	139,232	61,413	5,007	-56,406	27,521	17,682	45,203	-11,203
44.	Mar	2024	140,807	59,839	4,757	-55,082	27,521	17,229	44,750	-10,332
45.	Apr	2024	142,382	58,264	4,513	-53,751	27,521	16,775	44,296	-9,455
46.	May	2024	143,956	56,689	4,275	-52,414	27,521	16,322	43,843	-8,571
47.	Jun	2024	145,531	55,115	4,044	-51,070	25,404	15,868	41,272	-9,798
48.	Jul	2024	147,106	53,540	3,820	-49,720	25,404	15,415	40,819	-8,901
End Of Year 4 of Loan
49.	Aug	2024	148,681	51,965	3,601	-48,364	25,404	14,962	40,366	-7,998
50.	Sep	2024	150,255	50,391	3,390	-47,001	25,404	14,508	39,912	-7,089
51.	Oct	2024	151,830	48,816	3,184	-45,632	25,404	14,055	39,459	-6,173
52.	Nov	2024	153,405	47,241	2,985	-44,256	25,404	13,602	39,006	-5,251
53.	Dec	2024	154,979	45,666	2,793	-42,874	25,404	13,148	38,552	-4,322
54.	Jan	2025	156,554	44,092	2,606	-41,485	25,404	12,695	38,099	-3,387
55.	Feb	2025	158,129	42,517	2,427	-40,090	25,404	12,241	37,645	-2,445
56.	Mar	2025	159,703	40,942	2,253	-38,689	25,404	11,788	37,192	-1,497
57.	Apr	2025	161,278	39,368	2,086	-37,281	25,404	11,335	36,739	-543
58.	May	2025	162,853	37,793	1,926	-35,867	25,404	10,881	36,285	418	Break Even
59.	Jun	2025	164,428	36,218	1,772	-34,446	23,287	10,428	33,715	-732
60.	Jul	2025	166,002	34,644	1,624	-33,019	23,287	9,974	33,261	242	Break Even
End Of Year 5 of Loan
61.	Aug	2025	167,577	33,069	1,483	-31,586	23,287	9,521	32,808	1,222
62.	Sep	2025	169,152	31,494	1,348	-30,146	23,287	9,068	32,355	2,209
63.	Oct	2025	170,726	29,919	1,220	-28,700	23,287	8,614	31,901	3,202
64.	Nov	2025	172,301	28,345	1,098	-27,247	23,287	8,161	31,448	4,201
65.	Dec	2025	173,876	26,770	982	-25,788	23,287	7,708	30,995	5,207
66.	Jan	2026	175,451	25,195	873	-24,322	23,287	7,254	30,541	6,219
67.	Feb	2026	177,025	23,621	770	-22,850	23,287	6,801	30,088	7,238
68.	Mar	2026	178,600	22,046	674	-21,372	23,287	6,347	29,634	8,263
69.	Apr	2026	180,175	20,471	584	-19,887	23,287	5,894	29,181	9,294
70.	May	2026	181,749	18,896	501	-18,396	23,287	5,441	28,728	10,332
71.	Jun	2026	183,324	17,322	424	-16,898	21,170	4,987	26,157	9,259
72.	Jul	2026	184,899	15,747	353	-15,394	21,170	4,534	25,704	10,310
End Of Year 6 of Loan
73.	Aug	2026	186,473	14,172	289	-13,883	21,170	4,080	25,250	11,367
74.	Sep	2026	188,048	12,598	231	-12,367	21,170	3,627	24,797	12,431
75.	Oct	2026	189,623	11,023	180	-10,843	21,170	3,174	24,344	13,500
76.	Nov	2026	191,198	9,448	135	-9,313	21,170	2,720	23,890	14,577
77.	Dec	2026	192,772	7,874	96	-7,777	21,170	2,267	23,437	15,660
78.	Jan	2027	194,347	6,299	64	-6,235	21,170	1,814	22,984	16,749
79.	Feb	2027	195,922	4,724	39	-4,686	21,170	1,360	22,530	17,845
80.	Mar	2027	197,496	3,149	19	-3,130	21,170	907	22,077	18,947
81.	Apr	2027	199,071	1,575	6	-1,568	21,170	453	21,623	20,055
82.	May	2027	200,646	0	0	0	21,170	0	21,170	21,170	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Aug	2020	-106,232	68,479	-37,753
Sep	2020	-105,177	68,026	-37,151
Oct	2020	-104,116	67,572	-36,544
Nov	2020	-103,048	67,119	-35,929
Dec	2020	-101,974	66,666	-35,309
Jan	2021	-100,894	66,212	-34,682
Feb	2021	-99,807	65,759	-34,048
Mar	2021	-98,714	65,305	-33,408
Apr	2021	-97,614	64,852	-32,762
May	2021	-96,508	64,399	-32,110
Jun	2021	-95,396	63,945	-31,450
Jul	2021	-94,277	63,492	-30,785
End Of Year 1 of Loan
Aug	2021	-93,151	63,038	-30,113
Sep	2021	-92,020	62,585	-29,435
Oct	2021	-90,881	62,132	-28,750
Nov	2021	-89,737	61,678	-28,059
Dec	2021	-88,586	61,225	-27,361
Jan	2022	-87,428	60,772	-26,657
Feb	2022	-86,265	60,318	-25,946
Mar	2022	-85,094	59,865	-25,230
Apr	2022	-83,918	59,411	-24,506
May	2022	-82,734	58,958	-23,776
Jun	2022	-81,545	56,388	-25,157
Jul	2022	-80,349	55,934	-24,415
End Of Year 2 of Loan
Aug	2022	-79,147	55,481	-23,666
Sep	2022	-77,938	55,027	-22,910
Oct	2022	-76,723	54,574	-22,149
Nov	2022	-75,501	54,121	-21,380
Dec	2022	-74,273	53,667	-20,606
Jan	2023	-73,038	53,214	-19,825
Feb	2023	-71,798	52,761	-19,037
Mar	2023	-70,550	52,307	-18,243
Apr	2023	-69,297	51,854	-17,443
May	2023	-68,036	51,400	-16,636
Jun	2023	-66,770	48,830	-17,940
Jul	2023	-65,497	48,377	-17,120
End Of Year 3 of Loan
Aug	2023	-64,217	47,923	-16,294
Sep	2023	-62,932	47,470	-15,462
Oct	2023	-61,639	47,016	-14,623
Nov	2023	-60,341	46,563	-13,778
Dec	2023	-59,036	46,110	-12,926
Jan	2024	-57,724	45,656	-12,068
Feb	2024	-56,406	45,203	-11,203
Mar	2024	-55,082	44,750	-10,332
Apr	2024	-53,751	44,296	-9,455
May	2024	-52,414	43,843	-8,571
Jun	2024	-51,070	41,272	-9,798
Jul	2024	-49,720	40,819	-8,901
End Of Year 4 of Loan
Aug	2024	-48,364	40,366	-7,998
Sep	2024	-47,001	39,912	-7,089
Oct	2024	-45,632	39,459	-6,173
Nov	2024	-44,256	39,006	-5,251
Dec	2024	-42,874	38,552	-4,322
Jan	2025	-41,485	38,099	-3,387
Feb	2025	-40,090	37,645	-2,445
Mar	2025	-38,689	37,192	-1,497
Apr	2025	-37,281	36,739	-543
May	2025	-35,867	36,285	418
Jun	2025	-34,446	33,715	-732
Jul	2025	-33,019	33,261	242
End Of Year 5 of Loan
Aug	2025	-31,586	32,808	1,222
Sep	2025	-30,146	32,355	2,209
Oct	2025	-28,700	31,901	3,202
Nov	2025	-27,247	31,448	4,201
Dec	2025	-25,788	30,995	5,207
Jan	2026	-24,322	30,541	6,219
Feb	2026	-22,850	30,088	7,238
Mar	2026	-21,372	29,634	8,263
Apr	2026	-19,887	29,181	9,294
May	2026	-18,396	28,728	10,332
Jun	2026	-16,898	26,157	9,259
Jul	2026	-15,394	25,704	10,310
End Of Year 6 of Loan
Aug	2026	-13,883	25,250	11,367
Sep	2026	-12,367	24,797	12,431
Oct	2026	-10,843	24,344	13,500
Nov	2026	-9,313	23,890	14,577
Dec	2026	-7,777	23,437	15,660
Jan	2027	-6,235	22,984	16,749
Feb	2027	-4,686	22,530	17,845
Mar	2027	-3,130	22,077	18,947
Apr	2027	-1,568	21,623	20,055
May	2027	0	21,170	21,170

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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