$102,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
2 Mar 2017 (5 years, 5 months remaining)
Months
(5 years, 5 months )
%

$32,263 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$50,621
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$102,888
Monthly Installment
$1,103.04 /month for 5 years, 5 months (65 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$30,866 (30% of Car Price)
1st Installment
$1,103.04
Total Upfront Payment
$31,994.44

Loan Details

Total Loan
$72,022 Information
Total Interest
$9,965 Information
Total Sum Paid
$81,986 at the end of 5 years, 5 months (65 months)

Other Car Financial Details

COE
$50,621 Information
ARF Paid
$37,168 Information
PARF Rebate
You get back $18,584 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Nov 2021 -60,932 51,195 -9,737
Dec 2021 -60,126 50,773 -9,353
Jan 2022 -59,316 50,351 -8,964
Feb 2022 -58,501 49,930 -8,571
Mar 2022 -57,681 49,508 -8,173
Apr 2022 -56,857 47,473 -9,384
May 2022 -56,028 47,051 -8,977
Jun 2022 -55,194 46,629 -8,565
Jul 2022 -54,356 46,207 -8,149
Aug 2022 -53,513 45,785 -7,728
Sep 2022 -52,665 45,364 -7,302
Oct 2022 -51,813 44,942 -6,872
End Of Year 1 of Loan
Nov 2022 -50,956 44,520 -6,437
Dec 2022 -50,095 44,098 -5,997
Jan 2023 -49,229 43,676 -5,553
Feb 2023 -48,358 43,254 -5,104
Mar 2023 -47,483 42,833 -4,650
Apr 2023 -46,603 40,798 -5,805
May 2023 -45,718 40,376 -5,342
Jun 2023 -44,829 39,954 -4,875
Jul 2023 -43,935 39,532 -4,403
Aug 2023 -43,036 39,110 -3,926
Sep 2023 -42,133 38,688 -3,444
Oct 2023 -41,225 38,266 -2,958
End Of Year 2 of Loan
Nov 2023 -40,312 37,845 -2,468
Dec 2023 -39,395 37,423 -1,972
Jan 2024 -38,473 37,001 -1,472
Feb 2024 -37,547 36,579 -968
Mar 2024 -36,615 36,157 -458
Apr 2024 -35,680 34,122 -1,557
May 2024 -34,739 33,700 -1,039
Jun 2024 -33,794 33,279 -516
Jul 2024 -32,844 32,857 12
Aug 2024 -31,890 32,435 545
Sep 2024 -30,931 32,013 1,082
Oct 2024 -29,967 31,591 1,624
End Of Year 3 of Loan
Nov 2024 -28,999 31,169 2,170
Dec 2024 -28,026 30,748 2,722
Jan 2025 -27,048 30,326 3,277
Feb 2025 -26,066 29,904 3,838
Mar 2025 -25,079 29,482 4,403
Apr 2025 -24,088 27,447 3,359
May 2025 -23,092 27,025 3,934
Jun 2025 -22,091 26,603 4,513
Jul 2025 -21,085 26,181 5,096
Aug 2025 -20,075 25,760 5,685
Sep 2025 -19,060 25,338 6,277
Oct 2025 -18,041 24,916 6,875
End Of Year 4 of Loan
Nov 2025 -17,017 24,494 7,477
Dec 2025 -15,988 24,072 8,084
Jan 2026 -14,955 23,650 8,696
Feb 2026 -13,917 23,229 9,312
Mar 2026 -12,874 22,807 9,933
Apr 2026 -11,827 20,772 8,945
May 2026 -10,775 20,350 9,575
Jun 2026 -9,718 19,928 10,210
Jul 2026 -8,657 19,506 10,849
Aug 2026 -7,591 19,084 11,493
Sep 2026 -6,521 18,663 12,142
Oct 2026 -5,446 18,241 12,795
End Of Year 5 of Loan
Nov 2026 -4,366 17,819 13,453
Dec 2026 -3,281 17,397 14,116
Jan 2027 -2,192 16,975 14,783
Feb 2027 -1,098 16,553 15,455
Mar 2027 0 16,132 16,132
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make