$98,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
14 Oct 2016 (5 years, 1 months remaining)
Months
(5 years, 1 months )
%

$28,414 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$55,501
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$98,800
Monthly Installment
$1,119.02 /month for 5 years, 1 months (61 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$29,640 (30% of Car Price)
1st Installment
$1,119.02
Total Upfront Payment
$30,784.02

Loan Details

Total Loan
$69,160 Information
Total Interest
$8,980 Information
Total Sum Paid
$78,140 at the end of 5 years, 1 months (61 months)

Other Car Financial Details

COE
$55,501 Information
ARF Paid
$31,780 Information
PARF Rebate
You get back $15,890 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct 2021 -58,451 49,061 -9,390
Nov 2021 -57,617 47,178 -10,439
Dec 2021 -56,778 46,715 -10,062
Jan 2022 -55,934 46,253 -9,681
Feb 2022 -55,086 45,790 -9,296
Mar 2022 -54,233 45,328 -8,905
Apr 2022 -53,375 44,865 -8,510
May 2022 -52,512 44,403 -8,110
Jun 2022 -51,645 43,940 -7,705
Jul 2022 -50,773 43,478 -7,295
Aug 2022 -49,896 43,015 -6,881
Sep 2022 -49,015 42,553 -6,462
End Of Year 1 of Loan
Oct 2022 -48,128 42,090 -6,038
Nov 2022 -47,237 40,207 -7,030
Dec 2022 -46,341 39,744 -6,597
Jan 2023 -45,441 39,282 -6,159
Feb 2023 -44,535 38,819 -5,716
Mar 2023 -43,625 38,357 -5,268
Apr 2023 -42,710 37,894 -4,816
May 2023 -41,791 37,432 -4,359
Jun 2023 -40,867 36,969 -3,897
Jul 2023 -39,938 36,507 -3,431
Aug 2023 -39,004 36,044 -2,959
Sep 2023 -38,065 35,582 -2,483
End Of Year 2 of Loan
Oct 2023 -37,122 35,119 -2,002
Nov 2023 -36,174 33,236 -2,938
Dec 2023 -35,221 32,774 -2,447
Jan 2024 -34,263 32,311 -1,952
Feb 2024 -33,301 31,849 -1,452
Mar 2024 -32,334 31,386 -948
Apr 2024 -31,362 30,924 -439
May 2024 -30,386 30,461 75
Jun 2024 -29,404 29,999 594
Jul 2024 -28,418 29,536 1,118
Aug 2024 -27,428 29,074 1,646
Sep 2024 -26,432 28,611 2,179
End Of Year 3 of Loan
Oct 2024 -25,432 28,149 2,717
Nov 2024 -24,427 26,265 1,839
Dec 2024 -23,417 25,803 2,386
Jan 2025 -22,402 25,340 2,938
Feb 2025 -21,383 24,878 3,495
Mar 2025 -20,359 24,415 4,056
Apr 2025 -19,330 23,953 4,623
May 2025 -18,297 23,490 5,194
Jun 2025 -17,258 23,028 5,769
Jul 2025 -16,215 22,565 6,350
Aug 2025 -15,168 22,103 6,935
Sep 2025 -14,115 21,640 7,525
End Of Year 4 of Loan
Oct 2025 -13,058 21,178 8,120
Nov 2025 -11,996 19,295 7,299
Dec 2025 -10,929 18,832 7,903
Jan 2026 -9,857 18,370 8,512
Feb 2026 -8,781 17,907 9,126
Mar 2026 -7,700 17,445 9,744
Apr 2026 -6,614 16,982 10,368
May 2026 -5,524 16,520 10,996
Jun 2026 -4,429 16,057 11,628
Jul 2026 -3,329 15,595 12,266
Aug 2026 -2,224 15,132 12,908
Sep 2026 -1,114 14,670 13,555
End Of Year 5 of Loan
Oct 2026 0 14,207 14,207
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make