$19,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
19 Jan 2010 (1 years, 6 months remaining)
Months
(1 years, 6 months )
%

$21,622 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$19,190
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$19,800
Monthly Installment
$689.50 /month for 1 years, 6 months (18 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$5,940 (30% of Car Price)
1st Installment
$689.50
Total Upfront Payment
$6,654.50

Loan Details

Total Loan
$13,860 Information
Total Interest
$531 Information
Total Sum Paid
$14,391 at the end of 1 years, 6 months (18 months)

Other Car Financial Details

COE
$19,190 Information
ARF Paid
$21,622 Information
PARF Rebate
You get back $10,811 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Aug 2021 -11,246 14,611 3,364
Sep 2021 -10,610 14,451 3,841
Oct 2021 -9,970 14,291 4,321
Nov 2021 -9,327 14,131 4,804
Dec 2021 -8,681 13,971 5,290
Jan 2022 -8,032 13,811 5,779
Feb 2022 -7,380 12,570 5,191
Mar 2022 -6,724 12,410 5,686
Apr 2022 -6,066 12,250 6,184
May 2022 -5,404 12,090 6,686
Jun 2022 -4,740 11,930 7,191
Jul 2022 -4,072 11,771 7,699
End Of Year 1 of Loan
Aug 2022 -3,401 11,611 8,210
Sep 2022 -2,727 11,451 8,724
Oct 2022 -2,050 11,291 9,241
Nov 2022 -1,370 11,131 9,761
Dec 2022 -686 10,971 10,285
Jan 2023 0 10,811 10,811
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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