$43,700

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
27 Feb 2013 (3 years, 5 months remaining)
Months
(3 years, 5 months )
%

$21,902 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$78,301
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$43,700
Monthly Installment
$704.63 /month for 3 years, 5 months (41 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$13,110 (30% of Car Price)
1st Installment
$704.63
Total Upfront Payment
$13,839.63

Loan Details

Total Loan
$30,590 Information
Total Interest
$2,670 Information
Total Sum Paid
$33,260 at the end of 3 years, 5 months (41 months)

Other Car Financial Details

COE
$78,301 Information
ARF Paid
$21,902 Information
PARF Rebate
You get back $10,951 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$9,492 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct 2019 -25,643 40,337 14,694
Nov 2019 -25,062 39,684 14,622
Dec 2019 -24,478 39,032 14,553
Jan 2020 -23,891 38,379 14,488
Feb 2020 -23,301 37,727 14,425
Mar 2020 -22,708 35,979 13,270
Apr 2020 -22,112 35,326 13,214
May 2020 -21,513 34,674 13,161
Jun 2020 -20,911 34,021 13,111
Jul 2020 -20,305 33,369 13,063
Aug 2020 -19,697 32,716 13,019
Sep 2020 -19,085 32,064 12,979
End Of Year 1 of Loan
Oct 2020 -18,471 31,411 12,941
Nov 2020 -17,853 30,759 12,906
Dec 2020 -17,232 30,106 12,874
Jan 2021 -16,608 29,454 12,846
Feb 2021 -15,981 28,801 12,821
Mar 2021 -15,351 27,054 11,703
Apr 2021 -14,717 26,401 11,684
May 2021 -14,081 25,749 11,668
Jun 2021 -13,441 25,096 11,655
Jul 2021 -12,799 24,444 11,645
Aug 2021 -12,153 23,791 11,638
Sep 2021 -11,504 23,139 11,635
End Of Year 2 of Loan
Oct 2021 -10,852 22,486 11,634
Nov 2021 -10,197 21,834 11,636
Dec 2021 -9,539 21,181 11,642
Jan 2022 -8,878 20,529 11,651
Feb 2022 -8,214 19,876 11,663
Mar 2022 -7,546 18,129 10,582
Apr 2022 -6,876 17,476 10,600
May 2022 -6,202 16,824 10,621
Jun 2022 -5,525 16,171 10,646
Jul 2022 -4,846 15,519 10,673
Aug 2022 -4,163 14,866 10,703
Sep 2022 -3,477 14,214 10,737
End Of Year 3 of Loan
Oct 2022 -2,787 13,561 10,774
Nov 2022 -2,095 12,909 10,813
Dec 2022 -1,400 12,256 10,856
Jan 2023 -702 11,604 10,902
Feb 2023 0 10,951 10,951
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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