$66,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
28 Aug 2017 (6 years, 4 months remaining)
Months
(6 years, 4 months )
%

$0 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
-
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$66,800
Monthly Installment
$731.38 /month for 6 years, 4 months (76 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$20,040 (30% of Car Price)
1st Installment
$731.38
Total Upfront Payment
$20,796.38

Loan Details

Total Loan
$46,760 Information
Total Interest
$8,825 Information
Total Sum Paid
$55,585 at the end of 6 years, 4 months (76 months)

Other Car Financial Details

COE
$0 Information
Annual Depreciation
- Information
* The loan breakdown may not be accurate when there are no OMV specfied.
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun 2021 -46,258 0 -46,258
Jul 2021 -45,753 0 -45,753
Aug 2021 -45,244 0 -45,244
Sep 2021 -44,733 0 -44,733
Oct 2021 -44,219 0 -44,219
Nov 2021 -43,702 0 -43,702
Dec 2021 -43,182 0 -43,182
Jan 2022 -42,658 0 -42,658
Feb 2022 -42,132 0 -42,132
Mar 2022 -41,603 0 -41,603
Apr 2022 -41,070 0 -41,070
May 2022 -40,535 0 -40,535
End Of Year 1 of Loan
Jun 2022 -39,997 0 -39,997
Jul 2022 -39,455 0 -39,455
Aug 2022 -38,911 0 -38,911
Sep 2022 -38,364 0 -38,364
Oct 2022 -37,813 0 -37,813
Nov 2022 -37,260 0 -37,260
Dec 2022 -36,703 0 -36,703
Jan 2023 -36,144 0 -36,144
Feb 2023 -35,581 0 -35,581
Mar 2023 -35,016 0 -35,016
Apr 2023 -34,447 0 -34,447
May 2023 -33,876 0 -33,876
End Of Year 2 of Loan
Jun 2023 -33,301 0 -33,301
Jul 2023 -32,724 0 -32,724
Aug 2023 -32,143 0 -32,143
Sep 2023 -31,559 0 -31,559
Oct 2023 -30,973 0 -30,973
Nov 2023 -30,383 0 -30,383
Dec 2023 -29,791 0 -29,791
Jan 2024 -29,195 0 -29,195
Feb 2024 -28,596 0 -28,596
Mar 2024 -27,995 0 -27,995
Apr 2024 -27,390 0 -27,390
May 2024 -26,782 0 -26,782
End Of Year 3 of Loan
Jun 2024 -26,171 0 -26,171
Jul 2024 -25,558 0 -25,558
Aug 2024 -24,941 0 -24,941
Sep 2024 -24,321 0 -24,321
Oct 2024 -23,698 0 -23,698
Nov 2024 -23,072 0 -23,072
Dec 2024 -22,444 0 -22,444
Jan 2025 -21,812 0 -21,812
Feb 2025 -21,177 0 -21,177
Mar 2025 -20,539 0 -20,539
Apr 2025 -19,898 0 -19,898
May 2025 -19,254 0 -19,254
End Of Year 4 of Loan
Jun 2025 -18,607 0 -18,607
Jul 2025 -17,957 0 -17,957
Aug 2025 -17,304 0 -17,304
Sep 2025 -16,648 0 -16,648
Oct 2025 -15,989 0 -15,989
Nov 2025 -15,327 0 -15,327
Dec 2025 -14,662 0 -14,662
Jan 2026 -13,994 0 -13,994
Feb 2026 -13,323 0 -13,323
Mar 2026 -12,649 0 -12,649
Apr 2026 -11,972 0 -11,972
May 2026 -11,292 0 -11,292
End Of Year 5 of Loan
Jun 2026 -10,609 0 -10,609
Jul 2026 -9,923 0 -9,923
Aug 2026 -9,234 0 -9,234
Sep 2026 -8,541 0 -8,541
Oct 2026 -7,846 0 -7,846
Nov 2026 -7,148 0 -7,148
Dec 2026 -6,447 0 -6,447
Jan 2027 -5,742 0 -5,742
Feb 2027 -5,035 0 -5,035
Mar 2027 -4,325 0 -4,325
Apr 2027 -3,612 0 -3,612
May 2027 -2,895 0 -2,895
End Of Year 6 of Loan
Jun 2027 -2,176 0 -2,176
Jul 2027 -1,454 0 -1,454
Aug 2027 -728 0 -728
Sep 2027 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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