$19,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
19 Jan 2010 (1 years, 4 months remaining)
Months
(1 years, 4 months )
%

$21,622 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$19,190
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$19,800
Monthly Installment
$772.00 /month for 1 years, 4 months (16 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$5,940 (30% of Car Price)
1st Installment
$772.00
Total Upfront Payment
$6,737.00

Loan Details

Total Loan
$13,860 Information
Total Interest
$472 Information
Total Sum Paid
$14,332 at the end of 1 years, 4 months (16 months)

Other Car Financial Details

COE
$19,190 Information
ARF Paid
$21,622 Information
PARF Rebate
You get back $10,811 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun 2021 -11,164 14,291 3,127
Jul 2021 -10,444 14,131 3,687
Aug 2021 -9,720 13,971 4,251
Sep 2021 -8,993 13,811 4,818
Oct 2021 -8,263 12,570 4,307
Nov 2021 -7,529 12,410 4,881
Dec 2021 -6,792 12,250 5,458
Jan 2022 -6,051 12,090 6,039
Feb 2022 -5,307 11,930 6,624
Mar 2022 -4,559 11,771 7,211
Apr 2022 -3,808 11,611 7,803
May 2022 -3,053 11,451 8,397
End Of Year 1 of Loan
Jun 2022 -2,295 11,291 8,996
Jul 2022 -1,534 11,131 9,597
Aug 2022 -769 10,971 10,202
Sep 2022 0 10,811 10,811
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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