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Loan Calculator

Mercedes-Benz GLC 250 4-Matic AMG

$178,800

Premium Ad Consignment

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

1 Jun 2017 (7 years, 10 months remaining)

Loan Term

Months

(7 years)

Interest Rate

OMV:

$42,340 Information

Based on this OMV and registration date, this car is eligible for minimum 40% down payment.

COE:

$54,406

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $178,800
Monthly Installment: $1,543.55 /month for 7 years (84 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $71,520 (40% of Car Price)
1st Installment: $1,543.55
Total Upfront Payment: $73,088.55

Loan Details

Total Loan: $107,280
Total Interest: $22,379
Total Sum Paid: $129,659 at the end of 7 years (84 months)

Other Car Financial Details

COE: $54,406
ARF Paid: $51,276
PARF Rebate: You get back $25,638 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Aug	2019	73,064	128,115	21,852	-106,263	31,755	42,165	73,920	-32,343
2.	Sep	2019	74,607	126,571	21,332	-105,240	31,755	41,711	73,466	-31,773
3.	Oct	2019	76,151	125,028	20,818	-104,210	31,755	41,258	73,013	-31,197
4.	Nov	2019	77,694	123,484	20,310	-103,174	31,755	40,805	72,560	-30,615
5.	Dec	2019	79,238	121,941	19,809	-102,132	31,755	40,351	72,106	-30,026
6.	Jan	2020	80,781	120,397	19,313	-101,084	31,755	39,898	71,653	-29,431
7.	Feb	2020	82,325	118,854	18,824	-100,029	31,755	39,444	71,199	-28,830
8.	Mar	2020	83,868	117,310	18,342	-98,968	31,755	38,991	70,746	-28,223
9.	Apr	2020	85,412	115,767	17,865	-97,901	31,755	38,538	70,293	-27,609
10.	May	2020	86,956	114,223	17,395	-96,828	31,755	38,084	69,839	-26,989
11.	Jun	2020	88,499	112,680	16,931	-95,748	31,755	37,631	69,386	-26,362
12.	Jul	2020	90,043	111,136	16,474	-94,662	31,755	37,177	68,932	-25,730
End Of Year 1 of Loan
13.	Aug	2020	91,586	109,592	16,022	-93,570	31,755	36,724	68,479	-25,091
14.	Sep	2020	93,130	108,049	15,577	-92,472	31,755	36,271	68,026	-24,446
15.	Oct	2020	94,673	106,505	15,138	-91,367	31,755	35,817	67,572	-23,795
16.	Nov	2020	96,217	104,962	14,706	-90,256	31,755	35,364	67,119	-23,137
17.	Dec	2020	97,760	103,418	14,280	-89,138	31,755	34,911	66,666	-22,473
18.	Jan	2021	99,304	101,875	13,860	-88,015	31,755	34,457	66,212	-21,803
19.	Feb	2021	100,848	100,331	13,446	-86,885	31,755	34,004	65,759	-21,126
20.	Mar	2021	102,391	98,788	13,039	-85,749	31,755	33,550	65,305	-20,444
21.	Apr	2021	103,935	97,244	12,637	-84,607	31,755	33,097	64,852	-19,755
22.	May	2021	105,478	95,700	12,242	-83,458	31,755	32,644	64,399	-19,059
23.	Jun	2021	107,022	94,157	11,854	-82,303	31,755	32,190	63,945	-18,358
24.	Jul	2021	108,565	92,613	11,471	-81,142	31,755	31,737	63,492	-17,650
End Of Year 2 of Loan
25.	Aug	2021	110,109	91,070	11,095	-79,974	31,755	31,283	63,038	-16,936
26.	Sep	2021	111,652	89,526	10,725	-78,801	31,755	30,830	62,585	-16,216
27.	Oct	2021	113,196	87,983	10,362	-77,621	31,755	30,377	62,132	-15,489
28.	Nov	2021	114,740	86,439	10,005	-76,435	31,755	29,923	61,678	-14,756
29.	Dec	2021	116,283	84,896	9,654	-75,242	31,755	29,470	61,225	-14,017
30.	Jan	2022	117,827	83,352	9,309	-74,043	31,755	29,017	60,772	-13,272
31.	Feb	2022	119,370	81,808	8,970	-72,838	31,755	28,563	60,318	-12,520
32.	Mar	2022	120,914	80,265	8,638	-71,627	31,755	28,110	59,865	-11,762
33.	Apr	2022	122,457	78,721	8,312	-70,409	31,755	27,656	59,411	-10,998
34.	May	2022	124,001	77,178	7,992	-69,185	31,755	27,203	58,958	-10,227
35.	Jun	2022	125,544	75,634	7,679	-67,955	29,638	26,750	56,388	-11,568
36.	Jul	2022	127,088	74,091	7,372	-66,719	29,638	26,296	55,934	-10,785
End Of Year 3 of Loan
37.	Aug	2022	128,632	72,547	7,071	-65,476	29,638	25,843	55,481	-9,995
38.	Sep	2022	130,175	71,004	6,776	-64,227	29,638	25,389	55,027	-9,200
39.	Oct	2022	131,719	69,460	6,488	-62,972	29,638	24,936	54,574	-8,398
40.	Nov	2022	133,262	67,916	6,206	-61,711	29,638	24,483	54,121	-7,590
41.	Dec	2022	134,806	66,373	5,930	-60,443	29,638	24,029	53,667	-6,776
42.	Jan	2023	136,349	64,829	5,660	-59,169	29,638	23,576	53,214	-5,955
43.	Feb	2023	137,893	63,286	5,397	-57,889	29,638	23,123	52,761	-5,128
44.	Mar	2023	139,436	61,742	5,140	-56,602	29,638	22,669	52,307	-4,295
45.	Apr	2023	140,980	60,199	4,889	-55,309	29,638	22,216	51,854	-3,455
46.	May	2023	142,524	58,655	4,645	-54,010	29,638	21,762	51,400	-2,610
47.	Jun	2023	144,067	57,112	4,407	-52,705	27,521	21,309	48,830	-3,875
48.	Jul	2023	145,611	55,568	4,175	-51,393	27,521	20,856	48,377	-3,017
End Of Year 4 of Loan
49.	Aug	2023	147,154	54,024	3,949	-50,075	27,521	20,402	47,923	-2,152
50.	Sep	2023	148,698	52,481	3,730	-48,751	27,521	19,949	47,470	-1,281
51.	Oct	2023	150,241	50,937	3,517	-47,421	27,521	19,495	47,016	-404
52.	Nov	2023	151,785	49,394	3,310	-46,084	27,521	19,042	46,563	479	Break Even
53.	Dec	2023	153,328	47,850	3,109	-44,741	27,521	18,589	46,110	1,369
54.	Jan	2024	154,872	46,307	2,915	-43,392	27,521	18,135	45,656	2,265
55.	Feb	2024	156,416	44,763	2,727	-42,036	27,521	17,682	45,203	3,167
56.	Mar	2024	157,959	43,220	2,545	-40,675	27,521	17,229	44,750	4,075
57.	Apr	2024	159,503	41,676	2,369	-39,306	27,521	16,775	44,296	4,990
58.	May	2024	161,046	40,132	2,200	-37,932	27,521	16,322	43,843	5,911
59.	Jun	2024	162,590	38,589	2,037	-36,552	25,404	15,868	41,272	4,721
60.	Jul	2024	164,133	37,045	1,881	-35,165	25,404	15,415	40,819	5,654
End Of Year 5 of Loan
61.	Aug	2024	165,677	35,502	1,730	-33,772	25,404	14,962	40,366	6,594
62.	Sep	2024	167,220	33,958	1,586	-32,372	25,404	14,508	39,912	7,540
63.	Oct	2024	168,764	32,415	1,448	-30,967	25,404	14,055	39,459	8,492
64.	Nov	2024	170,308	30,871	1,316	-29,555	25,404	13,602	39,006	9,451
65.	Dec	2024	171,851	29,328	1,191	-28,137	25,404	13,148	38,552	10,416
66.	Jan	2025	173,395	27,784	1,072	-26,712	25,404	12,695	38,099	11,387
67.	Feb	2025	174,938	26,240	959	-25,281	25,404	12,241	37,645	12,364
68.	Mar	2025	176,482	24,697	853	-23,844	25,404	11,788	37,192	13,348
69.	Apr	2025	178,025	23,153	752	-22,401	25,404	11,335	36,739	14,337
70.	May	2025	179,569	21,610	658	-20,952	25,404	10,881	36,285	15,334
71.	Jun	2025	181,112	20,066	570	-19,496	23,287	10,428	33,715	14,219
72.	Jul	2025	182,656	18,523	489	-18,034	23,287	9,974	33,261	15,228
End Of Year 6 of Loan
73.	Aug	2025	184,200	16,979	414	-16,565	23,287	9,521	32,808	16,243
74.	Sep	2025	185,743	15,436	345	-15,091	23,287	9,068	32,355	17,264
75.	Oct	2025	187,287	13,892	282	-13,610	23,287	8,614	31,901	18,291
76.	Nov	2025	188,830	12,348	226	-12,123	23,287	8,161	31,448	19,325
77.	Dec	2025	190,374	10,805	176	-10,629	23,287	7,708	30,995	20,365
78.	Jan	2026	191,917	9,261	132	-9,130	23,287	7,254	30,541	21,411
79.	Feb	2026	193,461	7,718	94	-7,624	23,287	6,801	30,088	22,464
80.	Mar	2026	195,004	6,174	63	-6,112	23,287	6,347	29,634	23,523
81.	Apr	2026	196,548	4,631	38	-4,593	23,287	5,894	29,181	24,588
82.	May	2026	198,091	3,087	19	-3,068	23,287	5,441	28,728	25,659
83.	Jun	2026	199,635	1,544	6	-1,537	21,170	4,987	26,157	24,620
84.	Jul	2026	201,179	0	0	0	21,170	4,534	25,704	25,704	Loan Fully Paid
85.	Aug	2026	201,179	0	0	0	21,170	4,080	25,250	25,250
86.	Sep	2026	201,179	0	0	0	21,170	3,627	24,797	24,797
87.	Oct	2026	201,179	0	0	0	21,170	3,174	24,344	24,344
88.	Nov	2026	201,179	0	0	0	21,170	2,720	23,890	23,890
89.	Dec	2026	201,179	0	0	0	21,170	2,267	23,437	23,437
90.	Jan	2027	201,179	0	0	0	21,170	1,814	22,984	22,984
91.	Feb	2027	201,179	0	0	0	21,170	1,360	22,530	22,530
92.	Mar	2027	201,179	0	0	0	21,170	907	22,077	22,077
93.	Apr	2027	201,179	0	0	0	21,170	453	21,623	21,623
94.	May	2027	201,179	0	0	0	21,170	0	21,170	21,170

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Aug	2019	-106,263	73,920	-32,343
Sep	2019	-105,240	73,466	-31,773
Oct	2019	-104,210	73,013	-31,197
Nov	2019	-103,174	72,560	-30,615
Dec	2019	-102,132	72,106	-30,026
Jan	2020	-101,084	71,653	-29,431
Feb	2020	-100,029	71,199	-28,830
Mar	2020	-98,968	70,746	-28,223
Apr	2020	-97,901	70,293	-27,609
May	2020	-96,828	69,839	-26,989
Jun	2020	-95,748	69,386	-26,362
Jul	2020	-94,662	68,932	-25,730
End Of Year 1 of Loan
Aug	2020	-93,570	68,479	-25,091
Sep	2020	-92,472	68,026	-24,446
Oct	2020	-91,367	67,572	-23,795
Nov	2020	-90,256	67,119	-23,137
Dec	2020	-89,138	66,666	-22,473
Jan	2021	-88,015	66,212	-21,803
Feb	2021	-86,885	65,759	-21,126
Mar	2021	-85,749	65,305	-20,444
Apr	2021	-84,607	64,852	-19,755
May	2021	-83,458	64,399	-19,059
Jun	2021	-82,303	63,945	-18,358
Jul	2021	-81,142	63,492	-17,650
End Of Year 2 of Loan
Aug	2021	-79,974	63,038	-16,936
Sep	2021	-78,801	62,585	-16,216
Oct	2021	-77,621	62,132	-15,489
Nov	2021	-76,435	61,678	-14,756
Dec	2021	-75,242	61,225	-14,017
Jan	2022	-74,043	60,772	-13,272
Feb	2022	-72,838	60,318	-12,520
Mar	2022	-71,627	59,865	-11,762
Apr	2022	-70,409	59,411	-10,998
May	2022	-69,185	58,958	-10,227
Jun	2022	-67,955	56,388	-11,568
Jul	2022	-66,719	55,934	-10,785
End Of Year 3 of Loan
Aug	2022	-65,476	55,481	-9,995
Sep	2022	-64,227	55,027	-9,200
Oct	2022	-62,972	54,574	-8,398
Nov	2022	-61,711	54,121	-7,590
Dec	2022	-60,443	53,667	-6,776
Jan	2023	-59,169	53,214	-5,955
Feb	2023	-57,889	52,761	-5,128
Mar	2023	-56,602	52,307	-4,295
Apr	2023	-55,309	51,854	-3,455
May	2023	-54,010	51,400	-2,610
Jun	2023	-52,705	48,830	-3,875
Jul	2023	-51,393	48,377	-3,017
End Of Year 4 of Loan
Aug	2023	-50,075	47,923	-2,152
Sep	2023	-48,751	47,470	-1,281
Oct	2023	-47,421	47,016	-404
Nov	2023	-46,084	46,563	479
Dec	2023	-44,741	46,110	1,369
Jan	2024	-43,392	45,656	2,265
Feb	2024	-42,036	45,203	3,167
Mar	2024	-40,675	44,750	4,075
Apr	2024	-39,306	44,296	4,990
May	2024	-37,932	43,843	5,911
Jun	2024	-36,552	41,272	4,721
Jul	2024	-35,165	40,819	5,654
End Of Year 5 of Loan
Aug	2024	-33,772	40,366	6,594
Sep	2024	-32,372	39,912	7,540
Oct	2024	-30,967	39,459	8,492
Nov	2024	-29,555	39,006	9,451
Dec	2024	-28,137	38,552	10,416
Jan	2025	-26,712	38,099	11,387
Feb	2025	-25,281	37,645	12,364
Mar	2025	-23,844	37,192	13,348
Apr	2025	-22,401	36,739	14,337
May	2025	-20,952	36,285	15,334
Jun	2025	-19,496	33,715	14,219
Jul	2025	-18,034	33,261	15,228
End Of Year 6 of Loan
Aug	2025	-16,565	32,808	16,243
Sep	2025	-15,091	32,355	17,264
Oct	2025	-13,610	31,901	18,291
Nov	2025	-12,123	31,448	19,325
Dec	2025	-10,629	30,995	20,365
Jan	2026	-9,130	30,541	21,411
Feb	2026	-7,624	30,088	22,464
Mar	2026	-6,112	29,634	23,523
Apr	2026	-4,593	29,181	24,588
May	2026	-3,068	28,728	25,659
Jun	2026	-1,537	26,157	24,620
Jul	2026	0	25,704	25,704
Aug	2026	0	25,250	25,250
Sep	2026	0	24,797	24,797
Oct	2026	0	24,344	24,344
Nov	2026	0	23,890	23,890
Dec	2026	0	23,437	23,437
Jan	2027	0	22,984	22,984
Feb	2027	0	22,530	22,530
Mar	2027	0	22,077	22,077
Apr	2027	0	21,623	21,623
May	2027	0	21,170	21,170

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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