$121,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
15 Mar 2017 (6 years, 2 months remaining)
Months
(6 years, 2 months )
%

$31,756 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$48,401
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$121,888
Monthly Installment
$1,169.89 /month for 6 years, 2 months (74 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$36,566 (30% of Car Price)
1st Installment
$1,169.89
Total Upfront Payment
$37,761.29

Loan Details

Total Loan
$85,322 Information
Total Interest
$13,439 Information
Total Sum Paid
$98,761 at the end of 6 years, 2 months (74 months)

Other Car Financial Details

COE
$48,401 Information
ARF Paid
$36,458 Information
PARF Rebate
You get back $18,229 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$16,891 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -72,321 53,261 -19,060
Mar 2021 -71,505 52,858 -18,647
Apr 2021 -70,684 52,454 -18,229
May 2021 -69,858 52,051 -17,807
Jun 2021 -69,027 51,648 -17,379
Jul 2021 -68,191 51,244 -16,947
Aug 2021 -67,351 50,841 -16,510
Sep 2021 -66,505 50,438 -16,068
Oct 2021 -65,655 50,034 -15,621
Nov 2021 -64,800 49,631 -15,169
Dec 2021 -63,940 49,228 -14,712
Jan 2022 -63,075 48,824 -14,251
End Of Year 1 of Loan
Feb 2022 -62,205 48,421 -13,785
Mar 2022 -61,331 48,018 -13,313
Apr 2022 -60,452 46,026 -14,425
May 2022 -59,567 45,623 -13,944
Jun 2022 -58,678 45,220 -13,459
Jul 2022 -57,785 44,816 -12,968
Aug 2022 -56,886 44,413 -12,473
Sep 2022 -55,982 44,010 -11,973
Oct 2022 -55,074 43,606 -11,468
Nov 2022 -54,161 43,203 -10,958
Dec 2022 -53,243 42,800 -10,443
Jan 2023 -52,320 42,396 -9,924
End Of Year 2 of Loan
Feb 2023 -51,392 41,993 -9,399
Mar 2023 -50,460 41,590 -8,870
Apr 2023 -49,522 39,598 -9,924
May 2023 -48,580 39,195 -9,385
Jun 2023 -47,633 38,792 -8,841
Jul 2023 -46,681 38,388 -8,292
Aug 2023 -45,724 37,985 -7,739
Sep 2023 -44,762 37,582 -7,181
Oct 2023 -43,796 37,178 -6,617
Nov 2023 -42,824 36,775 -6,049
Dec 2023 -41,848 36,372 -5,477
Jan 2024 -40,867 35,968 -4,899
End Of Year 3 of Loan
Feb 2024 -39,881 35,565 -4,316
Mar 2024 -38,891 35,162 -3,729
Apr 2024 -37,895 33,171 -4,725
May 2024 -36,895 32,767 -4,128
Jun 2024 -35,890 32,364 -3,526
Jul 2024 -34,880 31,961 -2,919
Aug 2024 -33,865 31,557 -2,307
Sep 2024 -32,845 31,154 -1,691
Oct 2024 -31,820 30,751 -1,070
Nov 2024 -30,791 30,347 -444
Dec 2024 -29,756 29,944 187
Jan 2025 -28,717 29,540 823
End Of Year 4 of Loan
Feb 2025 -27,673 29,137 1,464
Mar 2025 -26,625 28,734 2,109
Apr 2025 -25,571 26,743 1,172
May 2025 -24,512 26,339 1,827
Jun 2025 -23,449 25,936 2,487
Jul 2025 -22,381 25,533 3,152
Aug 2025 -21,308 25,129 3,821
Sep 2025 -20,230 24,726 4,496
Oct 2025 -19,147 24,323 5,175
Nov 2025 -18,060 23,919 5,860
Dec 2025 -16,967 23,516 6,549
Jan 2026 -15,870 23,113 7,243
End Of Year 5 of Loan
Feb 2026 -14,768 22,709 7,941
Mar 2026 -13,661 22,306 8,645
Apr 2026 -12,549 20,315 7,766
May 2026 -11,433 19,911 8,479
Jun 2026 -10,311 19,508 9,197
Jul 2026 -9,185 19,105 9,920
Aug 2026 -8,054 18,701 10,648
Sep 2026 -6,918 18,298 11,380
Oct 2026 -5,777 17,895 12,118
Nov 2026 -4,631 17,491 12,860
Dec 2026 -3,481 17,088 13,607
Jan 2027 -2,325 16,685 14,359
End Of Year 6 of Loan
Feb 2027 -1,165 16,281 15,116
Mar 2027 0 15,878 15,878
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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