Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

 of Car Price
18 Sep 2009 (0 years, 3 months remaining)
(0 years, 3 months )

$30,849 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
PARF Car  (min PARF 50% of OMV)


Financial Commitment

Car Price
Monthly Installment
$3,989.50 /month for 0 years, 3 months (3 months) Information

Upfront Payment

Transfer Fee
Down Payment
$5,940 (30% of Car Price)
1st Installment
Total Upfront Payment

Loan Details

Total Loan
$13,860 Information
Total Interest
$89 Information
Total Sum Paid
$13,949 at the end of 0 years, 3 months (3 months)

Other Car Financial Details

$18,189 Information
ARF Paid
$30,849 Information
PARF Rebate
You get back $15,425 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2019 -7,935 15,728 7,793
Aug 2019 -3,975 15,576 11,601
Sep 2019 0 15,425 15,425
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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