$77,000

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
18 Dec 2017 (7 years, 10 months remaining)
Months
(7 years)
%

$21,547 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$46,791
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$77,000
Monthly Installment
$664.73 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$23,100 (30% of Car Price)
1st Installment
$664.73
Total Upfront Payment
$23,789.73

Loan Details

Total Loan
$53,900 Information
Total Interest
$9,637 Information
Total Sum Paid
$63,537 at the end of 7 years (84 months)

Other Car Financial Details

COE
$46,791 Information
ARF Paid
$22,166 Information
PARF Rebate
You get back $11,083 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,442 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar 2020 -45,762 52,423 6,661
Apr 2020 -45,321 52,033 6,712
May 2020 -44,878 51,643 6,765
Jun 2020 -44,432 51,254 6,822
Jul 2020 -43,983 50,864 6,880
Aug 2020 -43,532 50,474 6,942
Sep 2020 -43,078 50,084 7,006
Oct 2020 -42,621 49,694 7,073
Nov 2020 -42,161 49,304 7,143
Dec 2020 -41,699 48,914 7,215
Jan 2021 -41,234 48,524 7,290
Feb 2021 -40,766 48,134 7,368
End Of Year 1 of Loan
Mar 2021 -40,296 47,744 7,448
Apr 2021 -39,823 47,354 7,531
May 2021 -39,347 46,964 7,617
Jun 2021 -38,869 46,574 7,706
Jul 2021 -38,387 46,184 7,797
Aug 2021 -37,904 45,795 7,891
Sep 2021 -37,417 45,405 7,988
Oct 2021 -36,928 45,015 8,087
Nov 2021 -36,436 44,625 8,189
Dec 2021 -35,941 44,235 8,294
Jan 2022 -35,444 43,845 8,401
Feb 2022 -34,944 43,455 8,511
End Of Year 2 of Loan
Mar 2022 -34,441 43,065 8,624
Apr 2022 -33,935 42,675 8,740
May 2022 -33,427 42,285 8,858
Jun 2022 -32,916 41,895 8,979
Jul 2022 -32,403 41,505 9,103
Aug 2022 -31,887 41,115 9,229
Sep 2022 -31,368 40,726 9,358
Oct 2022 -30,846 40,336 9,490
Nov 2022 -30,322 39,946 9,624
Dec 2022 -29,795 39,556 9,761
Jan 2023 -29,265 38,088 8,824
Feb 2023 -28,732 37,699 8,966
End Of Year 3 of Loan
Mar 2023 -28,197 37,309 9,111
Apr 2023 -27,659 36,919 9,259
May 2023 -27,119 36,529 9,410
Jun 2023 -26,576 36,139 9,563
Jul 2023 -26,030 35,749 9,719
Aug 2023 -25,481 35,359 9,878
Sep 2023 -24,930 34,969 10,039
Oct 2023 -24,376 34,579 10,204
Nov 2023 -23,819 34,189 10,370
Dec 2023 -23,259 33,799 10,540
Jan 2024 -22,697 32,332 9,635
Feb 2024 -22,132 31,942 9,810
End Of Year 4 of Loan
Mar 2024 -21,565 31,552 9,987
Apr 2024 -20,995 31,162 10,168
May 2024 -20,422 30,772 10,351
Jun 2024 -19,846 30,382 10,536
Jul 2024 -19,268 29,992 10,725
Aug 2024 -18,687 29,603 10,916
Sep 2024 -18,103 29,213 11,110
Oct 2024 -17,516 28,823 11,306
Nov 2024 -16,927 28,433 11,505
Dec 2024 -16,335 28,043 11,707
Jan 2025 -15,741 26,576 10,835
Feb 2025 -15,144 26,186 11,042
End Of Year 5 of Loan
Mar 2025 -14,544 25,796 11,252
Apr 2025 -13,941 25,406 11,465
May 2025 -13,336 25,016 11,680
Jun 2025 -12,728 24,626 11,898
Jul 2025 -12,117 24,236 12,119
Aug 2025 -11,504 23,846 12,343
Sep 2025 -10,887 23,456 12,569
Oct 2025 -10,269 23,066 12,798
Nov 2025 -9,647 22,676 13,029
Dec 2025 -9,023 22,286 13,264
Jan 2026 -8,396 20,819 12,423
Feb 2026 -7,766 20,429 12,663
End Of Year 6 of Loan
Mar 2026 -7,134 20,039 12,905
Apr 2026 -6,499 19,649 13,151
May 2026 -5,861 19,259 13,398
Jun 2026 -5,221 18,870 13,649
Jul 2026 -4,578 18,480 13,902
Aug 2026 -3,932 18,090 14,158
Sep 2026 -3,283 17,700 14,417
Oct 2026 -2,632 17,310 14,678
Nov 2026 -1,978 16,920 14,942
Dec 2026 -1,321 16,530 15,209
Jan 2027 -662 15,063 14,401
Feb 2027 0 14,673 14,673
Mar 2027 0 14,283 14,283
Apr 2027 0 13,893 13,893
May 2027 0 13,503 13,503
Jun 2027 0 13,113 13,113
Jul 2027 0 12,723 12,723
Aug 2027 0 12,333 12,333
Sep 2027 0 11,943 11,943
Oct 2027 0 11,553 11,553
Nov 2027 0 11,163 11,163
Dec 2027 0 10,774 10,774
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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