$112,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
20 Nov 2017 (6 years, 10 months remaining)
Months
(6 years, 10 months )
%

$28,004 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$36,001
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$112,800
Monthly Installment
$993.44 /month for 6 years, 10 months (82 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$33,840 (30% of Car Price)
1st Installment
$993.44
Total Upfront Payment
$34,858.44

Loan Details

Total Loan
$78,960 Information
Total Interest
$13,782 Information
Total Sum Paid
$92,742 at the end of 6 years, 10 months (82 months)

Other Car Financial Details

COE
$36,001 Information
ARF Paid
$31,206 Information
PARF Rebate
You get back $15,603 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -67,019 45,304 -21,715
Mar 2021 -66,353 45,004 -21,350
Apr 2021 -65,684 44,704 -20,980
May 2021 -65,010 44,404 -20,607
Jun 2021 -64,333 44,104 -20,229
Jul 2021 -63,651 43,804 -19,848
Aug 2021 -62,966 43,504 -19,462
Sep 2021 -62,276 43,204 -19,072
Oct 2021 -61,582 42,904 -18,679
Nov 2021 -60,884 42,604 -18,281
Dec 2021 -60,182 42,304 -17,879
Jan 2022 -59,477 42,004 -17,473
End Of Year 1 of Loan
Feb 2022 -58,767 41,704 -17,063
Mar 2022 -58,053 41,404 -16,649
Apr 2022 -57,335 41,104 -16,231
May 2022 -56,613 40,804 -15,809
Jun 2022 -55,886 40,504 -15,383
Jul 2022 -55,156 40,204 -14,953
Aug 2022 -54,422 39,904 -14,518
Sep 2022 -53,684 39,604 -14,080
Oct 2022 -52,941 39,304 -13,638
Nov 2022 -52,195 39,004 -13,191
Dec 2022 -51,444 37,303 -14,141
Jan 2023 -50,690 37,003 -13,687
End Of Year 2 of Loan
Feb 2023 -49,931 36,703 -13,228
Mar 2023 -49,169 36,403 -12,766
Apr 2023 -48,402 36,103 -12,299
May 2023 -47,632 35,803 -11,828
Jun 2023 -46,857 35,503 -11,354
Jul 2023 -46,078 35,203 -10,875
Aug 2023 -45,295 34,903 -10,392
Sep 2023 -44,508 34,603 -9,905
Oct 2023 -43,717 34,303 -9,414
Nov 2023 -42,922 34,003 -8,919
Dec 2023 -42,123 32,303 -9,820
Jan 2024 -41,320 32,003 -9,317
End Of Year 3 of Loan
Feb 2024 -40,513 31,703 -8,810
Mar 2024 -39,702 31,403 -8,299
Apr 2024 -38,887 31,103 -7,784
May 2024 -38,067 30,803 -7,264
Jun 2024 -37,244 30,503 -6,741
Jul 2024 -36,417 30,203 -6,214
Aug 2024 -35,585 29,903 -5,682
Sep 2024 -34,750 29,603 -5,147
Oct 2024 -33,910 29,303 -4,607
Nov 2024 -33,067 29,003 -4,064
Dec 2024 -32,219 27,303 -4,916
Jan 2025 -31,367 27,003 -4,364
End Of Year 4 of Loan
Feb 2025 -30,511 26,703 -3,809
Mar 2025 -29,652 26,403 -3,249
Apr 2025 -28,788 26,103 -2,685
May 2025 -27,920 25,803 -2,117
Jun 2025 -27,048 25,503 -1,545
Jul 2025 -26,172 25,203 -969
Aug 2025 -25,292 24,903 -389
Sep 2025 -24,408 24,603 195
Oct 2025 -23,520 24,303 783
Nov 2025 -22,628 24,003 1,375
Dec 2025 -21,731 22,302 571
Jan 2026 -20,831 22,002 1,171
End Of Year 5 of Loan
Feb 2026 -19,927 21,702 1,776
Mar 2026 -19,018 21,402 2,384
Apr 2026 -18,106 21,102 2,997
May 2026 -17,189 20,802 3,613
Jun 2026 -16,269 20,502 4,234
Jul 2026 -15,344 20,202 4,858
Aug 2026 -14,416 19,902 5,487
Sep 2026 -13,483 19,602 6,119
Oct 2026 -12,546 19,302 6,756
Nov 2026 -11,605 19,002 7,397
Dec 2026 -10,661 17,302 6,642
Jan 2027 -9,712 17,002 7,290
End Of Year 6 of Loan
Feb 2027 -8,759 16,702 7,943
Mar 2027 -7,802 16,402 8,600
Apr 2027 -6,841 16,102 9,261
May 2027 -5,876 15,802 9,926
Jun 2027 -4,906 15,502 10,596
Jul 2027 -3,933 15,202 11,269
Aug 2027 -2,956 14,902 11,946
Sep 2027 -1,975 14,602 12,627
Oct 2027 -989 14,302 13,313
Nov 2027 0 14,002 14,002
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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