$89,988


Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
22 Apr 2015 (4 years, 10 months remaining)
Months
(4 years, 10 months )
%

$35,392 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$76,612
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$89,988
Monthly Installment
$1,064.99 /month for 4 years, 10 months (58 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$26,996 (30% of Car Price)
1st Installment
$1,064.99
Total Upfront Payment
$28,086.39

Loan Details

Total Loan
$62,992 Information
Total Interest
$7,777 Information
Total Sum Paid
$70,768 at the end of 4 years, 10 months (58 months)

Other Car Financial Details

COE
$76,612 Information
ARF Paid
$41,549 Information
PARF Rebate
You get back $20,774 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$14,167 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2020 -53,191 61,165 7,974
Aug 2020 -52,386 60,527 8,141
Sep 2020 -51,575 59,888 8,313
Oct 2020 -50,760 59,250 8,490
Nov 2020 -49,940 58,611 8,671
Dec 2020 -49,116 57,973 8,857
Jan 2021 -48,288 57,335 9,047
Feb 2021 -47,455 56,696 9,242
Mar 2021 -46,617 56,058 9,441
Apr 2021 -45,775 55,419 9,645
May 2021 -44,928 53,011 8,083
Jun 2021 -44,076 52,373 8,296
End Of Year 1 of Loan
Jul 2021 -43,220 51,734 8,514
Aug 2021 -42,360 51,096 8,736
Sep 2021 -41,495 50,457 8,962
Oct 2021 -40,625 49,819 9,194
Nov 2021 -39,751 49,181 9,429
Dec 2021 -38,873 48,542 9,669
Jan 2022 -37,989 47,904 9,914
Feb 2022 -37,102 47,265 10,164
Mar 2022 -36,209 46,627 10,417
Apr 2022 -35,313 45,988 10,676
May 2022 -34,411 43,580 9,169
Jun 2022 -33,505 42,942 9,437
End Of Year 2 of Loan
Jul 2022 -32,595 42,304 9,709
Aug 2022 -31,680 41,665 9,985
Sep 2022 -30,760 41,027 10,266
Oct 2022 -29,836 40,388 10,552
Nov 2022 -28,908 39,750 10,842
Dec 2022 -27,974 39,111 11,137
Jan 2023 -27,037 38,473 11,436
Feb 2023 -26,094 37,834 11,740
Mar 2023 -25,148 37,196 12,048
Apr 2023 -24,196 36,558 12,361
May 2023 -23,240 34,150 10,909
Jun 2023 -22,280 33,511 11,231
End Of Year 3 of Loan
Jul 2023 -21,315 32,873 11,558
Aug 2023 -20,345 32,234 11,889
Sep 2023 -19,371 31,596 12,225
Oct 2023 -18,393 30,957 12,565
Nov 2023 -17,409 30,319 12,910
Dec 2023 -16,422 29,681 13,259
Jan 2024 -15,429 29,042 13,613
Feb 2024 -14,433 28,404 13,971
Mar 2024 -13,431 27,765 14,334
Apr 2024 -12,425 27,127 14,701
May 2024 -11,415 24,719 13,304
Jun 2024 -10,400 24,080 13,680
End Of Year 4 of Loan
Jul 2024 -9,380 23,442 14,061
Aug 2024 -8,356 22,803 14,447
Sep 2024 -7,328 22,165 14,837
Oct 2024 -6,295 21,527 15,232
Nov 2024 -5,257 20,888 15,631
Dec 2024 -4,215 20,250 16,035
Jan 2025 -3,168 19,611 16,444
Feb 2025 -2,116 18,973 16,857
Mar 2025 -1,060 18,334 17,274
Apr 2025 0 17,696 17,696
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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