$79,999

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
29 May 2019 (7 years, 4 months remaining)
Months
(7 years)
%

$16,124 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$78,800
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$79,999
Monthly Installment
$805.72 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$24,000 (30% of Car Price)
1st Installment
$805.72
Total Upfront Payment
$24,830.42

Loan Details

Total Loan
$55,999 Information
Total Interest
$11,681 Information
Total Sum Paid
$67,681 at the end of 7 years (84 months)

Other Car Financial Details

COE
$78,800 Information
ARF Paid
$16,124 Information
PARF Rebate
You get back $8,062 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$9,789 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2022 -55,468 69,223 13,755
Mar 2022 -54,934 68,566 13,632
Apr 2022 -54,397 67,910 13,513
May 2022 -53,856 67,253 13,397
Jun 2022 -53,312 66,596 13,284
Jul 2022 -52,765 65,940 13,175
Aug 2022 -52,215 65,283 13,068
Sep 2022 -51,661 64,626 12,966
Oct 2022 -51,104 63,970 12,866
Nov 2022 -50,543 63,313 12,770
Dec 2022 -49,980 62,656 12,677
Jan 2023 -49,413 62,000 12,587
End Of Year 1 of Loan
Feb 2023 -48,843 61,343 12,500
Mar 2023 -48,269 60,686 12,417
Apr 2023 -47,693 60,030 12,337
May 2023 -47,113 59,373 12,260
Jun 2023 -46,530 58,716 12,187
Jul 2023 -45,943 58,060 12,117
Aug 2023 -45,353 57,403 12,050
Sep 2023 -44,760 56,746 11,986
Oct 2023 -44,164 56,090 11,926
Nov 2023 -43,564 55,433 11,869
Dec 2023 -42,962 54,776 11,815
Jan 2024 -42,355 54,120 11,764
End Of Year 2 of Loan
Feb 2024 -41,746 53,463 11,717
Mar 2024 -41,133 52,806 11,673
Apr 2024 -40,517 52,150 11,632
May 2024 -39,898 51,493 11,595
Jun 2024 -39,276 50,030 10,754
Jul 2024 -38,650 49,373 10,724
Aug 2024 -38,021 48,717 10,696
Sep 2024 -37,389 48,060 10,671
Oct 2024 -36,753 47,403 10,650
Nov 2024 -36,114 46,747 10,633
Dec 2024 -35,472 46,090 10,618
Jan 2025 -34,827 45,433 10,607
End Of Year 3 of Loan
Feb 2025 -34,178 44,777 10,599
Mar 2025 -33,526 44,120 10,594
Apr 2025 -32,871 43,463 10,593
May 2025 -32,212 42,807 10,594
Jun 2025 -31,551 41,344 9,793
Jul 2025 -30,886 40,687 9,802
Aug 2025 -30,217 40,031 9,813
Sep 2025 -29,546 39,374 9,828
Oct 2025 -28,871 38,717 9,846
Nov 2025 -28,193 38,061 9,868
Dec 2025 -27,511 37,404 9,892
Jan 2026 -26,827 36,747 9,920
End Of Year 4 of Loan
Feb 2026 -26,139 36,091 9,952
Mar 2026 -25,448 35,434 9,986
Apr 2026 -24,753 34,777 10,024
May 2026 -24,055 34,121 10,065
Jun 2026 -23,354 32,658 9,303
Jul 2026 -22,650 32,001 9,351
Aug 2026 -21,943 31,344 9,402
Sep 2026 -21,232 30,688 9,456
Oct 2026 -20,518 30,031 9,513
Nov 2026 -19,800 29,374 9,574
Dec 2026 -19,080 28,718 9,638
Jan 2027 -18,356 28,061 9,705
End Of Year 5 of Loan
Feb 2027 -17,629 27,404 9,776
Mar 2027 -16,898 26,748 9,850
Apr 2027 -16,164 26,091 9,927
May 2027 -15,427 25,434 10,007
Jun 2027 -14,687 23,972 9,284
Jul 2027 -13,943 23,315 9,371
Aug 2027 -13,197 22,658 9,462
Sep 2027 -12,447 22,002 9,555
Oct 2027 -11,693 21,345 9,652
Nov 2027 -10,937 20,688 9,752
Dec 2027 -10,177 20,032 9,855
Jan 2028 -9,413 19,375 9,961
End Of Year 6 of Loan
Feb 2028 -8,647 18,718 10,071
Mar 2028 -7,877 18,062 10,184
Apr 2028 -7,104 17,405 10,301
May 2028 -6,328 16,748 10,420
Jun 2028 -5,548 15,285 9,737
Jul 2028 -4,766 14,629 9,863
Aug 2028 -3,980 13,972 9,992
Sep 2028 -3,190 13,315 10,125
Oct 2028 -2,398 12,659 10,261
Nov 2028 -1,602 12,002 10,400
Dec 2028 -802 11,345 10,543
Jan 2029 0 10,689 10,689
Feb 2029 0 10,032 10,032
Mar 2029 0 9,375 9,375
Apr 2029 0 8,719 8,719
May 2029 0 8,062 8,062
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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