$65,500

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
27 Apr 2017 (7 years, 7 months remaining)
Months
(7 years)
%

$17,647 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$52,000
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$65,500
Monthly Installment
$659.69 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$19,650 (30% of Car Price)
1st Installment
$659.69
Total Upfront Payment
$20,334.69

Loan Details

Total Loan
$45,850 Information
Total Interest
$9,564 Information
Total Sum Paid
$55,414 at the end of 7 years (84 months)

Other Car Financial Details

COE
$52,000 Information
ARF Paid
$17,647 Information
PARF Rebate
You get back $8,824 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$7,540 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Nov 2019 -45,415 52,235 6,820
Dec 2019 -44,978 51,802 6,824
Jan 2020 -44,538 51,369 6,831
Feb 2020 -44,095 50,935 6,840
Mar 2020 -43,650 50,502 6,852
Apr 2020 -43,202 50,069 6,867
May 2020 -42,751 49,635 6,884
Jun 2020 -42,298 49,202 6,904
Jul 2020 -41,842 48,769 6,927
Aug 2020 -41,383 48,335 6,952
Sep 2020 -40,921 47,902 6,980
Oct 2020 -40,457 47,469 7,011
End Of Year 1 of Loan
Nov 2020 -39,991 47,035 7,045
Dec 2020 -39,521 46,602 7,081
Jan 2021 -39,049 46,169 7,120
Feb 2021 -38,574 45,735 7,161
Mar 2021 -38,097 45,302 7,205
Apr 2021 -37,616 44,869 7,252
May 2021 -37,133 44,435 7,302
Jun 2021 -36,648 44,002 7,354
Jul 2021 -36,160 43,569 7,409
Aug 2021 -35,669 43,135 7,466
Sep 2021 -35,175 42,702 7,527
Oct 2021 -34,679 42,269 7,590
End Of Year 2 of Loan
Nov 2021 -34,180 41,835 7,655
Dec 2021 -33,678 41,402 7,724
Jan 2022 -33,174 40,969 7,795
Feb 2022 -32,667 40,535 7,868
Mar 2022 -32,157 40,102 7,945
Apr 2022 -31,645 39,669 8,024
May 2022 -31,130 39,235 8,105
Jun 2022 -30,612 37,920 7,307
Jul 2022 -30,092 37,486 7,394
Aug 2022 -29,569 37,053 7,484
Sep 2022 -29,043 36,620 7,576
Oct 2022 -28,515 36,186 7,672
End Of Year 3 of Loan
Nov 2022 -27,984 35,753 7,769
Dec 2022 -27,450 35,320 7,870
Jan 2023 -26,913 34,886 7,973
Feb 2023 -26,374 34,453 8,079
Mar 2023 -25,832 34,020 8,187
Apr 2023 -25,288 33,586 8,298
May 2023 -24,741 33,153 8,412
Jun 2023 -24,191 31,837 7,646
Jul 2023 -23,638 31,404 7,765
Aug 2023 -23,083 30,971 7,887
Sep 2023 -22,525 30,537 8,012
Oct 2023 -21,965 30,104 8,139
End Of Year 4 of Loan
Nov 2023 -21,401 29,671 8,269
Dec 2023 -20,836 29,237 8,402
Jan 2024 -20,267 28,804 8,537
Feb 2024 -19,696 28,371 8,675
Mar 2024 -19,122 27,937 8,816
Apr 2024 -18,545 27,504 8,959
May 2024 -17,966 27,071 9,105
Jun 2024 -17,384 25,755 8,371
Jul 2024 -16,799 25,322 8,522
Aug 2024 -16,212 24,888 8,677
Sep 2024 -15,622 24,455 8,833
Oct 2024 -15,029 24,022 8,993
End Of Year 5 of Loan
Nov 2024 -14,434 23,588 9,155
Dec 2024 -13,835 23,155 9,319
Jan 2025 -13,235 22,722 9,487
Feb 2025 -12,631 22,288 9,657
Mar 2025 -12,025 21,855 9,830
Apr 2025 -11,416 21,422 10,005
May 2025 -10,805 20,988 10,183
Jun 2025 -10,191 19,673 9,482
Jul 2025 -9,574 19,239 9,665
Aug 2025 -8,954 18,806 9,851
Sep 2025 -8,332 18,373 10,040
Oct 2025 -7,707 17,939 10,232
End Of Year 6 of Loan
Nov 2025 -7,080 17,506 10,426
Dec 2025 -6,450 17,073 10,623
Jan 2026 -5,817 16,639 10,822
Feb 2026 -5,181 16,206 11,025
Mar 2026 -4,543 15,773 11,230
Apr 2026 -3,902 15,339 11,437
May 2026 -3,258 14,906 11,648
Jun 2026 -2,612 13,590 10,978
Jul 2026 -1,963 13,157 11,194
Aug 2026 -1,311 12,724 11,412
Sep 2026 -657 12,290 11,633
Oct 2026 0 11,857 11,857
Nov 2026 0 11,424 11,424
Dec 2026 0 10,990 10,990
Jan 2027 0 10,557 10,557
Feb 2027 0 10,124 10,124
Mar 2027 0 9,690 9,690
Apr 2027 0 9,257 9,257
May 2027 0 8,824 8,824
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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