$75,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
29 Jan 2016 (5 years, 4 months remaining)
Months
(5 years, 4 months )
%

$17,547 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$57,501
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$75,888
Monthly Installment
$961.94 /month for 5 years, 4 months (64 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$22,766 (30% of Car Price)
1st Installment
$961.94
Total Upfront Payment
$23,753.34

Loan Details

Total Loan
$53,122 Information
Total Interest
$8,443 Information
Total Sum Paid
$61,564 at the end of 5 years, 4 months (64 months)

Other Car Financial Details

COE
$57,501 Information
ARF Paid
$17,547 Information
PARF Rebate
You get back $8,774 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$12,575 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct 2020 -52,419 43,348 -9,071
Nov 2020 -51,713 42,869 -8,844
Dec 2020 -51,003 42,390 -8,613
Jan 2021 -50,289 41,911 -8,378
Feb 2021 -49,570 40,554 -9,016
Mar 2021 -48,848 40,075 -8,773
Apr 2021 -48,121 39,596 -8,525
May 2021 -47,391 39,117 -8,274
Jun 2021 -46,656 38,638 -8,018
Jul 2021 -45,917 38,158 -7,759
Aug 2021 -45,175 37,679 -7,495
Sep 2021 -44,428 37,200 -7,228
End Of Year 1 of Loan
Oct 2021 -43,677 36,721 -6,956
Nov 2021 -42,922 36,242 -6,680
Dec 2021 -42,163 35,762 -6,400
Jan 2022 -41,400 35,283 -6,117
Feb 2022 -40,633 33,927 -6,706
Mar 2022 -39,862 33,448 -6,414
Apr 2022 -39,086 32,968 -6,118
May 2022 -38,307 32,489 -5,818
Jun 2022 -37,524 32,010 -5,514
Jul 2022 -36,736 31,531 -5,205
Aug 2022 -35,945 31,052 -4,893
Sep 2022 -35,149 30,573 -4,577
End Of Year 2 of Loan
Oct 2022 -34,350 30,093 -4,256
Nov 2022 -33,546 29,614 -3,932
Dec 2022 -32,738 29,135 -3,603
Jan 2023 -31,927 28,656 -3,271
Feb 2023 -31,111 27,299 -3,812
Mar 2023 -30,291 26,820 -3,471
Apr 2023 -29,467 26,341 -3,126
May 2023 -28,639 25,862 -2,777
Jun 2023 -27,807 25,383 -2,424
Jul 2023 -26,971 24,903 -2,067
Aug 2023 -26,131 24,424 -1,706
Sep 2023 -25,286 23,945 -1,341
End Of Year 3 of Loan
Oct 2023 -24,438 23,466 -972
Nov 2023 -23,586 22,987 -599
Dec 2023 -22,729 22,508 -222
Jan 2024 -21,869 22,028 159
Feb 2024 -21,004 20,672 -333
Mar 2024 -20,136 20,193 57
Apr 2024 -19,263 19,714 450
May 2024 -18,386 19,234 848
Jun 2024 -17,506 18,755 1,249
Jul 2024 -16,621 18,276 1,655
Aug 2024 -15,732 17,797 2,065
Sep 2024 -14,839 17,318 2,479
End Of Year 4 of Loan
Oct 2024 -13,942 16,838 2,896
Nov 2024 -13,041 16,359 3,318
Dec 2024 -12,136 15,880 3,744
Jan 2025 -11,227 15,401 4,174
Feb 2025 -10,313 14,044 3,731
Mar 2025 -9,396 13,565 4,169
Apr 2025 -8,475 13,086 4,611
May 2025 -7,549 12,607 5,057
Jun 2025 -6,620 12,128 5,508
Jul 2025 -5,686 11,649 5,962
Aug 2025 -4,749 11,169 6,421
Sep 2025 -3,807 10,690 6,883
End Of Year 5 of Loan
Oct 2025 -2,861 10,211 7,350
Nov 2025 -1,912 9,732 7,820
Dec 2025 -958 9,253 8,295
Jan 2026 0 8,774 8,774
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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