$50,000

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
10 May 2016 (4 years, 9 months remaining)
Months
(4 years, 9 months )
%

$18,347 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$46,009
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$50,000
Monthly Installment
$700.95 /month for 4 years, 9 months (57 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$15,000 (30% of Car Price)
1st Installment
$700.95
Total Upfront Payment
$15,725.95

Loan Details

Total Loan
$35,000 Information
Total Interest
$4,954 Information
Total Sum Paid
$39,954 at the end of 4 years, 9 months (57 months)

Other Car Financial Details

COE
$46,009 Information
ARF Paid
$18,347 Information
PARF Rebate
You get back $9,174 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,576 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Sep 2021 -34,470 34,314 -156
Oct 2021 -33,937 33,930 -6
Nov 2021 -33,401 33,547 146
Dec 2021 -32,862 33,164 302
Jan 2022 -32,319 32,780 461
Feb 2022 -31,774 32,397 622
Mar 2022 -31,226 32,013 787
Apr 2022 -30,675 31,630 955
May 2022 -30,121 31,247 1,125
Jun 2022 -29,564 29,946 382
Jul 2022 -29,004 29,562 558
Aug 2022 -28,441 29,179 738
End Of Year 1 of Loan
Sep 2022 -27,875 28,796 921
Oct 2022 -27,306 28,412 1,106
Nov 2022 -26,734 28,029 1,295
Dec 2022 -26,158 27,645 1,487
Jan 2023 -25,580 27,262 1,681
Feb 2023 -24,999 26,878 1,879
Mar 2023 -24,415 26,495 2,080
Apr 2023 -23,828 26,112 2,283
May 2023 -23,238 25,728 2,490
Jun 2023 -22,645 24,427 1,782
Jul 2023 -22,049 24,044 1,995
Aug 2023 -21,450 23,661 2,211
End Of Year 2 of Loan
Sep 2023 -20,848 23,277 2,429
Oct 2023 -20,243 22,894 2,651
Nov 2023 -19,635 22,510 2,876
Dec 2023 -19,024 22,127 3,103
Jan 2024 -18,410 21,744 3,334
Feb 2024 -17,793 21,360 3,567
Mar 2024 -17,173 20,977 3,804
Apr 2024 -16,550 20,593 4,044
May 2024 -15,924 20,210 4,286
Jun 2024 -15,295 18,909 3,615
Jul 2024 -14,663 18,526 3,863
Aug 2024 -14,028 18,142 4,115
End Of Year 3 of Loan
Sep 2024 -13,390 17,759 4,369
Oct 2024 -12,749 17,376 4,627
Nov 2024 -12,105 16,992 4,888
Dec 2024 -11,458 16,609 5,151
Jan 2025 -10,808 16,225 5,418
Feb 2025 -10,155 15,842 5,687
Mar 2025 -9,499 15,459 5,960
Apr 2025 -8,840 15,075 6,236
May 2025 -8,178 14,692 6,514
Jun 2025 -7,513 13,391 5,878
Jul 2025 -6,845 13,008 6,163
Aug 2025 -6,174 12,624 6,450
End Of Year 4 of Loan
Sep 2025 -5,500 12,241 6,741
Oct 2025 -4,823 11,857 7,035
Nov 2025 -4,143 11,474 7,331
Dec 2025 -3,460 11,091 7,631
Jan 2026 -2,774 10,707 7,933
Feb 2026 -2,085 10,324 8,239
Mar 2026 -1,393 9,940 8,547
Apr 2026 -698 9,557 8,859
May 2026 0 9,174 9,174
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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