$89,988


Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
22 Apr 2015 (5 years, 7 months remaining)
Months
(5 years, 7 months )
%

$35,392 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$76,612
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$89,988
Monthly Installment
$939.94 /month for 5 years, 7 months (67 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$26,996 (30% of Car Price)
1st Installment
$939.94
Total Upfront Payment
$27,961.34

Loan Details

Total Loan
$62,992 Information
Total Interest
$8,984 Information
Total Sum Paid
$71,975 at the end of 5 years, 7 months (67 months)

Other Car Financial Details

COE
$76,612 Information
ARF Paid
$41,549 Information
PARF Rebate
You get back $20,774 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$12,555 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Nov 2019 -53,317 68,681 15,364
Dec 2019 -52,637 68,042 15,405
Jan 2020 -51,954 67,404 15,450
Feb 2020 -51,266 66,765 15,499
Mar 2020 -50,575 66,127 15,552
Apr 2020 -49,879 65,488 15,609
May 2020 -49,180 64,850 15,670
Jun 2020 -48,477 62,442 13,965
Jul 2020 -47,769 61,804 14,034
Aug 2020 -47,058 61,165 14,107
Sep 2020 -46,343 60,527 14,184
Oct 2020 -45,624 59,888 14,264
End Of Year 1 of Loan
Nov 2020 -44,901 59,250 14,349
Dec 2020 -44,174 58,611 14,438
Jan 2021 -43,443 57,973 14,530
Feb 2021 -42,708 57,335 14,627
Mar 2021 -41,969 56,696 14,727
Apr 2021 -41,226 56,058 14,831
May 2021 -40,480 55,419 14,940
Jun 2021 -39,729 53,011 13,282
Jul 2021 -38,974 52,373 13,398
Aug 2021 -38,216 51,734 13,518
Sep 2021 -37,453 51,096 13,642
Oct 2021 -36,687 50,457 13,770
End Of Year 2 of Loan
Nov 2021 -35,917 49,819 13,902
Dec 2021 -35,142 49,181 14,038
Jan 2022 -34,364 48,542 14,178
Feb 2022 -33,582 47,904 14,322
Mar 2022 -32,796 47,265 14,470
Apr 2022 -32,006 46,627 14,621
May 2022 -31,212 45,988 14,777
Jun 2022 -30,414 43,580 13,167
Jul 2022 -29,612 42,942 13,330
Aug 2022 -28,806 42,304 13,498
Sep 2022 -27,996 41,665 13,669
Oct 2022 -27,182 41,027 13,844
End Of Year 3 of Loan
Nov 2022 -26,365 40,388 14,024
Dec 2022 -25,543 39,750 14,207
Jan 2023 -24,717 39,111 14,394
Feb 2023 -23,888 38,473 14,585
Mar 2023 -23,054 37,834 14,780
Apr 2023 -22,217 37,196 14,979
May 2023 -21,376 36,558 15,182
Jun 2023 -20,530 34,150 13,619
Jul 2023 -19,681 33,511 13,830
Aug 2023 -18,828 32,873 14,045
Sep 2023 -17,971 32,234 14,264
Oct 2023 -17,110 31,596 14,486
End Of Year 4 of Loan
Nov 2023 -16,245 30,957 14,713
Dec 2023 -15,376 30,319 14,943
Jan 2024 -14,503 29,681 15,178
Feb 2024 -13,626 29,042 15,416
Mar 2024 -12,745 28,404 15,659
Apr 2024 -11,860 27,765 15,905
May 2024 -10,972 27,127 16,155
Jun 2024 -10,079 24,719 14,640
Jul 2024 -9,183 24,080 14,898
Aug 2024 -8,282 23,442 15,160
Sep 2024 -7,378 22,803 15,426
Oct 2024 -6,469 22,165 15,696
End Of Year 5 of Loan
Nov 2024 -5,557 21,527 15,970
Dec 2024 -4,641 20,888 16,248
Jan 2025 -3,720 20,250 16,529
Feb 2025 -2,796 19,611 16,815
Mar 2025 -1,868 18,973 17,105
Apr 2025 -936 18,334 17,398
May 2025 0 17,696 17,696
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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