$104,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
16 May 2016 (5 years, 1 months remaining)
Months
(5 years, 1 months )
%

$31,264 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$51,010
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$104,800
Monthly Installment
$1,186.97 /month for 5 years, 1 months (61 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$31,440 (30% of Car Price)
1st Installment
$1,186.97
Total Upfront Payment
$32,651.97

Loan Details

Total Loan
$73,360 Information
Total Interest
$9,525 Information
Total Sum Paid
$82,885 at the end of 5 years, 1 months (61 months)

Other Car Financial Details

COE
$51,010 Information
ARF Paid
$35,770 Information
PARF Rebate
You get back $17,885 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May 2021 -62,000 48,953 -13,047
Jun 2021 -61,116 46,965 -14,151
Jul 2021 -60,226 46,540 -13,686
Aug 2021 -59,331 46,115 -13,216
Sep 2021 -58,431 45,689 -12,742
Oct 2021 -57,526 45,264 -12,262
Nov 2021 -56,616 44,839 -11,777
Dec 2021 -55,701 44,414 -11,287
Jan 2022 -54,781 43,989 -10,792
Feb 2022 -53,856 43,564 -10,292
Mar 2022 -52,926 43,139 -9,787
Apr 2022 -51,991 42,714 -9,277
End Of Year 1 of Loan
May 2022 -51,051 42,289 -8,762
Jun 2022 -50,106 40,301 -9,805
Jul 2022 -49,156 39,875 -9,280
Aug 2022 -48,200 39,450 -8,750
Sep 2022 -47,240 39,025 -8,215
Oct 2022 -46,275 38,600 -7,674
Nov 2022 -45,304 38,175 -7,129
Dec 2022 -44,329 37,750 -6,579
Jan 2023 -43,348 37,325 -6,023
Feb 2023 -42,363 36,900 -5,463
Mar 2023 -41,372 36,475 -4,898
Apr 2023 -40,377 36,050 -4,327
End Of Year 2 of Loan
May 2023 -39,376 35,625 -3,752
Jun 2023 -38,371 33,636 -4,734
Jul 2023 -37,360 33,211 -4,149
Aug 2023 -36,344 32,786 -3,558
Sep 2023 -35,323 32,361 -2,962
Oct 2023 -34,298 31,936 -2,362
Nov 2023 -33,267 31,511 -1,756
Dec 2023 -32,231 31,086 -1,145
Jan 2024 -31,190 30,661 -529
Feb 2024 -30,144 30,236 91
Mar 2024 -29,093 29,811 717
Apr 2024 -28,037 29,385 1,348
End Of Year 3 of Loan
May 2024 -26,976 28,960 1,984
Jun 2024 -25,910 26,972 1,062
Jul 2024 -24,839 26,547 1,708
Aug 2024 -23,763 26,122 2,359
Sep 2024 -22,682 25,697 3,015
Oct 2024 -21,595 25,272 3,676
Nov 2024 -20,504 24,847 4,343
Dec 2024 -19,408 24,422 5,014
Jan 2025 -18,306 23,997 5,690
Feb 2025 -17,200 23,571 6,371
Mar 2025 -16,089 23,146 7,058
Apr 2025 -14,972 22,721 7,749
End Of Year 4 of Loan
May 2025 -13,851 22,296 8,445
Jun 2025 -12,724 20,308 7,584
Jul 2025 -11,593 19,883 8,290
Aug 2025 -10,456 19,458 9,002
Sep 2025 -9,314 19,033 9,718
Oct 2025 -8,168 18,608 10,440
Nov 2025 -7,016 18,183 11,166
Dec 2025 -5,859 17,757 11,898
Jan 2026 -4,698 17,332 12,635
Feb 2026 -3,531 16,907 13,377
Mar 2026 -2,359 16,482 14,123
Apr 2026 -1,182 16,057 14,875
End Of Year 5 of Loan
May 2026 0 15,632 15,632
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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