$69,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
14 Mar 2018 (7 years, 2 months remaining)
Months
(7 years)
%

$10,087 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$36,890
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$69,800
Monthly Installment
$703.00 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$20,940 (30% of Car Price)
1st Installment
$703.00
Total Upfront Payment
$21,668.00

Loan Details

Total Loan
$48,860 Information
Total Interest
$10,192 Information
Total Sum Paid
$59,052 at the end of 7 years (84 months)

Other Car Financial Details

COE
$36,890 Information
ARF Paid
$10,087 Information
PARF Rebate
You get back $5,044 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$9,079 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -48,397 33,696 -14,701
Mar 2021 -47,931 33,388 -14,543
Apr 2021 -47,462 33,081 -14,381
May 2021 -46,990 32,773 -14,217
Jun 2021 -46,516 32,466 -14,050
Jul 2021 -46,038 32,159 -13,879
Aug 2021 -45,558 31,851 -13,707
Sep 2021 -45,075 31,544 -13,531
Oct 2021 -44,589 31,236 -13,352
Nov 2021 -44,100 30,929 -13,171
Dec 2021 -43,608 30,622 -12,986
Jan 2022 -43,113 30,314 -12,799
End Of Year 1 of Loan
Feb 2022 -42,616 30,007 -12,609
Mar 2022 -42,116 29,699 -12,416
Apr 2022 -41,612 29,392 -12,221
May 2022 -41,106 29,084 -12,022
Jun 2022 -40,598 28,777 -11,821
Jul 2022 -40,086 28,470 -11,616
Aug 2022 -39,571 28,162 -11,409
Sep 2022 -39,054 27,855 -11,199
Oct 2022 -38,534 27,547 -10,986
Nov 2022 -38,010 27,240 -10,770
Dec 2022 -37,484 26,933 -10,552
Jan 2023 -36,956 26,625 -10,330
End Of Year 2 of Loan
Feb 2023 -36,424 26,318 -10,106
Mar 2023 -35,889 26,010 -9,879
Apr 2023 -35,352 25,198 -10,153
May 2023 -34,812 24,891 -9,921
Jun 2023 -34,268 24,584 -9,685
Jul 2023 -33,723 24,276 -9,446
Aug 2023 -33,174 23,969 -9,205
Sep 2023 -32,622 23,661 -8,961
Oct 2023 -32,067 23,354 -8,713
Nov 2023 -31,510 23,047 -8,463
Dec 2023 -30,950 22,739 -8,211
Jan 2024 -30,387 22,432 -7,955
End Of Year 3 of Loan
Feb 2024 -29,821 22,124 -7,696
Mar 2024 -29,252 21,817 -7,435
Apr 2024 -28,680 21,005 -7,675
May 2024 -28,106 20,698 -7,408
Jun 2024 -27,528 20,390 -7,138
Jul 2024 -26,948 20,083 -6,865
Aug 2024 -26,365 19,775 -6,590
Sep 2024 -25,779 19,468 -6,311
Oct 2024 -25,190 19,161 -6,030
Nov 2024 -24,599 18,853 -5,745
Dec 2024 -24,004 18,546 -5,458
Jan 2025 -23,407 18,238 -5,168
End Of Year 4 of Loan
Feb 2025 -22,806 17,931 -4,875
Mar 2025 -22,203 17,624 -4,580
Apr 2025 -21,597 16,812 -4,786
May 2025 -20,989 16,504 -4,484
Jun 2025 -20,377 16,197 -4,180
Jul 2025 -19,763 15,890 -3,873
Aug 2025 -19,145 15,582 -3,563
Sep 2025 -18,525 15,275 -3,250
Oct 2025 -17,902 14,967 -2,935
Nov 2025 -17,276 14,660 -2,616
Dec 2025 -16,647 14,352 -2,295
Jan 2026 -16,016 14,045 -1,971
End Of Year 5 of Loan
Feb 2026 -15,381 13,738 -1,643
Mar 2026 -14,744 13,430 -1,314
Apr 2026 -14,104 12,618 -1,485
May 2026 -13,461 12,311 -1,149
Jun 2026 -12,815 12,004 -811
Jul 2026 -12,166 11,696 -470
Aug 2026 -11,514 11,389 -125
Sep 2026 -10,860 11,081 222
Oct 2026 -10,202 10,774 571
Nov 2026 -9,542 10,467 924
Dec 2026 -8,879 10,159 1,280
Jan 2027 -8,213 9,852 1,638
End Of Year 6 of Loan
Feb 2027 -7,545 9,544 2,000
Mar 2027 -6,873 9,237 2,364
Apr 2027 -6,199 8,425 2,227
May 2027 -5,521 8,118 2,596
Jun 2027 -4,841 7,810 2,969
Jul 2027 -4,158 7,503 3,345
Aug 2027 -3,472 7,195 3,723
Sep 2027 -2,783 6,888 4,105
Oct 2027 -2,092 6,581 4,489
Nov 2027 -1,397 6,273 4,876
Dec 2027 -700 5,966 5,266
Jan 2028 0 5,658 5,658
Feb 2028 0 5,351 5,351
Mar 2028 0 5,044 5,044
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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