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Loan Calculator

Mercedes-Benz GLC 250 4-Matic AMG

$178,800

Premium Ad Consignment

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

1 Jun 2017 (8 years remaining)

Loan Term

Months

(7 years)

Interest Rate

OMV:

$42,340 Information

Based on this OMV and registration date, this car is eligible for minimum 40% down payment.

COE:

$54,406

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $178,800
Monthly Installment: $1,543.55 /month for 7 years (84 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $71,520 (40% of Car Price)
1st Installment: $1,543.55
Total Upfront Payment: $73,088.55

Loan Details

Total Loan: $107,280
Total Interest: $22,379
Total Sum Paid: $129,659 at the end of 7 years (84 months)

Other Car Financial Details

COE: $54,406
ARF Paid: $51,276
PARF Rebate: You get back $25,638 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Jun	2019	73,064	128,115	21,852	-106,263	31,755	43,071	74,826	-31,437
2.	Jul	2019	74,607	126,571	21,332	-105,240	31,755	42,618	74,373	-30,867
3.	Aug	2019	76,151	125,028	20,818	-104,210	31,755	42,165	73,920	-30,291
4.	Sep	2019	77,694	123,484	20,310	-103,174	31,755	41,711	73,466	-29,708
5.	Oct	2019	79,238	121,941	19,809	-102,132	31,755	41,258	73,013	-29,119
6.	Nov	2019	80,781	120,397	19,313	-101,084	31,755	40,805	72,560	-28,524
7.	Dec	2019	82,325	118,854	18,824	-100,029	31,755	40,351	72,106	-27,923
8.	Jan	2020	83,868	117,310	18,342	-98,968	31,755	39,898	71,653	-27,316
9.	Feb	2020	85,412	115,767	17,865	-97,901	31,755	39,444	71,199	-26,702
10.	Mar	2020	86,956	114,223	17,395	-96,828	31,755	38,991	70,746	-26,082
11.	Apr	2020	88,499	112,680	16,931	-95,748	31,755	38,538	70,293	-25,456
12.	May	2020	90,043	111,136	16,474	-94,662	31,755	38,084	69,839	-24,823
End Of Year 1 of Loan
13.	Jun	2020	91,586	109,592	16,022	-93,570	31,755	37,631	69,386	-24,184
14.	Jul	2020	93,130	108,049	15,577	-92,472	31,755	37,177	68,932	-23,539
15.	Aug	2020	94,673	106,505	15,138	-91,367	31,755	36,724	68,479	-22,888
16.	Sep	2020	96,217	104,962	14,706	-90,256	31,755	36,271	68,026	-22,230
17.	Oct	2020	97,760	103,418	14,280	-89,138	31,755	35,817	67,572	-21,566
18.	Nov	2020	99,304	101,875	13,860	-88,015	31,755	35,364	67,119	-20,896
19.	Dec	2020	100,848	100,331	13,446	-86,885	31,755	34,911	66,666	-20,220
20.	Jan	2021	102,391	98,788	13,039	-85,749	31,755	34,457	66,212	-19,537
21.	Feb	2021	103,935	97,244	12,637	-84,607	31,755	34,004	65,759	-18,848
22.	Mar	2021	105,478	95,700	12,242	-83,458	31,755	33,550	65,305	-18,153
23.	Apr	2021	107,022	94,157	11,854	-82,303	31,755	33,097	64,852	-17,451
24.	May	2021	108,565	92,613	11,471	-81,142	31,755	32,644	64,399	-16,743
End Of Year 2 of Loan
25.	Jun	2021	110,109	91,070	11,095	-79,974	31,755	32,190	63,945	-16,029
26.	Jul	2021	111,652	89,526	10,725	-78,801	31,755	31,737	63,492	-15,309
27.	Aug	2021	113,196	87,983	10,362	-77,621	31,755	31,283	63,038	-14,582
28.	Sep	2021	114,740	86,439	10,005	-76,435	31,755	30,830	62,585	-13,849
29.	Oct	2021	116,283	84,896	9,654	-75,242	31,755	30,377	62,132	-13,110
30.	Nov	2021	117,827	83,352	9,309	-74,043	31,755	29,923	61,678	-12,365
31.	Dec	2021	119,370	81,808	8,970	-72,838	31,755	29,470	61,225	-11,613
32.	Jan	2022	120,914	80,265	8,638	-71,627	31,755	29,017	60,772	-10,855
33.	Feb	2022	122,457	78,721	8,312	-70,409	31,755	28,563	60,318	-10,091
34.	Mar	2022	124,001	77,178	7,992	-69,185	31,755	28,110	59,865	-9,321
35.	Apr	2022	125,544	75,634	7,679	-67,955	31,755	27,656	59,411	-8,544
36.	May	2022	127,088	74,091	7,372	-66,719	31,755	27,203	58,958	-7,761
End Of Year 3 of Loan
37.	Jun	2022	128,632	72,547	7,071	-65,476	29,638	26,750	56,388	-9,089
38.	Jul	2022	130,175	71,004	6,776	-64,227	29,638	26,296	55,934	-8,293
39.	Aug	2022	131,719	69,460	6,488	-62,972	29,638	25,843	55,481	-7,491
40.	Sep	2022	133,262	67,916	6,206	-61,711	29,638	25,389	55,027	-6,683
41.	Oct	2022	134,806	66,373	5,930	-60,443	29,638	24,936	54,574	-5,869
42.	Nov	2022	136,349	64,829	5,660	-59,169	29,638	24,483	54,121	-5,048
43.	Dec	2022	137,893	63,286	5,397	-57,889	29,638	24,029	53,667	-4,221
44.	Jan	2023	139,436	61,742	5,140	-56,602	29,638	23,576	53,214	-3,388
45.	Feb	2023	140,980	60,199	4,889	-55,309	29,638	23,123	52,761	-2,549
46.	Mar	2023	142,524	58,655	4,645	-54,010	29,638	22,669	52,307	-1,703
47.	Apr	2023	144,067	57,112	4,407	-52,705	29,638	22,216	51,854	-851
48.	May	2023	145,611	55,568	4,175	-51,393	29,638	21,762	51,400	7	Break Even
End Of Year 4 of Loan
49.	Jun	2023	147,154	54,024	3,949	-50,075	27,521	21,309	48,830	-1,245
50.	Jul	2023	148,698	52,481	3,730	-48,751	27,521	20,856	48,377	-374
51.	Aug	2023	150,241	50,937	3,517	-47,421	27,521	20,402	47,923	503	Break Even
52.	Sep	2023	151,785	49,394	3,310	-46,084	27,521	19,949	47,470	1,386
53.	Oct	2023	153,328	47,850	3,109	-44,741	27,521	19,495	47,016	2,275
54.	Nov	2023	154,872	46,307	2,915	-43,392	27,521	19,042	46,563	3,171
55.	Dec	2023	156,416	44,763	2,727	-42,036	27,521	18,589	46,110	4,073
56.	Jan	2024	157,959	43,220	2,545	-40,675	27,521	18,135	45,656	4,982
57.	Feb	2024	159,503	41,676	2,369	-39,306	27,521	17,682	45,203	5,896
58.	Mar	2024	161,046	40,132	2,200	-37,932	27,521	17,229	44,750	6,817
59.	Apr	2024	162,590	38,589	2,037	-36,552	27,521	16,775	44,296	7,745
60.	May	2024	164,133	37,045	1,881	-35,165	27,521	16,322	43,843	8,678
End Of Year 5 of Loan
61.	Jun	2024	165,677	35,502	1,730	-33,772	25,404	15,868	41,272	7,501
62.	Jul	2024	167,220	33,958	1,586	-32,372	25,404	15,415	40,819	8,447
63.	Aug	2024	168,764	32,415	1,448	-30,967	25,404	14,962	40,366	9,399
64.	Sep	2024	170,308	30,871	1,316	-29,555	25,404	14,508	39,912	10,358
65.	Oct	2024	171,851	29,328	1,191	-28,137	25,404	14,055	39,459	11,322
66.	Nov	2024	173,395	27,784	1,072	-26,712	25,404	13,602	39,006	12,293
67.	Dec	2024	174,938	26,240	959	-25,281	25,404	13,148	38,552	13,271
68.	Jan	2025	176,482	24,697	853	-23,844	25,404	12,695	38,099	14,254
69.	Feb	2025	178,025	23,153	752	-22,401	25,404	12,241	37,645	15,244
70.	Mar	2025	179,569	21,610	658	-20,952	25,404	11,788	37,192	16,240
71.	Apr	2025	181,112	20,066	570	-19,496	25,404	11,335	36,739	17,243
72.	May	2025	182,656	18,523	489	-18,034	25,404	10,881	36,285	18,251
End Of Year 6 of Loan
73.	Jun	2025	184,200	16,979	414	-16,565	23,287	10,428	33,715	17,149
74.	Jul	2025	185,743	15,436	345	-15,091	23,287	9,974	33,261	18,171
75.	Aug	2025	187,287	13,892	282	-13,610	23,287	9,521	32,808	19,198
76.	Sep	2025	188,830	12,348	226	-12,123	23,287	9,068	32,355	20,232
77.	Oct	2025	190,374	10,805	176	-10,629	23,287	8,614	31,901	21,272
78.	Nov	2025	191,917	9,261	132	-9,130	23,287	8,161	31,448	22,318
79.	Dec	2025	193,461	7,718	94	-7,624	23,287	7,708	30,995	23,371
80.	Jan	2026	195,004	6,174	63	-6,112	23,287	7,254	30,541	24,430
81.	Feb	2026	196,548	4,631	38	-4,593	23,287	6,801	30,088	25,495
82.	Mar	2026	198,091	3,087	19	-3,068	23,287	6,347	29,634	26,566
83.	Apr	2026	199,635	1,544	6	-1,537	23,287	5,894	29,181	27,644
84.	May	2026	201,179	0	0	0	23,287	5,441	28,728	28,728	Loan Fully Paid
85.	Jun	2026	201,179	0	0	0	21,170	4,987	26,157	26,157
86.	Jul	2026	201,179	0	0	0	21,170	4,534	25,704	25,704
87.	Aug	2026	201,179	0	0	0	21,170	4,080	25,250	25,250
88.	Sep	2026	201,179	0	0	0	21,170	3,627	24,797	24,797
89.	Oct	2026	201,179	0	0	0	21,170	3,174	24,344	24,344
90.	Nov	2026	201,179	0	0	0	21,170	2,720	23,890	23,890
91.	Dec	2026	201,179	0	0	0	21,170	2,267	23,437	23,437
92.	Jan	2027	201,179	0	0	0	21,170	1,814	22,984	22,984
93.	Feb	2027	201,179	0	0	0	21,170	1,360	22,530	22,530
94.	Mar	2027	201,179	0	0	0	21,170	907	22,077	22,077
95.	Apr	2027	201,179	0	0	0	21,170	453	21,623	21,623
96.	May	2027	201,179	0	0	0	21,170	0	21,170	21,170

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun	2019	-106,263	74,826	-31,437
Jul	2019	-105,240	74,373	-30,867
Aug	2019	-104,210	73,920	-30,291
Sep	2019	-103,174	73,466	-29,708
Oct	2019	-102,132	73,013	-29,119
Nov	2019	-101,084	72,560	-28,524
Dec	2019	-100,029	72,106	-27,923
Jan	2020	-98,968	71,653	-27,316
Feb	2020	-97,901	71,199	-26,702
Mar	2020	-96,828	70,746	-26,082
Apr	2020	-95,748	70,293	-25,456
May	2020	-94,662	69,839	-24,823
End Of Year 1 of Loan
Jun	2020	-93,570	69,386	-24,184
Jul	2020	-92,472	68,932	-23,539
Aug	2020	-91,367	68,479	-22,888
Sep	2020	-90,256	68,026	-22,230
Oct	2020	-89,138	67,572	-21,566
Nov	2020	-88,015	67,119	-20,896
Dec	2020	-86,885	66,666	-20,220
Jan	2021	-85,749	66,212	-19,537
Feb	2021	-84,607	65,759	-18,848
Mar	2021	-83,458	65,305	-18,153
Apr	2021	-82,303	64,852	-17,451
May	2021	-81,142	64,399	-16,743
End Of Year 2 of Loan
Jun	2021	-79,974	63,945	-16,029
Jul	2021	-78,801	63,492	-15,309
Aug	2021	-77,621	63,038	-14,582
Sep	2021	-76,435	62,585	-13,849
Oct	2021	-75,242	62,132	-13,110
Nov	2021	-74,043	61,678	-12,365
Dec	2021	-72,838	61,225	-11,613
Jan	2022	-71,627	60,772	-10,855
Feb	2022	-70,409	60,318	-10,091
Mar	2022	-69,185	59,865	-9,321
Apr	2022	-67,955	59,411	-8,544
May	2022	-66,719	58,958	-7,761
End Of Year 3 of Loan
Jun	2022	-65,476	56,388	-9,089
Jul	2022	-64,227	55,934	-8,293
Aug	2022	-62,972	55,481	-7,491
Sep	2022	-61,711	55,027	-6,683
Oct	2022	-60,443	54,574	-5,869
Nov	2022	-59,169	54,121	-5,048
Dec	2022	-57,889	53,667	-4,221
Jan	2023	-56,602	53,214	-3,388
Feb	2023	-55,309	52,761	-2,549
Mar	2023	-54,010	52,307	-1,703
Apr	2023	-52,705	51,854	-851
May	2023	-51,393	51,400	7
End Of Year 4 of Loan
Jun	2023	-50,075	48,830	-1,245
Jul	2023	-48,751	48,377	-374
Aug	2023	-47,421	47,923	503
Sep	2023	-46,084	47,470	1,386
Oct	2023	-44,741	47,016	2,275
Nov	2023	-43,392	46,563	3,171
Dec	2023	-42,036	46,110	4,073
Jan	2024	-40,675	45,656	4,982
Feb	2024	-39,306	45,203	5,896
Mar	2024	-37,932	44,750	6,817
Apr	2024	-36,552	44,296	7,745
May	2024	-35,165	43,843	8,678
End Of Year 5 of Loan
Jun	2024	-33,772	41,272	7,501
Jul	2024	-32,372	40,819	8,447
Aug	2024	-30,967	40,366	9,399
Sep	2024	-29,555	39,912	10,358
Oct	2024	-28,137	39,459	11,322
Nov	2024	-26,712	39,006	12,293
Dec	2024	-25,281	38,552	13,271
Jan	2025	-23,844	38,099	14,254
Feb	2025	-22,401	37,645	15,244
Mar	2025	-20,952	37,192	16,240
Apr	2025	-19,496	36,739	17,243
May	2025	-18,034	36,285	18,251
End Of Year 6 of Loan
Jun	2025	-16,565	33,715	17,149
Jul	2025	-15,091	33,261	18,171
Aug	2025	-13,610	32,808	19,198
Sep	2025	-12,123	32,355	20,232
Oct	2025	-10,629	31,901	21,272
Nov	2025	-9,130	31,448	22,318
Dec	2025	-7,624	30,995	23,371
Jan	2026	-6,112	30,541	24,430
Feb	2026	-4,593	30,088	25,495
Mar	2026	-3,068	29,634	26,566
Apr	2026	-1,537	29,181	27,644
May	2026	0	28,728	28,728
Jun	2026	0	26,157	26,157
Jul	2026	0	25,704	25,704
Aug	2026	0	25,250	25,250
Sep	2026	0	24,797	24,797
Oct	2026	0	24,344	24,344
Nov	2026	0	23,890	23,890
Dec	2026	0	23,437	23,437
Jan	2027	0	22,984	22,984
Feb	2027	0	22,530	22,530
Mar	2027	0	22,077	22,077
Apr	2027	0	21,623	21,623
May	2027	0	21,170	21,170

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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