GO BACK

ADVANCED SEARCH

SHOW FILTER

Make
- All Makes
- Alfa Romeo
- Aston Martin
- Audi
- Austin
- Bentley
- BMW
- Catherham
- Chana
- Chery
- Chevrolet
- Chrysler
- Citroën
- Daihatsu
- Dodge
- Fiat
- Ford
- Geely
- Hafei
- Honda
- Hummer
- Hyundai
- Infiniti
- Jaguar
- Jeep
- Kia
- Lamborghini
- Land Rover
- Lexus
- Lotus
- Maserati
- Mazda
- McLaren
- Mercedes-Benz
- Mini
- Mitsubishi
- Naza
- Nissan
- Opel
- Perodua
- Peugeot
- Porsche
- Proton
- Renault
- Riley
- Rolls-Royce
- RUF
- Saab
- Skoda
- Ssangyong
- Subaru
- Suzuki
- Toyota
- Triumph
- Volkswagen
- Volvo

All

Model

Colour
- All Colours
- Beige
- Black
- Blue
- Brown
- Gold
- Green
- Grey
- Orange
- Pink
- Purple
- Red
- Silver
- White
- Yellow
- Multi Colour

All

Reg year
- All yrs
- 2021
- 2020
- 2019
- 2018
- 2017
- 2016
- 2015
- <= 2014
- Up to 1 yrs old
- Up to 2 yrs old
- Up to 3 yrs old
- Up to 4 yrs old
- Up to 5 yrs old
- Up to 6 yrs old
- Up to 7 yrs old
- 10 yrs plus

All

Trans
- All
- Auto
- Manual

All

Eng cap

All

Avail
- All
- Available
- Sold

All

Type
- All Types
- Dealer
- Direct Seller
- All Passenger Cars
- All Commercial Cars
- Sedan
- Hatch
- MPV
- SUV
- Coupe
- Cabriolet
- Wagon
- Super Car
- Van
- Lorry
- Bus
- Others

All

Loan Calculator

Mercedes-Benz CLA-Class CLA180 Urban

$112,800

Premium Ad

Print Ad

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

20 Nov 2017 (6 years, 10 months remaining)

Loan Term

Months

(6 years, 10 months )

Interest Rate

OMV:

$28,004 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

$36,001

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $112,800
Monthly Installment: $993.44 /month for 6 years, 10 months (82 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $33,840 (30% of Car Price)
1st Installment: $993.44
Total Upfront Payment: $34,858.44

Loan Details

Total Loan: $78,960
Total Interest: $13,782
Total Sum Paid: $92,742 at the end of 6 years, 10 months (82 months)

Other Car Financial Details

COE: $36,001
ARF Paid: $31,206
PARF Rebate: You get back $15,603 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Feb	2021	34,833	80,468	13,450	-67,019	21,003	24,301	45,304	-21,715
2.	Mar	2021	35,827	79,475	13,122	-66,353	21,003	24,001	45,004	-21,350
3.	Apr	2021	36,820	78,482	12,798	-65,684	21,003	23,701	44,704	-20,980
4.	May	2021	37,814	77,488	12,478	-65,010	21,003	23,401	44,404	-20,607
5.	Jun	2021	38,807	76,495	12,162	-64,333	21,003	23,101	44,104	-20,229
6.	Jul	2021	39,801	75,501	11,850	-63,651	21,003	22,801	43,804	-19,848
7.	Aug	2021	40,794	74,508	11,542	-62,966	21,003	22,501	43,504	-19,462
8.	Sep	2021	41,788	73,514	11,239	-62,276	21,003	22,201	43,204	-19,072
9.	Oct	2021	42,781	72,521	10,939	-61,582	21,003	21,901	42,904	-18,679
10.	Nov	2021	43,774	71,528	10,643	-60,884	21,003	21,601	42,604	-18,281
11.	Dec	2021	44,768	70,534	10,352	-60,182	21,003	21,301	42,304	-17,879
12.	Jan	2022	45,761	69,541	10,064	-59,477	21,003	21,001	42,004	-17,473
End Of Year 1 of Loan
13.	Feb	2022	46,755	68,547	9,781	-58,767	21,003	20,701	41,704	-17,063
14.	Mar	2022	47,748	67,554	9,501	-58,053	21,003	20,401	41,404	-16,649
15.	Apr	2022	48,742	66,560	9,226	-57,335	21,003	20,101	41,104	-16,231
16.	May	2022	49,735	65,567	8,954	-56,613	21,003	19,801	40,804	-15,809
17.	Jun	2022	50,728	64,573	8,687	-55,886	21,003	19,501	40,504	-15,383
18.	Jul	2022	51,722	63,580	8,424	-55,156	21,003	19,201	40,204	-14,953
19.	Aug	2022	52,715	62,587	8,165	-54,422	21,003	18,901	39,904	-14,518
20.	Sep	2022	53,709	61,593	7,910	-53,684	21,003	18,601	39,604	-14,080
21.	Oct	2022	54,702	60,600	7,658	-52,941	21,003	18,301	39,304	-13,638
22.	Nov	2022	55,696	59,606	7,411	-52,195	21,003	18,001	39,004	-13,191
23.	Dec	2022	56,689	58,613	7,168	-51,444	19,603	17,700	37,303	-14,141
24.	Jan	2023	57,683	57,619	6,929	-50,690	19,603	17,400	37,003	-13,687
End Of Year 2 of Loan
25.	Feb	2023	58,676	56,626	6,695	-49,931	19,603	17,100	36,703	-13,228
26.	Mar	2023	59,669	55,633	6,464	-49,169	19,603	16,800	36,403	-12,766
27.	Apr	2023	60,663	54,639	6,237	-48,402	19,603	16,500	36,103	-12,299
28.	May	2023	61,656	53,646	6,014	-47,632	19,603	16,200	35,803	-11,828
29.	Jun	2023	62,650	52,652	5,795	-46,857	19,603	15,900	35,503	-11,354
30.	Jul	2023	63,643	51,659	5,581	-46,078	19,603	15,600	35,203	-10,875
31.	Aug	2023	64,637	50,665	5,370	-45,295	19,603	15,300	34,903	-10,392
32.	Sep	2023	65,630	49,672	5,164	-44,508	19,603	15,000	34,603	-9,905
33.	Oct	2023	66,623	48,678	4,961	-43,717	19,603	14,700	34,303	-9,414
34.	Nov	2023	67,617	47,685	4,763	-42,922	19,603	14,400	34,003	-8,919
35.	Dec	2023	68,610	46,692	4,568	-42,123	18,203	14,100	32,303	-9,820
36.	Jan	2024	69,604	45,698	4,378	-41,320	18,203	13,800	32,003	-9,317
End Of Year 3 of Loan
37.	Feb	2024	70,597	44,705	4,192	-40,513	18,203	13,500	31,703	-8,810
38.	Mar	2024	71,591	43,711	4,009	-39,702	18,203	13,200	31,403	-8,299
39.	Apr	2024	72,584	42,718	3,831	-38,887	18,203	12,900	31,103	-7,784
40.	May	2024	73,578	41,724	3,657	-38,067	18,203	12,600	30,803	-7,264
41.	Jun	2024	74,571	40,731	3,487	-37,244	18,203	12,300	30,503	-6,741
42.	Jul	2024	75,564	39,738	3,321	-36,417	18,203	12,000	30,203	-6,214
43.	Aug	2024	76,558	38,744	3,159	-35,585	18,203	11,700	29,903	-5,682
44.	Sep	2024	77,551	37,751	3,001	-34,750	18,203	11,400	29,603	-5,147
45.	Oct	2024	78,545	36,757	2,847	-33,910	18,203	11,100	29,303	-4,607
46.	Nov	2024	79,538	35,764	2,697	-33,067	18,203	10,800	29,003	-4,064
47.	Dec	2024	80,532	34,770	2,551	-32,219	16,802	10,500	27,303	-4,916
48.	Jan	2025	81,525	33,777	2,410	-31,367	16,802	10,200	27,003	-4,364
End Of Year 4 of Loan
49.	Feb	2025	82,518	32,783	2,272	-30,511	16,802	9,900	26,703	-3,809
50.	Mar	2025	83,512	31,790	2,138	-29,652	16,802	9,600	26,403	-3,249
51.	Apr	2025	84,505	30,797	2,009	-28,788	16,802	9,300	26,103	-2,685
52.	May	2025	85,499	29,803	1,883	-27,920	16,802	9,000	25,803	-2,117
53.	Jun	2025	86,492	28,810	1,762	-27,048	16,802	8,700	25,503	-1,545
54.	Jul	2025	87,486	27,816	1,644	-26,172	16,802	8,400	25,203	-969
55.	Aug	2025	88,479	26,823	1,531	-25,292	16,802	8,100	24,903	-389
56.	Sep	2025	89,473	25,829	1,422	-24,408	16,802	7,800	24,603	195	Break Even
57.	Oct	2025	90,466	24,836	1,316	-23,520	16,802	7,500	24,303	783
58.	Nov	2025	91,459	23,843	1,215	-22,628	16,802	7,200	24,003	1,375
59.	Dec	2025	92,453	22,849	1,118	-21,731	15,402	6,900	22,302	571
60.	Jan	2026	93,446	21,856	1,025	-20,831	15,402	6,600	22,002	1,171
End Of Year 5 of Loan
61.	Feb	2026	94,440	20,862	936	-19,927	15,402	6,300	21,702	1,776
62.	Mar	2026	95,433	19,869	850	-19,018	15,402	6,000	21,402	2,384
63.	Apr	2026	96,427	18,875	769	-18,106	15,402	5,700	21,102	2,997
64.	May	2026	97,420	17,882	693	-17,189	15,402	5,400	20,802	3,613
65.	Jun	2026	98,413	16,888	620	-16,269	15,402	5,100	20,502	4,234
66.	Jul	2026	99,407	15,895	551	-15,344	15,402	4,800	20,202	4,858
67.	Aug	2026	100,400	14,902	486	-14,416	15,402	4,500	19,902	5,487
68.	Sep	2026	101,394	13,908	425	-13,483	15,402	4,200	19,602	6,119
69.	Oct	2026	102,387	12,915	369	-12,546	15,402	3,900	19,302	6,756
70.	Nov	2026	103,381	11,921	316	-11,605	15,402	3,600	19,002	7,397
71.	Dec	2026	104,374	10,928	267	-10,661	14,002	3,300	17,302	6,642
72.	Jan	2027	105,368	9,934	223	-9,712	14,002	3,000	17,002	7,290
End Of Year 6 of Loan
73.	Feb	2027	106,361	8,941	182	-8,759	14,002	2,700	16,702	7,943
74.	Mar	2027	107,354	7,948	146	-7,802	14,002	2,400	16,402	8,600
75.	Apr	2027	108,348	6,954	113	-6,841	14,002	2,100	16,102	9,261
76.	May	2027	109,341	5,961	85	-5,876	14,002	1,800	15,802	9,926
77.	Jun	2027	110,335	4,967	61	-4,906	14,002	1,500	15,502	10,596
78.	Jul	2027	111,328	3,974	40	-3,933	14,002	1,200	15,202	11,269
79.	Aug	2027	112,322	2,980	24	-2,956	14,002	900	14,902	11,946
80.	Sep	2027	113,315	1,987	12	-1,975	14,002	600	14,602	12,627
81.	Oct	2027	114,308	993	4	-989	14,002	300	14,302	13,313
82.	Nov	2027	115,302	0	0	0	14,002	0	14,002	14,002	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb	2021	-67,019	45,304	-21,715
Mar	2021	-66,353	45,004	-21,350
Apr	2021	-65,684	44,704	-20,980
May	2021	-65,010	44,404	-20,607
Jun	2021	-64,333	44,104	-20,229
Jul	2021	-63,651	43,804	-19,848
Aug	2021	-62,966	43,504	-19,462
Sep	2021	-62,276	43,204	-19,072
Oct	2021	-61,582	42,904	-18,679
Nov	2021	-60,884	42,604	-18,281
Dec	2021	-60,182	42,304	-17,879
Jan	2022	-59,477	42,004	-17,473
End Of Year 1 of Loan
Feb	2022	-58,767	41,704	-17,063
Mar	2022	-58,053	41,404	-16,649
Apr	2022	-57,335	41,104	-16,231
May	2022	-56,613	40,804	-15,809
Jun	2022	-55,886	40,504	-15,383
Jul	2022	-55,156	40,204	-14,953
Aug	2022	-54,422	39,904	-14,518
Sep	2022	-53,684	39,604	-14,080
Oct	2022	-52,941	39,304	-13,638
Nov	2022	-52,195	39,004	-13,191
Dec	2022	-51,444	37,303	-14,141
Jan	2023	-50,690	37,003	-13,687
End Of Year 2 of Loan
Feb	2023	-49,931	36,703	-13,228
Mar	2023	-49,169	36,403	-12,766
Apr	2023	-48,402	36,103	-12,299
May	2023	-47,632	35,803	-11,828
Jun	2023	-46,857	35,503	-11,354
Jul	2023	-46,078	35,203	-10,875
Aug	2023	-45,295	34,903	-10,392
Sep	2023	-44,508	34,603	-9,905
Oct	2023	-43,717	34,303	-9,414
Nov	2023	-42,922	34,003	-8,919
Dec	2023	-42,123	32,303	-9,820
Jan	2024	-41,320	32,003	-9,317
End Of Year 3 of Loan
Feb	2024	-40,513	31,703	-8,810
Mar	2024	-39,702	31,403	-8,299
Apr	2024	-38,887	31,103	-7,784
May	2024	-38,067	30,803	-7,264
Jun	2024	-37,244	30,503	-6,741
Jul	2024	-36,417	30,203	-6,214
Aug	2024	-35,585	29,903	-5,682
Sep	2024	-34,750	29,603	-5,147
Oct	2024	-33,910	29,303	-4,607
Nov	2024	-33,067	29,003	-4,064
Dec	2024	-32,219	27,303	-4,916
Jan	2025	-31,367	27,003	-4,364
End Of Year 4 of Loan
Feb	2025	-30,511	26,703	-3,809
Mar	2025	-29,652	26,403	-3,249
Apr	2025	-28,788	26,103	-2,685
May	2025	-27,920	25,803	-2,117
Jun	2025	-27,048	25,503	-1,545
Jul	2025	-26,172	25,203	-969
Aug	2025	-25,292	24,903	-389
Sep	2025	-24,408	24,603	195
Oct	2025	-23,520	24,303	783
Nov	2025	-22,628	24,003	1,375
Dec	2025	-21,731	22,302	571
Jan	2026	-20,831	22,002	1,171
End Of Year 5 of Loan
Feb	2026	-19,927	21,702	1,776
Mar	2026	-19,018	21,402	2,384
Apr	2026	-18,106	21,102	2,997
May	2026	-17,189	20,802	3,613
Jun	2026	-16,269	20,502	4,234
Jul	2026	-15,344	20,202	4,858
Aug	2026	-14,416	19,902	5,487
Sep	2026	-13,483	19,602	6,119
Oct	2026	-12,546	19,302	6,756
Nov	2026	-11,605	19,002	7,397
Dec	2026	-10,661	17,302	6,642
Jan	2027	-9,712	17,002	7,290
End Of Year 6 of Loan
Feb	2027	-8,759	16,702	7,943
Mar	2027	-7,802	16,402	8,600
Apr	2027	-6,841	16,102	9,261
May	2027	-5,876	15,802	9,926
Jun	2027	-4,906	15,502	10,596
Jul	2027	-3,933	15,202	11,269
Aug	2027	-2,956	14,902	11,946
Sep	2027	-1,975	14,602	12,627
Oct	2027	-989	14,302	13,313
Nov	2027	0	14,002	14,002

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make

USED CARS FOR SALE IN SINGAPORE

Oneshift provides you with the best online shopping experience for buying used or second hand cars in Singapore. With a wide selection from all makes like Honda, Toyota, BMW, Mercedes-Benz, Mitsubishi and Nissan for used cars Singapore. You can easily shortlist the car of your choice to meet your needs and budget. We list used cars for sale from both dealers and direct sellers. Search from a list of PARF and COE cars, automatic or manual, by price range, colour, registration years and age. Used cars with low annual depreciation and off peak cars (OPC) are also a draw for the price conscious. Choose from a range of body types such as Sedan, SUV, MPV, Hatch, Coupe, Cabriolet and Wagon. If you are selling your own car, you can even post a Premium used car ad with us to reach out to a no. of potential car buyers.