$102,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
13 Mar 2019 (7 years, 5 months remaining)
Months
(7 years)
%

$15,583 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$36,961
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$102,888
Monthly Installment
$1,036.25 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$30,866 (30% of Car Price)
1st Installment
$1,036.25
Total Upfront Payment
$31,927.65

Loan Details

Total Loan
$72,022 Information
Total Interest
$15,024 Information
Total Sum Paid
$87,045 at the end of 7 years (84 months)

Other Car Financial Details

COE
$36,961 Information
ARF Paid
$15,583 Information
PARF Rebate
You get back $7,792 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$12,889 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Nov 2021 -71,339 38,792 -32,547
Dec 2021 -70,652 38,484 -32,168
Jan 2022 -69,961 38,176 -31,785
Feb 2022 -69,265 37,868 -31,397
Mar 2022 -68,566 37,560 -31,006
Apr 2022 -67,862 37,252 -30,610
May 2022 -67,154 36,944 -30,210
Jun 2022 -66,442 36,636 -29,806
Jul 2022 -65,725 36,328 -29,397
Aug 2022 -65,005 36,020 -28,985
Sep 2022 -64,280 35,712 -28,568
Oct 2022 -63,551 35,404 -28,147
End Of Year 1 of Loan
Nov 2022 -62,818 35,096 -27,722
Dec 2022 -62,080 34,788 -27,292
Jan 2023 -61,338 34,480 -26,859
Feb 2023 -60,593 34,172 -26,421
Mar 2023 -59,842 33,864 -25,979
Apr 2023 -59,088 33,556 -25,532
May 2023 -58,330 33,248 -25,082
Jun 2023 -57,567 32,940 -24,627
Jul 2023 -56,800 32,632 -24,168
Aug 2023 -56,029 32,324 -23,705
Sep 2023 -55,254 32,016 -23,238
Oct 2023 -54,474 31,708 -22,766
End Of Year 2 of Loan
Nov 2023 -53,690 31,400 -22,290
Dec 2023 -52,902 31,092 -21,810
Jan 2024 -52,110 30,784 -21,326
Feb 2024 -51,314 30,476 -20,838
Mar 2024 -50,513 30,168 -20,345
Apr 2024 -49,708 29,081 -20,628
May 2024 -48,899 28,773 -20,127
Jun 2024 -48,086 28,465 -19,622
Jul 2024 -47,269 28,157 -19,112
Aug 2024 -46,447 27,849 -18,599
Sep 2024 -45,621 27,541 -18,081
Oct 2024 -44,791 27,233 -17,559
End Of Year 3 of Loan
Nov 2024 -43,957 26,925 -17,032
Dec 2024 -43,118 26,617 -16,502
Jan 2025 -42,276 26,309 -15,967
Feb 2025 -41,429 26,001 -15,428
Mar 2025 -40,578 25,693 -14,885
Apr 2025 -39,723 24,605 -15,117
May 2025 -38,863 24,297 -14,566
Jun 2025 -37,999 23,989 -14,010
Jul 2025 -37,131 23,681 -13,450
Aug 2025 -36,259 23,373 -12,886
Sep 2025 -35,383 23,065 -12,318
Oct 2025 -34,502 22,757 -11,745
End Of Year 4 of Loan
Nov 2025 -33,618 22,449 -11,168
Dec 2025 -32,729 22,141 -10,587
Jan 2026 -31,836 21,833 -10,002
Feb 2026 -30,938 21,525 -9,413
Mar 2026 -30,037 21,217 -8,819
Apr 2026 -29,131 20,130 -9,001
May 2026 -28,221 19,822 -8,399
Jun 2026 -27,307 19,514 -7,792
Jul 2026 -26,388 19,206 -7,182
Aug 2026 -25,465 18,898 -6,567
Sep 2026 -24,539 18,590 -5,949
Oct 2026 -23,608 18,282 -5,326
End Of Year 5 of Loan
Nov 2026 -22,672 17,974 -4,698
Dec 2026 -21,733 17,666 -4,067
Jan 2027 -20,789 17,358 -3,431
Feb 2027 -19,841 17,050 -2,791
Mar 2027 -18,889 16,742 -2,147
Apr 2027 -17,933 15,655 -2,278
May 2027 -16,972 15,347 -1,626
Jun 2027 -16,008 15,039 -969
Jul 2027 -15,039 14,731 -308
Aug 2027 -14,066 14,423 357
Sep 2027 -13,088 14,115 1,026
Oct 2027 -12,107 13,807 1,700
End Of Year 6 of Loan
Nov 2027 -11,121 13,499 2,378
Dec 2027 -10,131 13,191 3,060
Jan 2028 -9,137 12,883 3,746
Feb 2028 -8,139 12,575 4,436
Mar 2028 -7,136 12,267 5,131
Apr 2028 -6,129 11,180 5,050
May 2028 -5,118 10,872 5,753
Jun 2028 -4,103 10,564 6,461
Jul 2028 -3,084 10,256 7,172
Aug 2028 -2,060 9,948 7,888
Sep 2028 -1,032 9,640 8,608
Oct 2028 0 9,332 9,332
Nov 2028 0 9,024 9,024
Dec 2028 0 8,716 8,716
Jan 2029 0 8,408 8,408
Feb 2029 0 8,100 8,100
Mar 2029 0 7,792 7,792
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make