$134,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
1 Dec 2017 (6 years remaining)
Months
(6 years)
%

$44,882 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$49,996
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$134,800
Monthly Installment
$1,324.19 /month for 6 years (72 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$53,920 (40% of Car Price)
1st Installment
$1,324.19
Total Upfront Payment
$55,269.19

Loan Details

Total Loan
$80,880 Information
Total Interest
$14,461 Information
Total Sum Paid
$95,341 at the end of 6 years (72 months)

Other Car Financial Details

COE
$49,996 Information
ARF Paid
$54,835 Information
PARF Rebate
You get back $27,417 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$17,886 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Dec 2021 -79,952 63,242 -16,710
Jan 2022 -79,019 62,826 -16,193
Feb 2022 -78,080 62,409 -15,670
Mar 2022 -77,135 61,993 -15,142
Apr 2022 -76,185 61,576 -14,609
May 2022 -75,230 61,159 -14,070
Jun 2022 -74,269 60,743 -13,526
Jul 2022 -73,302 60,326 -12,976
Aug 2022 -72,330 59,909 -12,421
Sep 2022 -71,353 59,493 -11,860
Oct 2022 -70,370 59,076 -11,293
Nov 2022 -69,381 58,660 -10,722
End Of Year 1 of Loan
Dec 2022 -68,387 55,999 -12,388
Jan 2023 -67,387 55,582 -11,805
Feb 2023 -66,382 55,166 -11,217
Mar 2023 -65,372 54,749 -10,623
Apr 2023 -64,356 54,332 -10,024
May 2023 -63,334 53,916 -9,419
Jun 2023 -62,307 53,499 -8,808
Jul 2023 -61,275 53,082 -8,192
Aug 2023 -60,237 52,666 -7,571
Sep 2023 -59,193 52,249 -6,944
Oct 2023 -58,144 51,832 -6,312
Nov 2023 -57,090 51,416 -5,674
End Of Year 2 of Loan
Dec 2023 -56,030 48,755 -7,274
Jan 2024 -54,964 48,338 -6,626
Feb 2024 -53,893 47,922 -5,971
Mar 2024 -52,816 47,505 -5,311
Apr 2024 -51,734 47,089 -4,646
May 2024 -50,647 46,672 -3,975
Jun 2024 -49,554 46,255 -3,298
Jul 2024 -48,455 45,839 -2,616
Aug 2024 -47,351 45,422 -1,929
Sep 2024 -46,241 45,005 -1,236
Oct 2024 -45,126 44,589 -538
Nov 2024 -44,006 44,172 166
End Of Year 3 of Loan
Dec 2024 -42,880 41,511 -1,368
Jan 2025 -41,748 41,095 -653
Feb 2025 -40,611 40,678 67
Mar 2025 -39,468 40,261 793
Apr 2025 -38,320 39,845 1,524
May 2025 -37,167 39,428 2,261
Jun 2025 -36,008 39,012 3,004
Jul 2025 -34,843 38,595 3,752
Aug 2025 -33,673 38,178 4,505
Sep 2025 -32,497 37,762 5,264
Oct 2025 -31,316 37,345 6,029
Nov 2025 -30,130 36,928 6,799
End Of Year 4 of Loan
Dec 2025 -28,937 34,268 5,330
Jan 2026 -27,740 33,851 6,111
Feb 2026 -26,537 33,434 6,898
Mar 2026 -25,328 33,018 7,690
Apr 2026 -24,114 32,601 8,487
May 2026 -22,894 32,185 9,290
Jun 2026 -21,669 31,768 10,099
Jul 2026 -20,439 31,351 10,913
Aug 2026 -19,202 30,935 11,732
Sep 2026 -17,961 30,518 12,557
Oct 2026 -16,714 30,101 13,388
Nov 2026 -15,461 29,685 14,224
End Of Year 5 of Loan
Dec 2026 -14,203 27,024 12,821
Jan 2027 -12,939 26,607 13,668
Feb 2027 -11,670 26,191 14,521
Mar 2027 -10,395 25,774 15,379
Apr 2027 -9,115 25,357 16,242
May 2027 -7,830 24,941 17,111
Jun 2027 -6,538 24,524 17,986
Jul 2027 -5,242 24,108 18,866
Aug 2027 -3,940 23,691 19,751
Sep 2027 -2,632 23,274 20,642
Oct 2027 -1,319 22,858 21,539
Nov 2027 0 22,441 22,441
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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